Compare Webster, IA Car Insurance Rates (2021)

Car insurance in Webster, IA averages $246 a month. Webster, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Webster car insurance rates, compare quotes from the top car insurance companies in Webster, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Webster for teen drivers is USAA
  • The cheapest car insurance company in Webster is USAA
  • Average car insurance rates in Webster, IA after a DUI are $3,562/year

If you need to buy Webster, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Webster, IA is right here.

You’ll find Webster car insurance rates, the cheapest Webster, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Webster, Iowa car insurance rates to Iowa City car insurance rates, Ankeny car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Webster, IA car insurance today? Enter your ZIP code for fast, free Webster car insurance quotes.

Cheapest Webster, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Webster, IA car insurance rates? Every Webster, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Webster, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,839 $1,692 $1,725 $5,413 $6,074 $2,087 $2,147
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,648 $1,596 $1,359 $1,406 $3,900 $4,408 $1,985 $2,143
State Farm $1,504 $1,504 $1,309 $1,309 $3,894 $4,961 $1,686 $1,910
Travelers $2,441 $2,491 $2,374 $2,378 $10,766 $17,111 $2,539 $3,006
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Webster, IA

Every driver must carry the minimum car insurance in Webster, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Webster, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Webster, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Webster, IA. Compare credit history car insurance rates in Webster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Webster, Iowa

Insurance Company Poor Fair Good
Allstate $3,418 $2,722 $2,443
American Family $3,846 $2,827 $2,374
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,736 $2,197 $1,984
State Farm $3,218 $1,991 $1,570
Travelers $6,063 $5,174 $4,927
USAA $2,399 $1,648 $1,427

Cheapest Webster, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Webster, IA to rates for a clean record with top companies.

Annual Webster, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,443 $2,950 $3,329 $2,721
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,859 $3,023 $2,014 $2,327
State Farm $2,103 $2,416 $2,260 $2,260
Travelers $3,925 $5,233 $7,011 $5,384
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Webster, IA Car Insurance for Teen Drivers

Teen car insurance in Webster, IA can be expensive. Take a look at rates from the top car insurance companies in Webster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Webster, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,413 $6,074
American Family $5,177 $7,274
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,900 $4,408
State Farm $3,894 $4,961
Travelers $10,766 $17,111
USAA $3,285 $3,490

Cheapest Webster, IA Car Insurance for Seniors

Take a look at Webster, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Webster, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,692 $1,725
American Family $1,741 $1,741
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,359 $1,406
State Farm $1,309 $1,309
Travelers $2,374 $2,378
USAA $1,123 $1,146

Cheapest Webster, IA Car Insurance Rates After a DUI

A DUI in Webster, IA increases car insurance rates. Compare Webster, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Webster, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,329
American Family $4,138
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $2,014
State Farm $2,260
Travelers $7,011
USAA $2,432

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Cheapest Webster, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Webster, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Webster, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,793 $2,929
American Family $2,981 $3,051
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,306 $2,306
State Farm $2,205 $2,314
Travelers $5,388 $5,388
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Webster, IA

Take a look at a side-by-side comparison of the top car insurance companies in Webster, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Webster, Iowa

Insurance Company Average Annual Rates
Allstate $2,861
American Family $3,016
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,306
State Farm $2,260
Travelers $5,388
USAA $1,825

Category Winners: Cheapest Car Insurance in Webster, Iowa

Find the cheapest car insurance companies in Webster, IA for each category right here.

Best Annual Car Insurance Rates by Company in Webster, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Webster, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Webster car insurance rates. Find the cheapest Webster, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Webster, Iowa

Insurance Company Low Medium High
Allstate $2,741 $2,865 $2,976
American Family $3,033 $3,183 $2,831
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,186 $2,313 $2,418
State Farm $2,160 $2,271 $2,348
Travelers $5,079 $5,469 $5,617
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Webster, Iowa?

What factors can have an impact on Webster, IA car insurance? There are several reasons why Webster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Webster, Iowa.

Commute Time in Webster

The more time you spend in your car the higher the risk of an accident. The average commute length in Webster, IA is 15.5 minutes according to City-Data.

Compare Car Insurance Quotes in Webster, IA

Ready to find affordable Webster, Iowa car insurance today? Enter your ZIP code for fast, free Webster, IA car insurance quotes.

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