Compare Wellington, OH Car Insurance Rates (2021)

Car insurance in Wellington, OH averages $222 a month. Wellington, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wellington car insurance rates, compare quotes from the top car insurance companies in Wellington, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wellington, OH are $2,659/year
  • The cheapest car insurance company in Wellington for teen drivers is American Family
  • Average car insurance rates in Wellington, OH after a DUI are $3,086/year

If you need to buy Wellington, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Wellington, OH is right here.

You’ll find Wellington car insurance rates, the cheapest Wellington, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Wellington, Ohio car insurance rates to Toledo car insurance rates, Cleveland car insurance rates, and Akron car insurance rates.

Ready to find affordable Wellington, OH car insurance today? Enter your ZIP code for fast, free Wellington car insurance quotes.

Cheapest Wellington, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellington, OH car insurance rates? Every Wellington, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellington, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,951 $1,936 $1,768 $1,887 $5,494 $6,280 $2,036 $2,166
American Family $917 $953 $833 $838 $2,758 $3,001 $1,131 $1,192
Farmers $1,753 $1,751 $1,542 $1,628 $7,909 $8,237 $1,963 $2,045
GEICO $1,148 $1,115 $1,094 $1,113 $3,064 $2,840 $1,270 $1,065
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,726 $1,627 $1,437 $1,485 $7,656 $8,624 $2,064 $2,134
State Farm $1,390 $1,390 $1,246 $1,246 $4,347 $5,468 $1,614 $1,845
Travelers $1,281 $1,299 $1,282 $1,275 $5,689 $9,053 $1,338 $1,504
USAA $890 $897 $848 $846 $2,751 $3,062 $1,189 $1,281

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Minimum Car Insurance in Wellington, OH

Every driver must carry the minimum car insurance in Wellington, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Wellington, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wellington, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellington, OH. Compare credit history car insurance rates in Wellington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellington, Ohio

Insurance Company Poor Fair Good
Allstate $3,769 $2,754 $2,296
American Family $1,930 $1,315 $1,114
Farmers $3,789 $3,212 $3,059
GEICO $1,901 $1,589 $1,276
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,756 $3,246 $3,032
State Farm $3,303 $2,042 $1,610
Travelers $3,168 $2,765 $2,587
USAA $1,907 $1,352 $1,153

Cheapest Wellington, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellington, OH to rates for a clean record with top companies.

Annual Wellington, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $2,984 $3,522 $2,793
American Family $1,393 $1,473 $1,473 $1,473
Farmers $2,767 $3,565 $3,476 $3,605
GEICO $1,077 $1,554 $2,272 $1,453
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,884 $3,919 $3,072 $3,502
State Farm $2,112 $2,525 $2,318 $2,318
Travelers $2,088 $2,726 $4,119 $2,427
USAA $1,128 $1,513 $1,992 $1,249

Cheapest Wellington, OH Car Insurance for Teen Drivers

Teen car insurance in Wellington, OH can be expensive. Take a look at rates from the top car insurance companies in Wellington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellington, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,494 $6,280
American Family $2,758 $3,001
Farmers $7,909 $8,237
GEICO $3,064 $2,840
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,656 $8,624
State Farm $4,347 $5,468
Travelers $5,689 $9,053
USAA $2,751 $3,062

Cheapest Wellington, OH Car Insurance for Seniors

Take a look at Wellington, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellington, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,887
American Family $833 $838
Farmers $1,542 $1,628
GEICO $1,094 $1,113
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,437 $1,485
State Farm $1,246 $1,246
Travelers $1,282 $1,275
USAA $848 $846

Cheapest Wellington, OH Car Insurance Rates After a DUI

A DUI in Wellington, OH increases car insurance rates. Compare Wellington, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellington, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,522
American Family $1,473
Farmers $3,476
GEICO $2,272
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,072
State Farm $2,318
Travelers $4,119
USAA $1,992

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Cheapest Wellington, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellington, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellington, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,940 $2,940
American Family $1,436 $1,470
Farmers $3,354 $3,354
GEICO $1,562 $1,615
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,344 $3,344
State Farm $2,260 $2,377
Travelers $2,840 $2,840
USAA $1,414 $1,527

The Best Cheap Car Insurance Companies in Wellington, OH

Take a look at a side-by-side comparison of the top car insurance companies in Wellington, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellington, Ohio

Insurance Company Average Annual Rates
Allstate $2,940
American Family $1,453
Farmers $3,354
GEICO $1,589
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,344
State Farm $2,318
Travelers $2,840
USAA $1,470

Category Winners: Cheapest Car Insurance in Wellington, Ohio

Find the cheapest car insurance companies in Wellington, OH for each category right here.

Best Annual Car Insurance Rates by Company in Wellington, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Wellington, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellington car insurance rates. Find the cheapest Wellington, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellington, Ohio

Insurance Company Low Medium High
Allstate $2,838 $2,934 $3,047
American Family $1,429 $1,464 $1,466
Farmers $3,166 $3,300 $3,595
GEICO $1,530 $1,581 $1,656
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,208 $3,315 $3,510
State Farm $2,198 $2,326 $2,432
Travelers $2,742 $2,881 $2,897
USAA $1,402 $1,469 $1,541

What affects car insurance rates in Wellington, Ohio?

What factors can have an impact on Wellington, OH car insurance? There are several reasons why Wellington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellington, Ohio.

Commute Time in Wellington

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellington, OH is 27.3 minutes according to City-Data.

Traffic in Wellington

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Wellington, OH traffic data from INRIX ranks Wellington as the 84th-most congested in the world.

Compare Car Insurance Quotes in Wellington, OH

Ready to find affordable Wellington, Ohio car insurance today? Enter your ZIP code for fast, free Wellington, OH car insurance quotes.

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