Compare Wellington, CO Car Insurance Rates (2021)

Car insurance in Wellington, CO averages $285 a month. Wellington, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Wellington car insurance rates, compare quotes from the top car insurance companies in Wellington, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wellington, CO are $3,419/year
  • The cheapest car insurance company in Wellington for teen drivers is USAA
  • Average car insurance rates in Wellington, CO after a DUI are $4,078/year

If you need to buy Wellington, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Wellington, CO is right here.

You’ll find Wellington car insurance rates, the cheapest Wellington, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Wellington, Colorado car insurance rates to Centennial car insurance rates, Boulder car insurance rates, and Aurora car insurance rates.

Ready to find affordable Wellington, CO car insurance today? Enter your ZIP code for fast, free Wellington car insurance quotes.

Cheapest Wellington, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellington, CO car insurance rates? Every Wellington, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,767 $2,584 $2,522 $2,543 $9,821 $10,341 $2,999 $2,991
American Family $2,360 $2,360 $2,133 $2,133 $5,699 $7,669 $2,360 $2,883
Farmers $2,670 $2,638 $2,424 $2,621 $9,961 $9,973 $2,920 $2,933
GEICO $1,867 $2,038 $1,970 $2,232 $5,819 $6,160 $1,710 $1,742
Liberty Mutual $1,665 $1,565 $1,411 $1,557 $5,258 $5,752 $1,685 $1,705
Nationwide $2,263 $2,300 $2,028 $2,139 $5,724 $7,310 $2,605 $2,810
Progressive $2,206 $2,062 $1,938 $1,928 $7,612 $8,500 $2,481 $2,410
State Farm $1,705 $1,705 $1,539 $1,539 $4,984 $6,296 $1,911 $2,268
USAA $1,961 $1,952 $1,878 $1,875 $4,940 $5,650 $2,511 $2,721

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Minimum Car Insurance in Wellington, CO

Every driver must carry the minimum car insurance in Wellington, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Wellington, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wellington, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellington, CO. Compare credit history car insurance rates in Wellington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellington, Colorado

Insurance Company Poor Fair Good
Allstate $5,820 $4,497 $3,396
American Family $4,466 $3,197 $2,686
Farmers $5,254 $4,256 $4,043
GEICO $3,536 $2,942 $2,348
Liberty Mutual $3,671 $2,257 $1,796
Nationwide $4,099 $3,254 $2,838
Progressive $4,133 $3,538 $3,255
State Farm $3,808 $2,448 $1,974
USAA $4,329 $2,483 $1,995

Cheapest Wellington, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellington, CO to rates for a clean record with top companies.

Annual Wellington, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,885 $4,485 $5,500 $4,413
American Family $2,551 $3,629 $4,727 $2,891
Farmers $3,816 $4,907 $4,841 $4,508
GEICO $2,080 $3,230 $3,741 $2,719
Liberty Mutual $2,265 $2,642 $2,731 $2,660
Nationwide $2,618 $3,570 $4,523 $2,879
Progressive $3,154 $4,421 $3,326 $3,667
State Farm $2,518 $2,969 $2,743 $2,743
USAA $2,145 $2,618 $4,566 $2,414

Cheapest Wellington, CO Car Insurance for Teen Drivers

Teen car insurance in Wellington, CO can be expensive. Take a look at rates from the top car insurance companies in Wellington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellington, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,821 $10,341
American Family $5,699 $7,669
Farmers $9,961 $9,973
GEICO $5,819 $6,160
Liberty Mutual $5,258 $5,752
Nationwide $5,724 $7,310
Progressive $7,612 $8,500
State Farm $4,984 $6,296
USAA $4,940 $5,650

Cheapest Wellington, CO Car Insurance for Seniors

Take a look at Wellington, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellington, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,522 $2,543
American Family $2,133 $2,133
Farmers $2,424 $2,621
GEICO $1,970 $2,232
Liberty Mutual $1,411 $1,557
Nationwide $2,028 $2,139
Progressive $1,938 $1,928
State Farm $1,539 $1,539
USAA $1,878 $1,875

Cheapest Wellington, CO Car Insurance Rates After a DUI

A DUI in Wellington, CO increases car insurance rates. Compare Wellington, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellington, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,500
American Family $4,727
Farmers $4,841
GEICO $3,741
Liberty Mutual $2,731
Nationwide $4,523
Progressive $3,326
State Farm $2,743
USAA $4,566

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Cheapest Wellington, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellington, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellington, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,571 $4,571
American Family $3,375 $3,524
Farmers $4,518 $4,518
GEICO $2,879 $3,005
Liberty Mutual $2,575 $2,575
Nationwide $3,397 $3,397
Progressive $3,642 $3,642
State Farm $2,676 $2,811
USAA $2,854 $3,018

The Best Cheap Car Insurance Companies in Wellington, CO

Take a look at a side-by-side comparison of the top car insurance companies in Wellington, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellington, Colorado

Insurance Company Average Annual Rates
Allstate $4,571
American Family $3,449
Farmers $4,518
GEICO $2,942
Liberty Mutual $2,575
Nationwide $3,397
Progressive $3,642
State Farm $2,743
USAA $2,936

Category Winners: Cheapest Car Insurance in Wellington, Colorado

Find the cheapest car insurance companies in Wellington, CO for each category right here.

Best Annual Car Insurance Rates by Company in Wellington, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Wellington, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellington car insurance rates. Find the cheapest Wellington, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellington, Colorado

Insurance Company Low Medium High
Allstate $4,270 $4,553 $4,890
American Family $3,256 $3,522 $3,571
Farmers $3,965 $4,457 $5,132
GEICO $2,650 $2,888 $3,290
Liberty Mutual $2,411 $2,563 $2,750
Nationwide $3,381 $3,402 $3,409
Progressive $3,351 $3,654 $3,921
State Farm $2,555 $2,745 $2,930
USAA $2,793 $2,935 $3,079

What affects car insurance rates in Wellington, Colorado?

What factors can have an impact on Wellington, CO car insurance? There are several reasons why Wellington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellington, Colorado.

Commute Time in Wellington

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellington, CO is 26.1 minutes according to City-Data.

Traffic in Wellington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wellington, CO traffic data from INRIX ranks Wellington as the 84th-most congested in the world.

Compare Car Insurance Quotes in Wellington, CO

Ready to find affordable Wellington, Colorado car insurance today? Enter your ZIP code for fast, free Wellington, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State