Compare Waynetown, IN Car Insurance Rates (2021)

Car insurance in Waynetown, IN averages $255 a month. Waynetown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Waynetown car insurance rates, compare quotes from the top car insurance companies in Waynetown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Waynetown, IN are $3,055/year
  • Average car insurance rates in Waynetown, IN after a DUI are $3,602/year
  • The cheapest car insurance company in Waynetown for teen drivers is USAA

If you need to buy Waynetown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Waynetown, IN is right here.

You’ll find Waynetown car insurance rates, the cheapest Waynetown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Waynetown, Indiana car insurance rates to Indianapolis car insurance rates, Carmel car insurance rates, and South Bend car insurance rates.

Ready to find affordable Waynetown, IN car insurance today? Enter your ZIP code for fast, free Waynetown car insurance quotes.

Cheapest Waynetown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Waynetown, IN car insurance rates? Every Waynetown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Waynetown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,348 $2,405 $2,063 $2,255 $7,217 $9,089 $2,385 $2,594
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,428 $1,411 $1,221 $1,372 $7,665 $8,170 $1,884 $2,037
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,654 $1,561 $1,499 $1,508 $9,789 $11,021 $2,074 $2,117
State Farm $1,340 $1,340 $1,192 $1,192 $4,060 $5,198 $1,481 $1,652
Travelers $1,141 $1,161 $1,067 $1,068 $6,970 $11,011 $1,205 $1,398
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

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Minimum Car Insurance in Waynetown, IN

Every driver must carry the minimum car insurance in Waynetown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Waynetown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Waynetown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Waynetown, IN. Compare credit history car insurance rates in Waynetown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Waynetown, Indiana

Insurance Company Poor Fair Good
Allstate $4,701 $3,502 $3,181
American Family $4,755 $3,090 $2,588
Farmers $3,674 $2,996 $2,775
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,302 $3,812 $3,595
State Farm $3,179 $1,896 $1,470
Travelers $3,483 $2,951 $2,948
USAA $2,358 $1,559 $1,336

Cheapest Waynetown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Waynetown, IN to rates for a clean record with top companies.

Annual Waynetown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,027 $4,445 $4,103 $3,604
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,813 $3,289 $3,385 $3,108
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,921 $5,131 $3,489 $4,069
State Farm $2,131 $2,336 $2,131 $2,131
Travelers $2,658 $3,283 $3,719 $2,851
USAA $1,322 $1,882 $2,158 $1,642

Cheapest Waynetown, IN Car Insurance for Teen Drivers

Teen car insurance in Waynetown, IN can be expensive. Take a look at rates from the top car insurance companies in Waynetown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Waynetown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,217 $9,089
American Family $5,984 $8,674
Farmers $7,665 $8,170
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,789 $11,021
State Farm $4,060 $5,198
Travelers $6,970 $11,011
USAA $3,108 $3,471

Cheapest Waynetown, IN Car Insurance for Seniors

Take a look at Waynetown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Waynetown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,063 $2,255
American Family $1,962 $1,962
Farmers $1,221 $1,372
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,499 $1,508
State Farm $1,192 $1,192
Travelers $1,067 $1,068
USAA $1,040 $1,049

Cheapest Waynetown, IN Car Insurance Rates After a DUI

A DUI in Waynetown, IN increases car insurance rates. Compare Waynetown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Waynetown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
American Family $4,834
Farmers $3,385
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,489
State Farm $2,131
Travelers $3,719
USAA $2,158

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Cheapest Waynetown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Waynetown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Waynetown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,795 $3,795
American Family $3,436 $3,519
Farmers $3,149 $3,149
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,903 $3,903
State Farm $2,121 $2,243
Travelers $3,128 $3,128
USAA $1,728 $1,774

The Best Cheap Car Insurance Companies in Waynetown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Waynetown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Waynetown, Indiana

Insurance Company Average Annual Rates
Allstate $3,795
American Family $3,477
Farmers $3,149
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,903
State Farm $2,182
Travelers $3,128
USAA $1,751

Category Winners: Cheapest Car Insurance in Waynetown, Indiana

Find the cheapest car insurance companies in Waynetown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Waynetown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Waynetown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Waynetown car insurance rates. Find the cheapest Waynetown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Waynetown, Indiana

Insurance Company Low Medium High
Allstate $3,619 $3,781 $3,985
American Family $3,445 $3,593 $3,394
Farmers $3,042 $3,142 $3,262
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,688 $3,842 $4,178
State Farm $2,084 $2,181 $2,281
Travelers $3,069 $3,157 $3,157
USAA $1,689 $1,747 $1,817

What affects car insurance rates in Waynetown, Indiana?

What factors can have an impact on Waynetown, IN car insurance? There are several reasons why Waynetown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Waynetown, Indiana.

Commute Time in Waynetown

The more time you spend in your car the higher the risk of an accident. The average commute length in Waynetown, IN is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Waynetown, IN

Ready to find affordable Waynetown, Indiana car insurance today? Enter your ZIP code for fast, free Waynetown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State