Compare West Babylon, NY Car Insurance Rates (2021)

Car insurance in West Babylon, NY averages $496 a month. West Babylon, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Babylon car insurance rates, compare quotes from the top car insurance companies in West Babylon, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Babylon for teen drivers is GEICO
  • Average car insurance rates in West Babylon, NY after a DUI are $7,985/year
  • The cheapest car insurance company in West Babylon is GEICO

If you need to buy West Babylon, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Babylon, NY is right here.

You’ll find West Babylon car insurance rates, the cheapest West Babylon, NY car insurance companies, and information on New York car insurance laws. You can also compare West Babylon, New York car insurance rates to Yonkers car insurance rates, Schenectady car insurance rates, and Albany car insurance rates.

Ready to find affordable West Babylon, NY car insurance today? Enter your ZIP code for fast, free West Babylon car insurance quotes.

Cheapest West Babylon, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Babylon, NY car insurance rates? Every West Babylon, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Babylon, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,030 $3,718 $3,820 $3,860 $12,204 $13,036 $3,834 $3,808
GEICO $2,651 $2,547 $2,572 $2,534 $5,727 $8,466 $2,381 $2,429
Liberty Mutual $6,368 $6,368 $5,931 $5,931 $12,483 $18,034 $6,368 $6,758
Nationwide $4,246 $4,246 $3,990 $3,990 $7,951 $11,985 $4,246 $5,511
Progressive $3,721 $3,348 $2,869 $2,945 $12,619 $13,730 $4,689 $4,383
State Farm $3,913 $3,913 $3,436 $3,436 $11,552 $14,172 $4,329 $4,546
Travelers $4,667 $4,558 $4,244 $4,453 $10,966 $12,923 $4,879 $4,961
USAA $2,555 $2,512 $2,329 $2,331 $10,414 $12,337 $3,288 $3,645

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Minimum Car Insurance in West Babylon, NY

Every driver must carry the minimum car insurance in West Babylon, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Babylon, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Babylon, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Babylon, NY. Compare credit history car insurance rates in West Babylon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Babylon, New York

Insurance Company Poor Fair Good
Allstate $8,808 $5,029 $4,279
GEICO $4,592 $3,372 $3,026
Liberty Mutual $11,955 $7,803 $5,832
Nationwide $5,770 $5,770 $5,770
Progressive $9,869 $4,799 $3,446
State Farm $8,701 $5,456 $4,330
Travelers $9,098 $5,535 $4,735
USAA $7,537 $3,851 $3,391

Cheapest West Babylon, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Babylon, NY to rates for a clean record with top companies.

Annual West Babylon, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,064 $5,064 $7,552 $6,475
GEICO $2,821 $3,077 $5,934 $2,821
Liberty Mutual $6,702 $6,702 $14,015 $6,702
Nationwide $4,346 $4,346 $9,941 $4,450
Progressive $5,857 $5,857 $6,537 $5,901
State Farm $5,852 $5,852 $6,472 $6,472
Travelers $5,443 $6,935 $7,031 $6,417
USAA $4,387 $4,459 $6,400 $4,459

Cheapest West Babylon, NY Car Insurance for Teen Drivers

Teen car insurance in West Babylon, NY can be expensive. Take a look at rates from the top car insurance companies in West Babylon for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Babylon, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,204 $13,036
GEICO $5,727 $8,466
Liberty Mutual $12,483 $18,034
Nationwide $7,951 $11,985
Progressive $12,619 $13,730
State Farm $11,552 $14,172
Travelers $10,966 $12,923
USAA $10,414 $12,337

Cheapest West Babylon, NY Car Insurance for Seniors

Take a look at West Babylon, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Babylon, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,820 $3,860
GEICO $2,572 $2,534
Liberty Mutual $5,931 $5,931
Nationwide $3,990 $3,990
Progressive $2,869 $2,945
State Farm $3,436 $3,436
Travelers $4,244 $4,453
USAA $2,329 $2,331

Cheapest West Babylon, NY Car Insurance Rates After a DUI

A DUI in West Babylon, NY increases car insurance rates. Compare West Babylon, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Babylon, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,552
GEICO $5,934
Liberty Mutual $14,015
Nationwide $9,941
Progressive $6,537
State Farm $6,472
Travelers $7,031
USAA $6,400

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Cheapest West Babylon, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Babylon, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Babylon, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,953 $6,124
GEICO $3,556 $3,771
Liberty Mutual $8,283 $8,777
Nationwide $5,770 $5,770
Progressive $6,038 $6,038
State Farm $5,934 $6,391
Travelers $6,456 $6,456
USAA $4,876 $4,977

The Best Cheap Car Insurance Companies in West Babylon, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Babylon, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Babylon, New York

Insurance Company Average Annual Rates
Allstate $6,039
GEICO $3,663
Liberty Mutual $8,530
Nationwide $5,770
Progressive $6,038
State Farm $6,162
Travelers $6,456
USAA $4,926

Category Winners: Cheapest Car Insurance in West Babylon, New York

Find the cheapest car insurance companies in West Babylon, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Babylon, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest West Babylon, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Babylon car insurance rates. Find the cheapest West Babylon, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Babylon, New York

Insurance Company Low Medium High
Allstate $5,553 $6,007 $6,556
GEICO $3,429 $3,642 $3,919
Liberty Mutual $8,070 $8,505 $9,015
Nationwide $5,355 $5,713 $6,243
Progressive $5,653 $5,988 $6,473
State Farm $5,785 $6,205 $6,497
Travelers $6,072 $6,377 $6,920
USAA $4,742 $4,893 $5,144

What affects car insurance rates in West Babylon, New York?

What factors can have an impact on West Babylon, NY car insurance? There are several reasons why West Babylon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Babylon, New York.

Commute Time in West Babylon

The more time you spend in your car the higher the risk of an accident. The average commute length in West Babylon, NY is 34.8 minutes according to City-Data.

Compare Car Insurance Quotes in West Babylon, NY

Ready to find affordable West Babylon, New York car insurance today? Enter your ZIP code for fast, free West Babylon, NY car insurance quotes.

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