Compare Welch, TX Car Insurance Rates (2021)

Car insurance in Welch, TX averages $321 a month. Welch, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Welch car insurance rates, compare quotes from the top car insurance companies in Welch, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Welch is USAA
  • Average car insurance rates in Welch, TX are $3,857/year
  • Average car insurance rates in Welch, TX after a DUI are $4,369/year

If you need to buy Welch, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Welch, TX is right here.

You’ll find Welch car insurance rates, the cheapest Welch, TX car insurance companies, and information on Texas car insurance laws. You can also compare Welch, Texas car insurance rates to Austin car insurance rates, Corpus Christi car insurance rates, and Laredo car insurance rates.

Ready to find affordable Welch, TX car insurance today? Enter your ZIP code for fast, free Welch car insurance quotes.

Cheapest Welch, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Welch, TX car insurance rates? Every Welch, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Welch, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,604 $3,660 $3,563 $3,563 $9,074 $11,025 $4,464 $4,691
American Family $2,625 $2,897 $2,374 $2,698 $6,376 $8,375 $3,659 $4,159
GEICO $2,652 $2,827 $2,472 $2,759 $5,666 $5,904 $2,879 $2,906
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,668 $2,515 $2,359 $2,419 $10,813 $11,968 $3,121 $3,117
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in Welch, TX

Every driver must carry the minimum car insurance in Welch, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Welch, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Welch, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Welch, TX. Compare credit history car insurance rates in Welch from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Welch, Texas

Insurance Company Poor Fair Good
Allstate $6,955 $5,077 $4,334
American Family $5,771 $3,561 $3,104
GEICO $5,423 $3,063 $2,038
Nationwide $5,059 $4,032 $3,507
Progressive $5,509 $4,733 $4,376
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest Welch, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Welch, TX to rates for a clean record with top companies.

Annual Welch, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,338 $6,449 $6,698 $4,338
American Family $3,795 $4,785 $4,206 $3,795
GEICO $2,974 $3,873 $3,326 $3,859
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $4,249 $5,482 $4,968 $4,791
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest Welch, TX Car Insurance for Teen Drivers

Teen car insurance in Welch, TX can be expensive. Take a look at rates from the top car insurance companies in Welch for teenagers.

Annual Car Insurance Rates for Teen Drivers in Welch, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,074 $11,025
American Family $6,376 $8,375
GEICO $5,666 $5,904
Nationwide $7,378 $9,563
Progressive $10,813 $11,968
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest Welch, TX Car Insurance for Seniors

Take a look at Welch, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Welch, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,563 $3,563
American Family $2,374 $2,698
GEICO $2,472 $2,759
Nationwide $2,331 $2,486
Progressive $2,359 $2,419
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest Welch, TX Car Insurance Rates After a DUI

A DUI in Welch, TX increases car insurance rates. Compare Welch, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Welch, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,698
American Family $4,206
GEICO $3,326
Nationwide $5,439
Progressive $4,968
State Farm $2,937
USAA $3,006

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Cheapest Welch, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Welch, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Welch, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,334 $5,577
American Family $4,145 $4,145
GEICO $3,434 $3,583
Nationwide $4,199 $4,199
Progressive $4,873 $4,873
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in Welch, TX

Take a look at a side-by-side comparison of the top car insurance companies in Welch, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Welch, Texas

Insurance Company Average Annual Rates
Allstate $5,456
American Family $4,145
GEICO $3,508
Nationwide $4,199
Progressive $4,873
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in Welch, Texas

Find the cheapest car insurance companies in Welch, TX for each category right here.

Best Annual Car Insurance Rates by Company in Welch, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Welch, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Welch car insurance rates. Find the cheapest Welch, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Welch, Texas

Insurance Company Low Medium High
Allstate $5,341 $5,413 $5,613
American Family $3,897 $4,014 $4,525
GEICO $3,351 $3,471 $3,703
Nationwide $4,557 $4,013 $4,028
Progressive $4,565 $4,838 $5,214
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

What affects car insurance rates in Welch, Texas?

What factors can have an impact on Welch, TX car insurance? There are several reasons why Welch car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Welch, Texas.

Commute Time in Welch

The more time you spend in your car the higher the risk of an accident. The average commute length in Welch, TX is 13.0 minutes according to City-Data.

Compare Car Insurance Quotes in Welch, TX

Ready to find affordable Welch, Texas car insurance today? Enter your ZIP code for fast, free Welch, TX car insurance quotes.

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