Compare Wellsville, NY Car Insurance Rates (2021)

Car insurance in Wellsville, NY averages $246 a month. Wellsville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Wellsville car insurance rates, compare quotes from the top car insurance companies in Wellsville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wellsville is GEICO
  • Average car insurance rates in Wellsville, NY are $2,953/year
  • Average car insurance rates in Wellsville, NY after a DUI are $3,845/year

If you need to buy Wellsville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Wellsville, NY is right here.

You’ll find Wellsville car insurance rates, the cheapest Wellsville, NY car insurance companies, and information on New York car insurance laws. You can also compare Wellsville, New York car insurance rates to Buffalo car insurance rates, Yonkers car insurance rates, and Utica car insurance rates.

Ready to find affordable Wellsville, NY car insurance today? Enter your ZIP code for fast, free Wellsville car insurance quotes.

Cheapest Wellsville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wellsville, NY car insurance rates? Every Wellsville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wellsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,251 $2,214 $2,237 $6,516 $6,961 $2,398 $2,416
GEICO $1,192 $1,148 $1,158 $1,141 $2,428 $3,494 $1,078 $1,105
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,538 $1,471 $1,267 $1,275 $4,736 $5,293 $1,960 $1,920
State Farm $2,193 $2,193 $1,903 $1,903 $6,280 $8,123 $2,400 $2,536
Travelers $2,229 $2,266 $2,016 $2,175 $4,981 $5,881 $2,369 $2,480
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Wellsville, NY

Every driver must carry the minimum car insurance in Wellsville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Wellsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Wellsville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wellsville, NY. Compare credit history car insurance rates in Wellsville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wellsville, New York

Insurance Company Poor Fair Good
Allstate $4,876 $2,883 $2,509
GEICO $1,995 $1,468 $1,316
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $3,849 $1,991 $1,457
State Farm $4,860 $3,047 $2,418
Travelers $4,171 $2,657 $2,321
USAA $4,707 $2,323 $2,051

Cheapest Wellsville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wellsville, NY to rates for a clean record with top companies.

Annual Wellsville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,949 $2,949 $4,158 $3,635
GEICO $1,273 $1,386 $2,441 $1,273
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,372 $2,372 $2,601 $2,385
State Farm $3,286 $3,286 $3,597 $3,597
Travelers $2,637 $3,242 $3,287 $3,033
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Wellsville, NY Car Insurance for Teen Drivers

Teen car insurance in Wellsville, NY can be expensive. Take a look at rates from the top car insurance companies in Wellsville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wellsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,516 $6,961
GEICO $2,428 $3,494
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $4,736 $5,293
State Farm $6,280 $8,123
Travelers $4,981 $5,881
USAA $6,303 $7,547

Cheapest Wellsville, NY Car Insurance for Seniors

Take a look at Wellsville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wellsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,237
GEICO $1,158 $1,141
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,267 $1,275
State Farm $1,903 $1,903
Travelers $2,016 $2,175
USAA $1,437 $1,445

Cheapest Wellsville, NY Car Insurance Rates After a DUI

A DUI in Wellsville, NY increases car insurance rates. Compare Wellsville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wellsville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,158
GEICO $2,441
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,601
State Farm $3,597
Travelers $3,287
USAA $3,931

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Cheapest Wellsville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wellsville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wellsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,377 $3,468
GEICO $1,547 $1,639
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,432 $2,432
State Farm $3,320 $3,563
Travelers $3,050 $3,050
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Wellsville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Wellsville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wellsville, New York

Insurance Company Average Annual Rates
Allstate $3,423
GEICO $1,593
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,432
State Farm $3,442
Travelers $3,050
USAA $3,027

Category Winners: Cheapest Car Insurance in Wellsville, New York

Find the cheapest car insurance companies in Wellsville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Wellsville, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Wellsville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wellsville car insurance rates. Find the cheapest Wellsville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wellsville, New York

Insurance Company Low Medium High
Allstate $3,265 $3,413 $3,589
GEICO $1,515 $1,587 $1,677
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,336 $2,423 $2,538
State Farm $3,283 $3,459 $3,583
Travelers $2,915 $3,024 $3,210
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Wellsville, New York?

What factors can have an impact on Wellsville, NY car insurance? There are several reasons why Wellsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wellsville, New York.

Commute Time in Wellsville

The more time you spend in your car the higher the risk of an accident. The average commute length in Wellsville, NY is 13.7 minutes according to City-Data.

Compare Car Insurance Quotes in Wellsville, NY

Ready to find affordable Wellsville, New York car insurance today? Enter your ZIP code for fast, free Wellsville, NY car insurance quotes.

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