Compare Wellington, KY Car Insurance Rates (2021)

Car insurance in Wellington, KY averages $483 a month. Wellington, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wellington car insurance rates, compare quotes from the top car insurance companies in Wellington, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wellington, KY are $5,800/year
  • The cheapest car insurance company in Wellington is State Farm
  • Average car insurance rates in Wellington, KY after a DUI are $6,979/year

If you need to buy Wellington, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Wellington, KY is right here.

You’ll find Wellington car insurance rates, the cheapest Wellington, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Wellington, Kentucky car insurance rates to Independence car insurance rates, Florence car insurance rates, and Bowling Green car insurance rates.

Ready to find affordable Wellington, KY car insurance today? Enter your ZIP code for fast, free Wellington car insurance quotes.

Cheapest Wellington, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellington, KY car insurance rates? Every Wellington, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,326 $24,771 $5,850 $6,118
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,444 $3,747 $2,922 $3,281 $14,049 $15,577 $3,599 $3,749
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,602 $2,466 $2,340 $2,344 $12,934 $14,682 $3,234 $3,304
State Farm $1,749 $1,749 $1,561 $1,561 $5,005 $6,357 $1,947 $2,155
Travelers $2,903 $2,951 $2,878 $2,868 $14,399 $22,943 $3,050 $3,519
USAA $1,853 $1,853 $1,676 $1,700 $4,982 $5,239 $2,336 $2,553

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Minimum Car Insurance in Wellington, KY

Every driver must carry the minimum car insurance in Wellington, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Wellington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wellington, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellington, KY. Compare credit history car insurance rates in Wellington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellington, Kentucky

Insurance Company Poor Fair Good
Allstate $13,323 $9,120 $7,515
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,043 $5,510 $4,336
Nationwide $9,500 $7,372 $6,351
Progressive $6,128 $5,350 $4,987
State Farm $3,976 $2,414 $1,891
Travelers $7,753 $6,545 $6,519
USAA $4,119 $2,315 $1,888

Cheapest Wellington, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellington, KY to rates for a clean record with top companies.

Annual Wellington, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,701 $9,286
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,244 $8,085 $6,277 $5,578
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $4,531 $6,736 $5,172 $5,513
State Farm $2,535 $2,986 $2,761 $2,761
Travelers $6,021 $6,198 $9,051 $6,486
USAA $2,090 $2,954 $3,534 $2,517

Cheapest Wellington, KY Car Insurance for Teen Drivers

Teen car insurance in Wellington, KY can be expensive. Take a look at rates from the top car insurance companies in Wellington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,326 $24,771
GEICO $7,170 $8,568
Liberty Mutual $14,049 $15,577
Nationwide $12,445 $15,350
Progressive $12,934 $14,682
State Farm $5,005 $6,357
Travelers $14,399 $22,943
USAA $4,982 $5,239

Cheapest Wellington, KY Car Insurance for Seniors

Take a look at Wellington, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $3,742 $3,389
Liberty Mutual $2,922 $3,281
Nationwide $5,015 $5,208
Progressive $2,340 $2,344
State Farm $1,561 $1,561
Travelers $2,878 $2,868
USAA $1,676 $1,700

Cheapest Wellington, KY Car Insurance Rates After a DUI

A DUI in Wellington, KY increases car insurance rates. Compare Wellington, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellington, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,701
GEICO $7,199
Liberty Mutual $6,277
Nationwide $10,137
Progressive $5,172
State Farm $2,761
Travelers $9,051
USAA $3,534

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Cheapest Wellington, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellington, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellington, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,986 $9,986
GEICO $4,371 $4,456
Liberty Mutual $6,296 $6,296
Nationwide $7,741 $7,741
Progressive $5,488 $5,488
State Farm $2,692 $2,830
Travelers $6,939 $6,939
USAA $2,671 $2,877

The Best Cheap Car Insurance Companies in Wellington, KY

Take a look at a side-by-side comparison of the top car insurance companies in Wellington, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellington, Kentucky

Insurance Company Average Annual Rates
Allstate $9,986
GEICO $4,413
Liberty Mutual $6,296
Nationwide $7,741
Progressive $5,488
State Farm $2,761
Travelers $6,939
USAA $2,774

Category Winners: Cheapest Car Insurance in Wellington, Kentucky

Find the cheapest car insurance companies in Wellington, KY for each category right here.

Best Annual Car Insurance Rates by Company in Wellington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Wellington, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellington car insurance rates. Find the cheapest Wellington, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellington, Kentucky

Insurance Company Low Medium High
Allstate $8,769 $9,922 $11,267
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,944 $6,250 $6,694
Nationwide $7,713 $7,608 $7,902
Progressive $5,056 $5,405 $6,004
State Farm $2,577 $2,756 $2,950
Travelers $6,628 $6,974 $7,215
USAA $2,643 $2,767 $2,912

What affects car insurance rates in Wellington, Kentucky?

What factors can have an impact on Wellington, KY car insurance? There are several reasons why Wellington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellington, Kentucky.

Commute Time in Wellington

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellington, KY is 19.1 minutes according to City-Data.

Traffic in Wellington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wellington, KY traffic data from INRIX ranks Wellington as the 84th-most congested in the world.

Compare Car Insurance Quotes in Wellington, KY

Ready to find affordable Wellington, Kentucky car insurance today? Enter your ZIP code for fast, free Wellington, KY car insurance quotes.

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