Compare Wellsburg, NY Car Insurance Rates (2021)

Car insurance in Wellsburg, NY averages $233 a month. Wellsburg, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wellsburg car insurance rates, compare quotes from the top car insurance companies in Wellsburg, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wellsburg is GEICO
  • The cheapest car insurance company in Wellsburg for teen drivers is GEICO
  • Average car insurance rates in Wellsburg, NY after a DUI are $3,669/year

If you need to buy Wellsburg, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wellsburg, NY is right here.

You’ll find Wellsburg car insurance rates, the cheapest Wellsburg, NY car insurance companies, and information on New York car insurance laws. You can also compare Wellsburg, New York car insurance rates to Albany car insurance rates, Utica car insurance rates, and Mount Vernon car insurance rates.

Ready to find affordable Wellsburg, NY car insurance today? Enter your ZIP code for fast, free Wellsburg car insurance quotes.

Cheapest Wellsburg, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellsburg, NY car insurance rates? Every Wellsburg, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellsburg, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,294 $1,246 $1,258 $1,239 $2,708 $3,950 $1,166 $1,193
Liberty Mutual $2,867 $2,867 $2,672 $2,672 $5,526 $8,944 $2,867 $3,044
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,367 $1,275 $1,091 $1,111 $4,602 $5,112 $1,761 $1,716
State Farm $1,956 $1,956 $1,708 $1,708 $5,782 $7,441 $2,153 $2,273
Travelers $2,106 $2,125 $1,925 $2,061 $4,828 $5,718 $2,233 $2,326
USAA $1,460 $1,436 $1,320 $1,324 $5,772 $6,884 $1,865 $2,060

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Minimum Car Insurance in Wellsburg, NY

Every driver must carry the minimum car insurance in Wellsburg, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wellsburg, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wellsburg, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellsburg, NY. Compare credit history car insurance rates in Wellsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellsburg, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,201 $1,618 $1,452
Liberty Mutual $5,482 $3,603 $2,711
Nationwide $2,385 $2,385 $2,385
Progressive $3,567 $1,843 $1,353
State Farm $4,408 $2,765 $2,194
Travelers $3,996 $2,539 $2,212
USAA $4,267 $2,138 $1,890

Cheapest Wellsburg, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellsburg, NY to rates for a clean record with top companies.

Annual Wellsburg, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,380 $1,503 $2,764 $1,380
Liberty Mutual $3,160 $3,160 $6,250 $3,160
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,192 $2,192 $2,428 $2,206
State Farm $2,973 $2,973 $3,272 $3,272
Travelers $2,501 $3,108 $3,153 $2,899
USAA $2,463 $2,502 $3,593 $2,502

Cheapest Wellsburg, NY Car Insurance for Teen Drivers

Teen car insurance in Wellsburg, NY can be expensive. Take a look at rates from the top car insurance companies in Wellsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellsburg, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,708 $3,950
Liberty Mutual $5,526 $8,944
Nationwide $3,166 $4,680
Progressive $4,602 $5,112
State Farm $5,782 $7,441
Travelers $4,828 $5,718
USAA $5,772 $6,884

Cheapest Wellsburg, NY Car Insurance for Seniors

Take a look at Wellsburg, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellsburg, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,258 $1,239
Liberty Mutual $2,672 $2,672
Nationwide $1,728 $1,728
Progressive $1,091 $1,111
State Farm $1,708 $1,708
Travelers $1,925 $2,061
USAA $1,320 $1,324

Cheapest Wellsburg, NY Car Insurance Rates After a DUI

A DUI in Wellsburg, NY increases car insurance rates. Compare Wellsburg, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellsburg, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,912
GEICO $2,764
Liberty Mutual $6,250
Nationwide $3,981
Progressive $2,428
State Farm $3,272
Travelers $3,153
USAA $3,593

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Cheapest Wellsburg, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellsburg, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellsburg, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,706 $1,808
Liberty Mutual $3,823 $4,041
Nationwide $2,385 $2,385
Progressive $2,254 $2,254
State Farm $3,012 $3,233
Travelers $2,915 $2,915
USAA $2,737 $2,793

The Best Cheap Car Insurance Companies in Wellsburg, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wellsburg, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellsburg, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,757
Liberty Mutual $3,932
Nationwide $2,385
Progressive $2,254
State Farm $3,122
Travelers $2,915
USAA $2,765

Category Winners: Cheapest Car Insurance in Wellsburg, New York

Find the cheapest car insurance companies in Wellsburg, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wellsburg, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Wellsburg, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellsburg car insurance rates. Find the cheapest Wellsburg, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellsburg, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,666 $1,752 $1,853
Liberty Mutual $3,774 $3,918 $4,105
Nationwide $2,255 $2,367 $2,534
Progressive $2,146 $2,243 $2,374
State Farm $2,958 $3,141 $3,268
Travelers $2,778 $2,889 $3,080
USAA $2,688 $2,752 $2,855

What affects car insurance rates in Wellsburg, New York?

What factors can have an impact on Wellsburg, NY car insurance? There are several reasons why Wellsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellsburg, New York.

Commute Time in Wellsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellsburg, NY is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Wellsburg, NY

Ready to find affordable Wellsburg, New York car insurance today? Enter your ZIP code for fast, free Wellsburg, NY car insurance quotes.

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