Compare West Fulton, NY Car Insurance Rates (2021)

Car insurance in West Fulton, NY averages $281 a month. West Fulton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Fulton car insurance rates, compare quotes from the top car insurance companies in West Fulton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Fulton, NY after a DUI are $4,498/year
  • Average car insurance rates in West Fulton, NY are $3,374/year
  • The cheapest car insurance company in West Fulton is GEICO

If you need to buy West Fulton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Fulton, NY is right here.

You’ll find West Fulton car insurance rates, the cheapest West Fulton, NY car insurance companies, and information on New York car insurance laws. You can also compare West Fulton, New York car insurance rates to Albany car insurance rates, New York car insurance rates, and Schenectady car insurance rates.

Ready to find affordable West Fulton, NY car insurance today? Enter your ZIP code for fast, free West Fulton car insurance quotes.

Cheapest West Fulton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Fulton, NY car insurance rates? Every West Fulton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Fulton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,337 $2,209 $2,191 $2,229 $6,722 $7,209 $2,330 $2,363
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,737 $1,653 $1,419 $1,434 $5,616 $6,285 $2,236 $2,197
State Farm $1,989 $1,989 $1,732 $1,732 $5,808 $7,500 $2,184 $2,313
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in West Fulton, NY

Every driver must carry the minimum car insurance in West Fulton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Fulton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Fulton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Fulton, NY. Compare credit history car insurance rates in West Fulton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Fulton, New York

Insurance Company Poor Fair Good
Allstate $4,927 $2,903 $2,517
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $4,452 $2,317 $1,697
State Farm $4,455 $2,794 $2,218
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Cheapest West Fulton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Fulton, NY to rates for a clean record with top companies.

Annual West Fulton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,930 $2,930 $4,255 $3,682
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,750 $2,750 $3,025 $2,765
State Farm $3,009 $3,009 $3,303 $3,303
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Cheapest West Fulton, NY Car Insurance for Teen Drivers

Teen car insurance in West Fulton, NY can be expensive. Take a look at rates from the top car insurance companies in West Fulton for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Fulton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,722 $7,209
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $5,616 $6,285
State Farm $5,808 $7,500
Travelers $5,725 $6,781
USAA $6,993 $8,362

Cheapest West Fulton, NY Car Insurance for Seniors

Take a look at West Fulton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Fulton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,229
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,419 $1,434
State Farm $1,732 $1,732
Travelers $2,277 $2,448
USAA $1,576 $1,583

Cheapest West Fulton, NY Car Insurance Rates After a DUI

A DUI in West Fulton, NY increases car insurance rates. Compare West Fulton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Fulton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,255
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $3,025
State Farm $3,303
Travelers $3,744
USAA $4,343

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Cheapest West Fulton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Fulton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Fulton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,403 $3,495
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $2,822 $2,822
State Farm $3,046 $3,266
Travelers $3,464 $3,464
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in West Fulton, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Fulton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Fulton, New York

Insurance Company Average Annual Rates
Allstate $3,449
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $2,822
State Farm $3,156
Travelers $3,464
USAA $3,339

Category Winners: Cheapest Car Insurance in West Fulton, New York

Find the cheapest car insurance companies in West Fulton, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Fulton, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest West Fulton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Fulton car insurance rates. Find the cheapest West Fulton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Fulton, New York

Insurance Company Low Medium High
Allstate $3,257 $3,436 $3,654
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $2,695 $2,809 $2,963
State Farm $3,002 $3,173 $3,293
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in West Fulton, NY

Ready to find affordable West Fulton, New York car insurance today? Enter your ZIP code for fast, free West Fulton, NY car insurance quotes.

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