Compare West Elkton, OH Car Insurance Rates (2021)

Car insurance in West Elkton, OH averages $243 a month. West Elkton, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Elkton car insurance rates, compare quotes from the top car insurance companies in West Elkton, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Elkton is USAA
  • Average car insurance rates in West Elkton, OH are $2,913/year
  • The cheapest car insurance company in West Elkton for teen drivers is USAA

If you need to buy West Elkton, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in West Elkton, OH is right here.

You’ll find West Elkton car insurance rates, the cheapest West Elkton, OH car insurance companies, and information on Ohio car insurance laws. You can also compare West Elkton, Ohio car insurance rates to Dayton car insurance rates, Toledo car insurance rates, and Cincinnati car insurance rates.

Ready to find affordable West Elkton, OH car insurance today? Enter your ZIP code for fast, free West Elkton car insurance quotes.

Cheapest West Elkton, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Elkton, OH car insurance rates? Every West Elkton, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Elkton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,086 $2,075 $1,878 $2,006 $5,823 $6,680 $2,196 $2,348
American Family $1,022 $1,062 $939 $943 $3,215 $3,493 $1,264 $1,333
Farmers $1,784 $1,775 $1,573 $1,660 $7,822 $8,097 $2,002 $2,092
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $2,091 $2,101 $1,888 $1,901 $5,348 $6,892 $2,240 $2,605
Progressive $2,431 $2,279 $2,032 $2,101 $10,992 $12,368 $2,898 $3,002
State Farm $1,611 $1,611 $1,453 $1,453 $5,215 $6,538 $1,878 $2,159
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

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Minimum Car Insurance in West Elkton, OH

Every driver must carry the minimum car insurance in West Elkton, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in West Elkton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Elkton, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Elkton, OH. Compare credit history car insurance rates in West Elkton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Elkton, Ohio

Insurance Company Poor Fair Good
Allstate $4,025 $2,933 $2,451
American Family $2,200 $1,503 $1,274
Farmers $3,798 $3,204 $3,050
GEICO $2,088 $1,743 $1,397
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,780 $3,046 $2,573
Progressive $5,334 $4,627 $4,328
State Farm $3,905 $2,413 $1,901
Travelers $3,529 $3,069 $2,866
USAA $1,798 $1,273 $1,085

Cheapest West Elkton, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Elkton, OH to rates for a clean record with top companies.

Annual West Elkton, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $3,180 $3,745 $2,984
American Family $1,588 $1,682 $1,682 $1,682
Farmers $2,759 $3,557 $3,468 $3,619
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,513 $3,194 $4,049 $2,777
Progressive $4,099 $5,600 $4,374 $4,979
State Farm $2,485 $2,994 $2,740 $2,740
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,066 $1,427 $1,867 $1,180

Cheapest West Elkton, OH Car Insurance for Teen Drivers

Teen car insurance in West Elkton, OH can be expensive. Take a look at rates from the top car insurance companies in West Elkton for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Elkton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,823 $6,680
American Family $3,215 $3,493
Farmers $7,822 $8,097
GEICO $3,383 $3,154
Liberty Mutual $9,958 $11,245
Nationwide $5,348 $6,892
Progressive $10,992 $12,368
State Farm $5,215 $6,538
Travelers $6,272 $9,870
USAA $2,580 $2,873

Cheapest West Elkton, OH Car Insurance for Seniors

Take a look at West Elkton, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Elkton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,878 $2,006
American Family $939 $943
Farmers $1,573 $1,660
GEICO $1,176 $1,189
Liberty Mutual $1,446 $1,755
Nationwide $1,888 $1,901
Progressive $2,032 $2,101
State Farm $1,453 $1,453
Travelers $1,451 $1,441
USAA $800 $800

Cheapest West Elkton, OH Car Insurance Rates After a DUI

A DUI in West Elkton, OH increases car insurance rates. Compare West Elkton, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Elkton, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,745
American Family $1,682
Farmers $3,468
GEICO $2,481
Liberty Mutual $4,473
Nationwide $4,049
Progressive $4,374
State Farm $2,740
Travelers $4,568
USAA $1,867

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Cheapest West Elkton, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Elkton, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Elkton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,136 $3,136
American Family $1,638 $1,679
Farmers $3,351 $3,351
GEICO $1,714 $1,772
Liberty Mutual $4,063 $4,063
Nationwide $3,133 $3,133
Progressive $4,763 $4,763
State Farm $2,671 $2,808
Travelers $3,155 $3,155
USAA $1,333 $1,437

The Best Cheap Car Insurance Companies in West Elkton, OH

Take a look at a side-by-side comparison of the top car insurance companies in West Elkton, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Elkton, Ohio

Insurance Company Average Annual Rates
Allstate $3,136
American Family $1,659
Farmers $3,351
GEICO $1,743
Liberty Mutual $4,063
Nationwide $3,133
Progressive $4,763
State Farm $2,740
Travelers $3,155
USAA $1,385

Category Winners: Cheapest Car Insurance in West Elkton, Ohio

Find the cheapest car insurance companies in West Elkton, OH for each category right here.

Best Annual Car Insurance Rates by Company in West Elkton, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest West Elkton, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Elkton car insurance rates. Find the cheapest West Elkton, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Elkton, Ohio

Insurance Company Low Medium High
Allstate $3,052 $3,131 $3,226
American Family $1,626 $1,671 $1,680
Farmers $3,183 $3,303 $3,566
GEICO $1,690 $1,735 $1,803
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,471 $3,036 $2,893
Progressive $4,556 $4,717 $5,016
State Farm $2,595 $2,749 $2,875
Travelers $3,077 $3,195 $3,192
USAA $1,327 $1,384 $1,445

What affects car insurance rates in West Elkton, Ohio?

What factors can have an impact on West Elkton, OH car insurance? There are several reasons why West Elkton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Elkton, Ohio.

Commute Time in West Elkton

The more time you spend in your car the higher the risk of an accident. The average commute length in West Elkton, OH is 37.0 minutes according to City-Data.

Compare Car Insurance Quotes in West Elkton, OH

Ready to find affordable West Elkton, Ohio car insurance today? Enter your ZIP code for fast, free West Elkton, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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