Compare West Frankfort, IL Car Insurance Rates (2021)

Car insurance in West Frankfort, IL averages $282 a month. West Frankfort, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap West Frankfort car insurance rates, compare quotes from the top car insurance companies in West Frankfort, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Frankfort, IL after a DUI are $3,957/year
  • The cheapest car insurance company in West Frankfort for teen drivers is Liberty Mutual
  • The cheapest car insurance company in West Frankfort is Liberty Mutual

If you need to buy West Frankfort, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in West Frankfort, IL is right here.

You’ll find West Frankfort car insurance rates, the cheapest West Frankfort, IL car insurance companies, and information on Illinois car insurance laws. You can also compare West Frankfort, Illinois car insurance rates to Cicero car insurance rates, Champaign car insurance rates, and Naperville car insurance rates.

Ready to find affordable West Frankfort, IL car insurance today? Enter your ZIP code for fast, free West Frankfort car insurance quotes.

Cheapest West Frankfort, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Frankfort, IL car insurance rates? Every West Frankfort, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Frankfort, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,073 $3,089 $3,204 $3,204 $7,885 $10,220 $3,690 $3,984
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,502 $2,508 $2,218 $2,343 $10,665 $11,144 $2,847 $2,977
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,440 $1,558 $1,194 $1,340 $4,601 $5,132 $1,506 $1,593
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,050 $1,932 $1,691 $1,780 $7,333 $8,236 $2,422 $2,596
State Farm $1,560 $1,560 $1,393 $1,393 $4,376 $5,573 $1,761 $2,005
Travelers $1,597 $1,686 $1,454 $1,552 $4,591 $5,774 $1,693 $1,784
USAA $1,598 $1,621 $1,490 $1,464 $5,216 $5,735 $2,102 $2,302

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Minimum Car Insurance in West Frankfort, IL

Every driver must carry the minimum car insurance in West Frankfort, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in West Frankfort, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest West Frankfort, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Frankfort, IL. Compare credit history car insurance rates in West Frankfort from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Frankfort, Illinois

Insurance Company Poor Fair Good
Allstate $6,127 $4,402 $3,851
American Family $4,958 $3,363 $2,841
Farmers $5,282 $4,442 $4,228
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,252 $2,022 $1,613
Nationwide $5,102 $4,097 $3,581
Progressive $4,001 $3,390 $3,124
State Farm $3,561 $2,137 $1,660
Travelers $3,075 $2,468 $2,007
USAA $3,575 $2,464 $2,034

Cheapest West Frankfort, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Frankfort, IL to rates for a clean record with top companies.

Annual West Frankfort, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,452 $5,819 $5,395 $4,508
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,935 $5,062 $4,935 $4,671
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,920 $2,706 $2,385 $2,171
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,888 $4,278 $3,207 $3,648
State Farm $2,247 $2,658 $2,453 $2,453
Travelers $2,000 $2,618 $2,938 $2,511
USAA $1,915 $2,761 $3,777 $2,311

Cheapest West Frankfort, IL Car Insurance for Teen Drivers

Teen car insurance in West Frankfort, IL can be expensive. Take a look at rates from the top car insurance companies in West Frankfort for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Frankfort, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,885 $10,220
American Family $6,493 $9,036
Farmers $10,665 $11,144
GEICO $5,690 $6,014
Liberty Mutual $4,601 $5,132
Nationwide $7,506 $9,697
Progressive $7,333 $8,236
State Farm $4,376 $5,573
Travelers $4,591 $5,774
USAA $5,216 $5,735

Cheapest West Frankfort, IL Car Insurance for Seniors

Take a look at West Frankfort, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Frankfort, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,204 $3,204
American Family $2,127 $2,127
Farmers $2,218 $2,343
GEICO $1,757 $2,095
Liberty Mutual $1,194 $1,340
Nationwide $2,373 $2,527
Progressive $1,691 $1,780
State Farm $1,393 $1,393
Travelers $1,454 $1,552
USAA $1,490 $1,464

Cheapest West Frankfort, IL Car Insurance Rates After a DUI

A DUI in West Frankfort, IL increases car insurance rates. Compare West Frankfort, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Frankfort, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,395
American Family $5,161
Farmers $4,935
GEICO $4,060
Liberty Mutual $2,385
Nationwide $5,260
Progressive $3,207
State Farm $2,453
Travelers $2,938
USAA $3,777

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Cheapest West Frankfort, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Frankfort, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Frankfort, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,793 $4,793
American Family $3,673 $3,769
Farmers $4,651 $4,651
GEICO $2,920 $3,043
Liberty Mutual $2,296 $2,296
Nationwide $4,260 $4,260
Progressive $3,505 $3,505
State Farm $2,389 $2,516
Travelers $2,418 $2,615
USAA $2,616 $2,766

The Best Cheap Car Insurance Companies in West Frankfort, IL

Take a look at a side-by-side comparison of the top car insurance companies in West Frankfort, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Frankfort, Illinois

Insurance Company Average Annual Rates
Allstate $4,793
American Family $3,721
Farmers $4,651
GEICO $2,982
Liberty Mutual $2,296
Nationwide $4,260
Progressive $3,505
State Farm $2,453
Travelers $2,517
USAA $2,691

Category Winners: Cheapest Car Insurance in West Frankfort, Illinois

Find the cheapest car insurance companies in West Frankfort, IL for each category right here.

Best Annual Car Insurance Rates by Company in West Frankfort, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest West Frankfort, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Frankfort car insurance rates. Find the cheapest West Frankfort, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Frankfort, Illinois

Insurance Company Low Medium High
Allstate $4,632 $4,788 $4,959
American Family $3,601 $3,856 $3,705
Farmers $4,422 $4,538 $4,993
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,156 $2,290 $2,441
Nationwide $4,242 $4,299 $4,240
Progressive $3,111 $3,487 $3,917
State Farm $2,303 $2,455 $2,600
Travelers $2,347 $2,513 $2,690
USAA $2,498 $2,688 $2,887

What affects car insurance rates in West Frankfort, Illinois?

What factors can have an impact on West Frankfort, IL car insurance? There are several reasons why West Frankfort car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Frankfort, Illinois.

Commute Time in West Frankfort

The more time you spend in your car the higher the risk of an accident. The average commute length in West Frankfort, IL is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in West Frankfort, IL

Ready to find affordable West Frankfort, Illinois car insurance today? Enter your ZIP code for fast, free West Frankfort, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State