Compare West Berlin, NJ Car Insurance Rates (2021)

Car insurance in West Berlin, NJ averages $491 a month. West Berlin, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap West Berlin car insurance rates, compare quotes from the top car insurance companies in West Berlin, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Berlin is GEICO
  • Average car insurance rates in West Berlin, NJ after a DUI are $6,903/year
  • Average car insurance rates in West Berlin, NJ are $5,887/year

If you need to buy West Berlin, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in West Berlin, NJ is right here.

You’ll find West Berlin car insurance rates, the cheapest West Berlin, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare West Berlin, New Jersey car insurance rates to Elizabeth car insurance rates, Newark car insurance rates, and Bayonne car insurance rates.

Ready to find affordable West Berlin, NJ car insurance today? Enter your ZIP code for fast, free West Berlin car insurance quotes.

Cheapest West Berlin, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Berlin, NJ car insurance rates? Every West Berlin, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Berlin, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,558 $3,541 $3,471 $3,471 $11,122 $13,393 $4,202 $4,272
Farmers $5,092 $5,133 $4,971 $4,834 $14,624 $16,774 $6,020 $6,042
GEICO $2,495 $2,459 $2,445 $2,445 $4,563 $4,494 $2,887 $2,774
Liberty Mutual $5,499 $5,499 $6,045 $6,045 $14,225 $16,134 $6,045 $6,932
Progressive $2,176 $1,997 $1,960 $2,036 $9,729 $10,516 $2,563 $2,393
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $3,291 $3,171 $3,055 $3,069 $7,330 $8,205 $3,176 $3,128

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Minimum Car Insurance in West Berlin, NJ

Every driver must carry the minimum car insurance in West Berlin, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in West Berlin, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Berlin, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Berlin, NJ. Compare credit history car insurance rates in West Berlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Berlin, New Jersey

Insurance Company Poor Fair Good
Allstate $8,236 $5,261 $4,139
Farmers $9,530 $7,353 $6,926
GEICO $4,635 $2,656 $1,919
Liberty Mutual $10,542 $7,798 $6,570
Progressive $4,696 $4,074 $3,744
State Farm $10,924 $6,588 $5,135
Travelers $5,816 $4,232 $2,860

Cheapest West Berlin, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Berlin, NJ to rates for a clean record with top companies.

Annual West Berlin, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,395 $7,352 $6,409 $5,358
Farmers $6,171 $10,419 $8,529 $6,626
GEICO $2,383 $3,140 $4,375 $2,383
Liberty Mutual $7,970 $9,138 $8,134 $7,970
Progressive $3,551 $4,846 $4,109 $4,180
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $3,300 $4,933 $4,757 $4,221

Cheapest West Berlin, NJ Car Insurance for Teen Drivers

Teen car insurance in West Berlin, NJ can be expensive. Take a look at rates from the top car insurance companies in West Berlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Berlin, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,122 $13,393
Farmers $14,624 $16,774
GEICO $4,563 $4,494
Liberty Mutual $14,225 $16,134
Progressive $9,729 $10,516
State Farm $14,451 $18,548
Travelers $7,330 $8,205

Cheapest West Berlin, NJ Car Insurance for Seniors

Take a look at West Berlin, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Berlin, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,471 $3,471
Farmers $4,971 $4,834
GEICO $2,445 $2,445
Liberty Mutual $6,045 $6,045
Progressive $1,960 $2,036
State Farm $3,987 $3,987
Travelers $3,055 $3,069

Cheapest West Berlin, NJ Car Insurance Rates After a DUI

A DUI in West Berlin, NJ increases car insurance rates. Compare West Berlin, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Berlin, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,409
Farmers $8,529
GEICO $4,375
Liberty Mutual $8,134
Progressive $4,109
State Farm $12,009
Travelers $4,757

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Cheapest West Berlin, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Berlin, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Berlin, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,868 $5,890
Farmers $7,936 $7,936
GEICO $3,044 $3,096
Liberty Mutual $8,222 $8,384
Progressive $4,171 $4,171
State Farm $7,353 $7,746
Travelers $4,303 $4,303

The Best Cheap Car Insurance Companies in West Berlin, NJ

Take a look at a side-by-side comparison of the top car insurance companies in West Berlin, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Berlin, New Jersey

Insurance Company Average Annual Rates
Allstate $5,879
Farmers $7,936
GEICO $3,070
Liberty Mutual $8,303
Progressive $4,171
State Farm $7,549
Travelers $4,303

Category Winners: Cheapest Car Insurance in West Berlin, New Jersey

Find the cheapest car insurance companies in West Berlin, NJ for each category right here.

Best Annual Car Insurance Rates by Company in West Berlin, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest West Berlin, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Berlin car insurance rates. Find the cheapest West Berlin, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Berlin, New Jersey

Insurance Company Low Medium High
Allstate $5,388 $5,971 $6,277
Farmers $7,067 $7,871 $8,871
GEICO $2,747 $3,128 $3,335
Liberty Mutual $7,342 $8,571 $8,996
Progressive $3,762 $4,235 $4,516
State Farm $6,997 $7,651 $8,000
Travelers $3,926 $4,300 $4,682

Compare Car Insurance Quotes in West Berlin, NJ

Ready to find affordable West Berlin, New Jersey car insurance today? Enter your ZIP code for fast, free West Berlin, NJ car insurance quotes.

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