Compare West Concord, MN Car Insurance Rates (2021)

Car insurance in West Concord, MN averages $360 a month. West Concord, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap West Concord car insurance rates, compare quotes from the top car insurance companies in West Concord, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Concord for teen drivers is State Farm
  • Average car insurance rates in West Concord, MN after a DUI are $5,880/year
  • The cheapest car insurance company in West Concord is State Farm

If you need to buy West Concord, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in West Concord, MN is right here.

You’ll find West Concord car insurance rates, the cheapest West Concord, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare West Concord, Minnesota car insurance rates to Brooklyn Park car insurance rates, Rochester car insurance rates, and St. Cloud car insurance rates.

Ready to find affordable West Concord, MN car insurance today? Enter your ZIP code for fast, free West Concord car insurance quotes.

Cheapest West Concord, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Concord, MN car insurance rates? Every West Concord, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Concord, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,822 $2,822 $2,712 $2,712 $6,487 $9,431 $3,433 $3,611
American Family $2,351 $2,351 $2,127 $2,127 $6,357 $9,279 $2,351 $2,664
Farmers $2,100 $2,096 $2,023 $2,133 $5,963 $5,997 $2,743 $2,684
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,862 $1,866 $1,660 $1,759 $4,791 $5,800 $2,191 $2,274
State Farm $1,376 $1,376 $1,225 $1,225 $2,978 $3,683 $1,595 $1,313
USAA $1,813 $1,792 $1,654 $1,645 $4,878 $5,326 $2,361 $2,500

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Minimum Car Insurance in West Concord, MN

Every driver must carry the minimum car insurance in West Concord, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in West Concord, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Concord, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Concord, MN. Compare credit history car insurance rates in West Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Concord, Minnesota

Insurance Company Poor Fair Good
Allstate $6,235 $3,386 $3,140
American Family $5,031 $3,361 $2,711
Farmers $4,022 $2,911 $2,720
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,298 $2,665 $2,363
State Farm $2,691 $1,646 $1,201
USAA $4,297 $2,106 $1,836

Cheapest West Concord, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Concord, MN to rates for a clean record with top companies.

Annual West Concord, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,480 $5,418 $4,044
American Family $2,493 $4,451 $5,033 $2,827
Farmers $2,751 $3,473 $3,521 $3,125
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,210 $2,923 $3,356 $2,613
State Farm $1,698 $1,994 $1,846 $1,846
USAA $2,040 $2,603 $3,915 $2,427

Cheapest West Concord, MN Car Insurance for Teen Drivers

Teen car insurance in West Concord, MN can be expensive. Take a look at rates from the top car insurance companies in West Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Concord, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,487 $9,431
American Family $6,357 $9,279
Farmers $5,963 $5,997
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,791 $5,800
State Farm $2,978 $3,683
USAA $4,878 $5,326

Cheapest West Concord, MN Car Insurance for Seniors

Take a look at West Concord, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Concord, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,712 $2,712
American Family $2,127 $2,127
Farmers $2,023 $2,133
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,660 $1,759
State Farm $1,225 $1,225
USAA $1,654 $1,645

Cheapest West Concord, MN Car Insurance Rates After a DUI

A DUI in West Concord, MN increases car insurance rates. Compare West Concord, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Concord, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,418
American Family $5,033
Farmers $3,521
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,356
State Farm $1,846
USAA $3,915

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Cheapest West Concord, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Concord, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Concord, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,254 $4,254
American Family $3,657 $3,745
Farmers $3,218 $3,218
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,775 $2,775
State Farm $1,797 $1,896
USAA $2,710 $2,782

The Best Cheap Car Insurance Companies in West Concord, MN

Take a look at a side-by-side comparison of the top car insurance companies in West Concord, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Concord, Minnesota

Insurance Company Average Annual Rates
Allstate $4,254
American Family $3,701
Farmers $3,218
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,775
State Farm $1,846
USAA $2,746

Category Winners: Cheapest Car Insurance in West Concord, Minnesota

Find the cheapest car insurance companies in West Concord, MN for each category right here.

Best Annual Car Insurance Rates by Company in West Concord, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest West Concord, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Concord car insurance rates. Find the cheapest West Concord, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Concord, Minnesota

Insurance Company Low Medium High
Allstate $4,201 $4,251 $4,310
American Family $3,701 $3,805 $3,597
Farmers $3,101 $3,230 $3,322
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,612 $2,796 $2,919
State Farm $1,770 $1,853 $1,917
USAA $2,668 $2,744 $2,826

What affects car insurance rates in West Concord, Minnesota?

What factors can have an impact on West Concord, MN car insurance? There are several reasons why West Concord car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Concord, Minnesota.

Commute Time in West Concord

The more time you spend in your car the higher the risk of an accident. The average commute length in West Concord, MN is 29.3 minutes according to City-Data.

Compare Car Insurance Quotes in West Concord, MN

Ready to find affordable West Concord, Minnesota car insurance today? Enter your ZIP code for fast, free West Concord, MN car insurance quotes.

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