Compare Wells, NY Car Insurance Rates (2021)

Car insurance in Wells, NY averages $262 a month. Wells, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wells car insurance rates, compare quotes from the top car insurance companies in Wells, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wells, NY after a DUI are $4,139/year
  • The cheapest car insurance company in Wells for teen drivers is GEICO
  • The cheapest car insurance company in Wells is GEICO

If you need to buy Wells, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wells, NY is right here.

You’ll find Wells car insurance rates, the cheapest Wells, NY car insurance companies, and information on New York car insurance laws. You can also compare Wells, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and New Rochelle car insurance rates.

Ready to find affordable Wells, NY car insurance today? Enter your ZIP code for fast, free Wells car insurance quotes.

Cheapest Wells, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wells, NY car insurance rates? Every Wells, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wells, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,592 $2,452 $2,419 $2,462 $7,546 $8,146 $2,594 $2,624
GEICO $1,383 $1,333 $1,346 $1,326 $2,887 $4,213 $1,248 $1,285
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $1,958 $1,958 $1,852 $1,852 $3,416 $5,065 $1,958 $2,480
Progressive $1,629 $1,527 $1,308 $1,329 $5,584 $6,233 $2,116 $2,075
State Farm $2,079 $2,079 $1,806 $1,806 $6,016 $7,780 $2,278 $2,415
Travelers $2,400 $2,424 $2,191 $2,349 $5,537 $6,571 $2,547 $2,656
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Wells, NY

Every driver must carry the minimum car insurance in Wells, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wells, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wells, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wells, NY. Compare credit history car insurance rates in Wells from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wells, New York

Insurance Company Poor Fair Good
Allstate $5,489 $3,250 $2,824
GEICO $2,352 $1,729 $1,551
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,567 $2,567 $2,567
Progressive $4,293 $2,238 $1,645
State Farm $4,634 $2,906 $2,307
Travelers $4,581 $2,900 $2,523
USAA $4,423 $2,195 $1,945

Cheapest Wells, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wells, NY to rates for a clean record with top companies.

Annual Wells, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,276 $3,276 $4,753 $4,113
GEICO $1,482 $1,615 $2,931 $1,482
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $1,974 $1,974 $4,305 $2,018
Progressive $2,651 $2,651 $2,933 $2,666
State Farm $3,132 $3,132 $3,433 $3,433
Travelers $2,858 $3,556 $3,608 $3,316
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Wells, NY Car Insurance for Teen Drivers

Teen car insurance in Wells, NY can be expensive. Take a look at rates from the top car insurance companies in Wells for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wells, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,546 $8,146
GEICO $2,887 $4,213
Liberty Mutual $6,550 $10,619
Nationwide $3,416 $5,065
Progressive $5,584 $6,233
State Farm $6,016 $7,780
Travelers $5,537 $6,571
USAA $6,012 $7,189

Cheapest Wells, NY Car Insurance for Seniors

Take a look at Wells, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wells, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,419 $2,462
GEICO $1,346 $1,326
Liberty Mutual $3,142 $3,142
Nationwide $1,852 $1,852
Progressive $1,308 $1,329
State Farm $1,806 $1,806
Travelers $2,191 $2,349
USAA $1,346 $1,345

Cheapest Wells, NY Car Insurance Rates After a DUI

A DUI in Wells, NY increases car insurance rates. Compare Wells, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wells, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,753
GEICO $2,931
Liberty Mutual $7,405
Nationwide $4,305
Progressive $2,933
State Farm $3,433
Travelers $3,608
USAA $3,744

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Cheapest Wells, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wells, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wells, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,802 $3,907
GEICO $1,822 $1,933
Liberty Mutual $4,514 $4,774
Nationwide $2,567 $2,567
Progressive $2,725 $2,725
State Farm $3,168 $3,397
Travelers $3,334 $3,334
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Wells, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wells, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wells, New York

Insurance Company Average Annual Rates
Allstate $3,854
GEICO $1,878
Liberty Mutual $4,644
Nationwide $2,567
Progressive $2,725
State Farm $3,282
Travelers $3,334
USAA $2,854

Category Winners: Cheapest Car Insurance in Wells, New York

Find the cheapest car insurance companies in Wells, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wells, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wells, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wells car insurance rates. Find the cheapest Wells, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wells, New York

Insurance Company Low Medium High
Allstate $3,671 $3,843 $4,049
GEICO $1,785 $1,872 $1,976
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,432 $2,549 $2,722
Progressive $2,596 $2,712 $2,867
State Farm $3,131 $3,299 $3,417
Travelers $3,174 $3,303 $3,527
USAA $2,786 $2,844 $2,933

What affects car insurance rates in Wells, New York?

What factors can have an impact on Wells, NY car insurance? There are several reasons why Wells car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wells, New York.

Commute Time in Wells

The more time you spend in your car the higher the risk of an accident. The average commute length in Wells, NY is 13.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wells, NY

Ready to find affordable Wells, New York car insurance today? Enter your ZIP code for fast, free Wells, NY car insurance quotes.

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