Compare Wellsburg, IA Car Insurance Rates (2021)

Car insurance in Wellsburg, IA averages $243 a month. Wellsburg, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Wellsburg car insurance rates, compare quotes from the top car insurance companies in Wellsburg, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Wellsburg, IA after a DUI are $3,518/year
  • The cheapest car insurance company in Wellsburg for teen drivers is USAA
  • The cheapest car insurance company in Wellsburg is USAA

If you need to buy Wellsburg, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Wellsburg, IA is right here.

You’ll find Wellsburg car insurance rates, the cheapest Wellsburg, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Wellsburg, Iowa car insurance rates to West Des Moines car insurance rates, Des Moines car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Wellsburg, IA car insurance today? Enter your ZIP code for fast, free Wellsburg car insurance quotes.

Cheapest Wellsburg, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellsburg, IA car insurance rates? Every Wellsburg, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellsburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,132 $2,316 $1,871 $2,271 $10,237 $11,519 $2,417 $2,669
Nationwide $1,713 $1,755 $1,529 $1,628 $3,992 $5,149 $1,945 $2,112
Progressive $1,685 $1,630 $1,388 $1,438 $4,011 $4,535 $2,028 $2,193
State Farm $1,461 $1,461 $1,282 $1,282 $3,960 $5,015 $1,642 $1,876
Travelers $2,473 $2,521 $2,420 $2,422 $11,187 $17,812 $2,580 $3,026
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in Wellsburg, IA

Every driver must carry the minimum car insurance in Wellsburg, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Wellsburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Wellsburg, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellsburg, IA. Compare credit history car insurance rates in Wellsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellsburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,778 $2,776 $2,334
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,323 $3,897 $3,067
Nationwide $3,005 $2,361 $2,068
Progressive $2,802 $2,253 $2,035
State Farm $3,201 $1,980 $1,562
Travelers $6,241 $5,337 $5,087
USAA $2,305 $1,581 $1,369

Cheapest Wellsburg, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellsburg, IA to rates for a clean record with top companies.

Annual Wellsburg, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,139 $3,135 $4,064 $2,514
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,827 $4,729 $4,828 $4,331
Nationwide $1,799 $2,576 $3,504 $2,032
Progressive $1,904 $3,101 $2,064 $2,384
State Farm $2,080 $2,415 $2,247 $2,247
Travelers $4,035 $5,402 $7,243 $5,540
USAA $1,341 $1,794 $2,333 $1,538

Cheapest Wellsburg, IA Car Insurance for Teen Drivers

Teen car insurance in Wellsburg, IA can be expensive. Take a look at rates from the top car insurance companies in Wellsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellsburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,098 $7,150
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,237 $11,519
Nationwide $3,992 $5,149
Progressive $4,011 $4,535
State Farm $3,960 $5,015
Travelers $11,187 $17,812
USAA $3,136 $3,336

Cheapest Wellsburg, IA Car Insurance for Seniors

Take a look at Wellsburg, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellsburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,710 $1,710
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,871 $2,271
Nationwide $1,529 $1,628
Progressive $1,388 $1,438
State Farm $1,282 $1,282
Travelers $2,420 $2,422
USAA $1,081 $1,106

Cheapest Wellsburg, IA Car Insurance Rates After a DUI

A DUI in Wellsburg, IA increases car insurance rates. Compare Wellsburg, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellsburg, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,064
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,828
Nationwide $3,504
Progressive $2,064
State Farm $2,247
Travelers $7,243
USAA $2,333

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Cheapest Wellsburg, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellsburg, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellsburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,928 $2,997
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,429 $4,429
Nationwide $2,478 $2,478
Progressive $2,363 $2,363
State Farm $2,194 $2,301
Travelers $5,555 $5,555
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in Wellsburg, IA

Take a look at a side-by-side comparison of the top car insurance companies in Wellsburg, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellsburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,963
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,429
Nationwide $2,478
Progressive $2,363
State Farm $2,247
Travelers $5,555
USAA $1,752

Category Winners: Cheapest Car Insurance in Wellsburg, Iowa

Find the cheapest car insurance companies in Wellsburg, IA for each category right here.

Best Annual Car Insurance Rates by Company in Wellsburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Wellsburg, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellsburg car insurance rates. Find the cheapest Wellsburg, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellsburg, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,976 $3,128 $2,785
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,259 $4,421 $4,607
Nationwide $2,573 $2,470 $2,390
Progressive $2,233 $2,370 $2,488
State Farm $2,145 $2,259 $2,338
Travelers $5,223 $5,639 $5,803
USAA $1,662 $1,757 $1,836

What affects car insurance rates in Wellsburg, Iowa?

What factors can have an impact on Wellsburg, IA car insurance? There are several reasons why Wellsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellsburg, Iowa.

Commute Time in Wellsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellsburg, IA is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Wellsburg, IA

Ready to find affordable Wellsburg, Iowa car insurance today? Enter your ZIP code for fast, free Wellsburg, IA car insurance quotes.

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