Compare Welton, IA Car Insurance Rates (2021)

Car insurance in Welton, IA averages $246 a month. Welton, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Welton car insurance rates, compare quotes from the top car insurance companies in Welton, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Welton is USAA
  • The cheapest car insurance company in Welton for teen drivers is USAA
  • Average car insurance rates in Welton, IA are $2,954/year

If you need to buy Welton, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Welton, IA is right here.

You’ll find Welton car insurance rates, the cheapest Welton, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Welton, Iowa car insurance rates to Waterloo car insurance rates, Des Moines car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Welton, IA car insurance today? Enter your ZIP code for fast, free Welton car insurance quotes.

Cheapest Welton, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Welton, IA car insurance rates? Every Welton, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Welton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $2,025 $2,025 $1,810 $1,810 $5,387 $7,569 $2,025 $2,442
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,681 $1,723 $1,500 $1,598 $3,902 $5,035 $1,907 $2,071
Progressive $1,729 $1,658 $1,424 $1,480 $4,352 $4,911 $2,080 $2,257
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,484 $2,532 $2,430 $2,432 $11,238 $17,925 $2,589 $3,037
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

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Minimum Car Insurance in Welton, IA

Every driver must carry the minimum car insurance in Welton, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Welton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Welton, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Welton, IA. Compare credit history car insurance rates in Welton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Welton, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $4,001 $2,940 $2,468
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $2,944 $2,312 $2,025
Progressive $2,929 $2,375 $2,155
State Farm $3,182 $1,968 $1,552
Travelers $6,274 $5,364 $5,113
USAA $2,359 $1,624 $1,408

Cheapest Welton, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Welton, IA to rates for a clean record with top companies.

Annual Welton, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,265 $3,311 $4,306 $2,664
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,762 $2,523 $3,432 $1,991
Progressive $1,995 $3,287 $2,165 $2,499
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $4,057 $5,427 $7,280 $5,569
USAA $1,371 $1,844 $2,398 $1,575

Cheapest Welton, IA Car Insurance for Teen Drivers

Teen car insurance in Welton, IA can be expensive. Take a look at rates from the top car insurance companies in Welton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Welton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,387 $7,569
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $3,902 $5,035
Progressive $4,352 $4,911
State Farm $3,928 $4,983
Travelers $11,238 $17,925
USAA $3,276 $3,469

Cheapest Welton, IA Car Insurance for Seniors

Take a look at Welton, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Welton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,810 $1,810
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,500 $1,598
Progressive $1,424 $1,480
State Farm $1,278 $1,278
Travelers $2,430 $2,432
USAA $1,100 $1,117

Cheapest Welton, IA Car Insurance Rates After a DUI

A DUI in Welton, IA increases car insurance rates. Compare Welton, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Welton, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,581
American Family $4,306
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,432
Progressive $2,165
State Farm $2,234
Travelers $7,280
USAA $2,398

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Cheapest Welton, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Welton, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Welton, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,970 $3,115
American Family $3,100 $3,173
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,427 $2,427
Progressive $2,486 $2,486
State Farm $2,180 $2,288
Travelers $5,583 $5,583
USAA $1,732 $1,862

The Best Cheap Car Insurance Companies in Welton, IA

Take a look at a side-by-side comparison of the top car insurance companies in Welton, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Welton, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $3,137
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,427
Progressive $2,486
State Farm $2,234
Travelers $5,583
USAA $1,797

Category Winners: Cheapest Car Insurance in Welton, Iowa

Find the cheapest car insurance companies in Welton, IA for each category right here.

Best Annual Car Insurance Rates by Company in Welton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Welton, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Welton car insurance rates. Find the cheapest Welton, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Welton, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $3,158 $3,310 $2,941
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,525 $2,418 $2,339
Progressive $2,346 $2,494 $2,619
State Farm $2,125 $2,247 $2,330
Travelers $5,235 $5,669 $5,846
USAA $1,706 $1,803 $1,883

What affects car insurance rates in Welton, Iowa?

What factors can have an impact on Welton, IA car insurance? There are several reasons why Welton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Welton, Iowa.

Commute Time in Welton

The more time you spend in your car the higher the risk of an accident. The average commute length in Welton, IA is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Welton, IA

Ready to find affordable Welton, Iowa car insurance today? Enter your ZIP code for fast, free Welton, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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