Compare Wessington, SD Car Insurance Rates (2021)

Car insurance in Wessington, SD averages $310 a month. Wessington, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Wessington car insurance rates, compare quotes from the top car insurance companies in Wessington, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Wessington is State Farm
  • Average car insurance rates in Wessington, SD are $3,724/year
  • The cheapest car insurance company in Wessington for teen drivers is State Farm

If you need to buy Wessington, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Wessington, SD is right here.

You’ll find Wessington car insurance rates, the cheapest Wessington, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Wessington, South Dakota car insurance rates to Sioux Falls car insurance rates, Box Elder car insurance rates, and Spearfish car insurance rates.

Ready to find affordable Wessington, SD car insurance today? Enter your ZIP code for fast, free Wessington car insurance quotes.

Cheapest Wessington, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Wessington, SD car insurance rates? Every Wessington, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wessington, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $2,022 $1,999 $1,664 $1,714 $7,192 $8,190 $2,533 $2,643
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

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Minimum Car Insurance in Wessington, SD

Every driver must carry the minimum car insurance in Wessington, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Wessington, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Wessington, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Wessington, SD. Compare credit history car insurance rates in Wessington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Wessington, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $4,042 $3,352 $3,090
State Farm $3,023 $1,808 $1,401

Cheapest Wessington, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Wessington, SD to rates for a clean record with top companies.

Annual Wessington, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $3,017 $4,073 $3,254 $3,635
State Farm $1,938 $2,218 $2,078 $2,078

Cheapest Wessington, SD Car Insurance for Teen Drivers

Teen car insurance in Wessington, SD can be expensive. Take a look at rates from the top car insurance companies in Wessington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Wessington, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $7,192 $8,190
State Farm $3,556 $4,546

Cheapest Wessington, SD Car Insurance for Seniors

Take a look at Wessington, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Wessington, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,664 $1,714
State Farm $1,209 $1,209

Cheapest Wessington, SD Car Insurance Rates After a DUI

A DUI in Wessington, SD increases car insurance rates. Compare Wessington, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Wessington, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $3,254
State Farm $2,078

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Cheapest Wessington, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Wessington, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Wessington, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,495 $3,495
State Farm $2,027 $2,128

The Best Cheap Car Insurance Companies in Wessington, SD

Take a look at a side-by-side comparison of the top car insurance companies in Wessington, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Wessington, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $3,441
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,495
State Farm $2,078

Category Winners: Cheapest Car Insurance in Wessington, South Dakota

Find the cheapest car insurance companies in Wessington, SD for each category right here.

Best Annual Car Insurance Rates by Company in Wessington, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Wessington, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Wessington car insurance rates. Find the cheapest Wessington, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Wessington, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,412 $3,466 $3,605
State Farm $2,004 $2,079 $2,150

What affects car insurance rates in Wessington, South Dakota?

What factors can have an impact on Wessington, SD car insurance? There are several reasons why Wessington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Wessington, South Dakota.

Commute Time in Wessington

The more time you spend in your car the higher the risk of an accident. The average commute length in Wessington, SD is 13.1 minutes according to City-Data.

Compare Car Insurance Quotes in Wessington, SD

Ready to find affordable Wessington, South Dakota car insurance today? Enter your ZIP code for fast, free Wessington, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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