Compare Wells, TX Car Insurance Rates (2021)

Car insurance in Wells, TX averages $321 a month. Wells, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Wells car insurance rates, compare quotes from the top car insurance companies in Wells, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wells for teen drivers is USAA
  • Average car insurance rates in Wells, TX are $3,848/year
  • The cheapest car insurance company in Wells is USAA

If you need to buy Wells, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Wells, TX is right here.

You’ll find Wells car insurance rates, the cheapest Wells, TX car insurance companies, and information on Texas car insurance laws. You can also compare Wells, Texas car insurance rates to Laredo car insurance rates, San Antonio car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Wells, TX car insurance today? Enter your ZIP code for fast, free Wells car insurance quotes.

Cheapest Wells, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wells, TX car insurance rates? Every Wells, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wells, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,479 $3,409 $3,409 $9,241 $11,137 $4,270 $4,440
American Family $2,408 $2,679 $2,264 $2,591 $6,402 $8,368 $3,457 $3,937
GEICO $2,563 $2,761 $2,474 $2,779 $5,558 $5,846 $2,769 $2,786
Nationwide $2,366 $2,407 $2,090 $2,213 $6,727 $8,637 $2,781 $3,009
Progressive $2,576 $2,419 $2,308 $2,343 $11,209 $12,503 $3,036 $3,050
State Farm $2,116 $2,116 $1,873 $1,873 $4,934 $6,265 $2,291 $2,367
USAA $1,553 $1,565 $1,481 $1,473 $4,353 $4,751 $2,073 $2,230

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Minimum Car Insurance in Wells, TX

Every driver must carry the minimum car insurance in Wells, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Wells, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wells, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wells, TX. Compare credit history car insurance rates in Wells from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wells, Texas

Insurance Company Poor Fair Good
Allstate $6,798 $4,990 $4,276
American Family $5,503 $3,483 $3,054
GEICO $5,318 $3,006 $2,001
Nationwide $4,535 $3,640 $3,162
Progressive $5,525 $4,804 $4,462
State Farm $4,226 $2,624 $2,088
USAA $3,583 $2,063 $1,658

Cheapest Wells, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wells, TX to rates for a clean record with top companies.

Annual Wells, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $6,430 $6,722 $4,133
American Family $3,667 $4,639 $4,081 $3,667
GEICO $2,922 $3,860 $3,227 $3,759
Nationwide $3,278 $3,278 $4,858 $3,702
Progressive $4,291 $5,600 $5,010 $4,821
State Farm $2,662 $3,034 $3,560 $2,662
USAA $1,817 $2,677 $3,159 $2,086

Cheapest Wells, TX Car Insurance for Teen Drivers

Teen car insurance in Wells, TX can be expensive. Take a look at rates from the top car insurance companies in Wells for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wells, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,241 $11,137
American Family $6,402 $8,368
GEICO $5,558 $5,846
Nationwide $6,727 $8,637
Progressive $11,209 $12,503
State Farm $4,934 $6,265
USAA $4,353 $4,751

Cheapest Wells, TX Car Insurance for Seniors

Take a look at Wells, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wells, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,409 $3,409
American Family $2,264 $2,591
GEICO $2,474 $2,779
Nationwide $2,090 $2,213
Progressive $2,308 $2,343
State Farm $1,873 $1,873
USAA $1,481 $1,473

Cheapest Wells, TX Car Insurance Rates After a DUI

A DUI in Wells, TX increases car insurance rates. Compare Wells, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wells, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,722
American Family $4,081
GEICO $3,227
Nationwide $4,858
Progressive $5,010
State Farm $3,560
USAA $3,159

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Cheapest Wells, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wells, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wells, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,225 $5,485
American Family $4,013 $4,013
GEICO $3,379 $3,505
Nationwide $3,779 $3,779
Progressive $4,930 $4,930
State Farm $2,980 $2,980
USAA $2,404 $2,465

The Best Cheap Car Insurance Companies in Wells, TX

Take a look at a side-by-side comparison of the top car insurance companies in Wells, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wells, Texas

Insurance Company Average Annual Rates
Allstate $5,355
American Family $4,013
GEICO $3,442
Nationwide $3,779
Progressive $4,930
State Farm $2,980
USAA $2,435

Category Winners: Cheapest Car Insurance in Wells, Texas

Find the cheapest car insurance companies in Wells, TX for each category right here.

Best Annual Car Insurance Rates by Company in Wells, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Wells, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wells car insurance rates. Find the cheapest Wells, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wells, Texas

Insurance Company Low Medium High
Allstate $5,231 $5,309 $5,524
American Family $3,720 $3,861 $4,459
GEICO $3,280 $3,402 $3,644
Nationwide $4,069 $3,614 $3,653
Progressive $4,634 $4,904 $5,254
State Farm $2,837 $2,970 $3,131
USAA $2,357 $2,425 $2,522

What affects car insurance rates in Wells, Texas?

What factors can have an impact on Wells, TX car insurance? There are several reasons why Wells car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wells, Texas.

Commute Time in Wells

The more time you spend in your car the higher the risk of an accident. The average commute length in Wells, TX is 32.5 minutes according to City-Data.

Compare Car Insurance Quotes in Wells, TX

Ready to find affordable Wells, Texas car insurance today? Enter your ZIP code for fast, free Wells, TX car insurance quotes.

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