Compare Wellington, IL Car Insurance Rates (2021)

Car insurance in Wellington, IL averages $260 a month. Wellington, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Wellington car insurance rates, compare quotes from the top car insurance companies in Wellington, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wellington, IL after a DUI are $3,654/year
  • The cheapest car insurance company in Wellington is State Farm
  • The cheapest car insurance company in Wellington for teen drivers is State Farm

If you need to buy Wellington, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Wellington, IL is right here.

You’ll find Wellington car insurance rates, the cheapest Wellington, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Wellington, Illinois car insurance rates to Elgin car insurance rates, Aurora car insurance rates, and Champaign car insurance rates.

Ready to find affordable Wellington, IL car insurance today? Enter your ZIP code for fast, free Wellington car insurance quotes.

Cheapest Wellington, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellington, IL car insurance rates? Every Wellington, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,440 $3,454 $3,608 $3,608 $9,052 $11,779 $4,141 $4,478
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,257 $2,259 $2,003 $2,118 $9,660 $10,073 $2,576 $2,696
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,372 $1,481 $1,140 $1,275 $4,514 $5,024 $1,434 $1,513
Nationwide $1,925 $1,959 $1,711 $1,813 $5,345 $6,858 $2,246 $2,433
Progressive $1,861 $1,766 $1,531 $1,606 $6,498 $7,292 $2,214 $2,383
State Farm $1,277 $1,277 $1,135 $1,135 $3,579 $4,545 $1,441 $1,653
Travelers $1,519 $1,602 $1,389 $1,480 $4,407 $5,534 $1,609 $1,695
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

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Minimum Car Insurance in Wellington, IL

Every driver must carry the minimum car insurance in Wellington, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Wellington, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Wellington, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellington, IL. Compare credit history car insurance rates in Wellington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellington, Illinois

Insurance Company Poor Fair Good
Allstate $6,935 $5,012 $4,388
American Family $4,815 $3,281 $2,776
Farmers $4,781 $4,015 $3,820
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,137 $1,960 $1,562
Nationwide $3,624 $2,926 $2,559
Progressive $3,601 $3,035 $2,796
State Farm $2,916 $1,746 $1,354
Travelers $2,933 $2,362 $1,919
USAA $3,831 $2,620 $2,154

Cheapest Wellington, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellington, IL to rates for a clean record with top companies.

Annual Wellington, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $6,648 $6,180 $5,105
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,552 $4,576 $4,463 $4,229
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,852 $2,621 $2,306 $2,099
Nationwide $2,445 $3,167 $3,724 $2,809
Progressive $2,598 $3,823 $2,874 $3,281
State Farm $1,838 $2,172 $2,005 $2,005
Travelers $1,913 $2,506 $2,799 $2,399
USAA $2,050 $2,931 $4,024 $2,468

Cheapest Wellington, IL Car Insurance for Teen Drivers

Teen car insurance in Wellington, IL can be expensive. Take a look at rates from the top car insurance companies in Wellington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellington, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,052 $11,779
American Family $6,391 $8,844
Farmers $9,660 $10,073
GEICO $4,375 $4,641
Liberty Mutual $4,514 $5,024
Nationwide $5,345 $6,858
Progressive $6,498 $7,292
State Farm $3,579 $4,545
Travelers $4,407 $5,534
USAA $5,442 $6,030

Cheapest Wellington, IL Car Insurance for Seniors

Take a look at Wellington, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellington, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,608 $3,608
American Family $2,059 $2,059
Farmers $2,003 $2,118
GEICO $1,364 $1,612
Liberty Mutual $1,140 $1,275
Nationwide $1,711 $1,813
Progressive $1,531 $1,606
State Farm $1,135 $1,135
Travelers $1,389 $1,480
USAA $1,598 $1,592

Cheapest Wellington, IL Car Insurance Rates After a DUI

A DUI in Wellington, IL increases car insurance rates. Compare Wellington, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellington, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,180
American Family $5,026
Farmers $4,463
GEICO $3,141
Liberty Mutual $2,306
Nationwide $3,724
Progressive $2,874
State Farm $2,005
Travelers $2,799
USAA $4,024

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Cheapest Wellington, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellington, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellington, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,445 $5,445
American Family $3,578 $3,670
Farmers $4,205 $4,205
GEICO $2,263 $2,351
Liberty Mutual $2,219 $2,219
Nationwide $3,036 $3,036
Progressive $3,144 $3,144
State Farm $1,955 $2,056
Travelers $2,310 $2,498
USAA $2,787 $2,949

The Best Cheap Car Insurance Companies in Wellington, IL

Take a look at a side-by-side comparison of the top car insurance companies in Wellington, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellington, Illinois

Insurance Company Average Annual Rates
Allstate $5,445
American Family $3,624
Farmers $4,205
GEICO $2,307
Liberty Mutual $2,219
Nationwide $3,036
Progressive $3,144
State Farm $2,005
Travelers $2,404
USAA $2,868

Category Winners: Cheapest Car Insurance in Wellington, Illinois

Find the cheapest car insurance companies in Wellington, IL for each category right here.

Best Annual Car Insurance Rates by Company in Wellington, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Wellington, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellington car insurance rates. Find the cheapest Wellington, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellington, Illinois

Insurance Company Low Medium High
Allstate $5,274 $5,440 $5,621
American Family $3,482 $3,757 $3,633
Farmers $3,999 $4,104 $4,512
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,093 $2,215 $2,350
Nationwide $3,022 $3,060 $3,026
Progressive $2,890 $3,125 $3,417
State Farm $1,903 $2,008 $2,105
Travelers $2,251 $2,401 $2,561
USAA $2,681 $2,865 $3,059

What affects car insurance rates in Wellington, Illinois?

What factors can have an impact on Wellington, IL car insurance? There are several reasons why Wellington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellington, Illinois.

Commute Time in Wellington

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellington, IL is 31.0 minutes according to City-Data.

Traffic in Wellington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wellington, IL traffic data from INRIX ranks Wellington as the 84th-most congested in the world.

Compare Car Insurance Quotes in Wellington, IL

Ready to find affordable Wellington, Illinois car insurance today? Enter your ZIP code for fast, free Wellington, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State