Compare West Greenwich, RI Car Insurance Rates (2021)

Car insurance in West Greenwich, RI averages $399 a month. West Greenwich, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Greenwich car insurance rates, compare quotes from the top car insurance companies in West Greenwich, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Greenwich, RI after a DUI are $5,813/year
  • The cheapest car insurance company in West Greenwich for teen drivers is State Farm
  • Average car insurance rates in West Greenwich, RI are $4,790/year

If you need to buy West Greenwich, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in West Greenwich, RI is right here.

You’ll find West Greenwich car insurance rates, the cheapest West Greenwich, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare West Greenwich, Rhode Island car insurance rates to West Greenwich car insurance rates, Melville car insurance rates, and Cranston car insurance rates.

Ready to find affordable West Greenwich, RI car insurance today? Enter your ZIP code for fast, free West Greenwich car insurance quotes.

Cheapest West Greenwich, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Greenwich, RI car insurance rates? Every West Greenwich, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Greenwich, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,934 $3,863 $3,915 $4,079 $6,797 $8,004 $4,111 $4,234
GEICO $3,360 $3,444 $3,444 $3,367 $10,473 $13,711 $3,481 $3,636
Liberty Mutual $3,557 $3,557 $3,393 $3,393 $8,535 $13,290 $3,557 $4,819
Nationwide $2,841 $2,887 $2,498 $2,649 $7,412 $9,540 $3,375 $3,668
Progressive $2,668 $2,531 $2,450 $2,435 $11,996 $13,498 $3,263 $3,328
State Farm $1,326 $1,326 $1,171 $1,171 $3,641 $4,851 $1,456 $1,736
Travelers $1,564 $1,582 $1,593 $1,584 $16,162 $25,577 $1,606 $1,781
USAA $2,017 $1,993 $1,935 $1,895 $9,305 $10,642 $2,752 $2,887

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Minimum Car Insurance in West Greenwich, RI

Every driver must carry the minimum car insurance in West Greenwich, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in West Greenwich, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Greenwich, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Greenwich, RI. Compare credit history car insurance rates in West Greenwich from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Greenwich, Rhode Island

Insurance Company Poor Fair Good
Allstate $6,131 $4,676 $3,794
GEICO $6,292 $5,458 $5,094
Liberty Mutual $7,241 $4,818 $4,479
Nationwide $5,056 $4,164 $3,856
Progressive $5,899 $5,136 $4,780
State Farm $2,799 $1,893 $1,562
Travelers $6,746 $6,286 $6,262
USAA $6,192 $3,525 $2,817

Cheapest West Greenwich, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Greenwich, RI to rates for a clean record with top companies.

Annual West Greenwich, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,161 $4,958 $5,660 $4,690
GEICO $3,625 $4,778 $9,496 $4,559
Liberty Mutual $5,085 $5,884 $5,998 $5,085
Nationwide $4,026 $4,430 $4,804 $4,175
Progressive $4,299 $6,830 $4,829 $5,127
State Farm $1,933 $2,539 $1,933 $1,933
Travelers $5,763 $5,960 $7,436 $6,565
USAA $3,032 $4,116 $6,345 $3,220

Cheapest West Greenwich, RI Car Insurance for Teen Drivers

Teen car insurance in West Greenwich, RI can be expensive. Take a look at rates from the top car insurance companies in West Greenwich for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Greenwich, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,797 $8,004
GEICO $10,473 $13,711
Liberty Mutual $8,535 $13,290
Nationwide $7,412 $9,540
Progressive $11,996 $13,498
State Farm $3,641 $4,851
Travelers $16,162 $25,577
USAA $9,305 $10,642

Cheapest West Greenwich, RI Car Insurance for Seniors

Take a look at West Greenwich, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Greenwich, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,915 $4,079
GEICO $3,444 $3,367
Liberty Mutual $3,393 $3,393
Nationwide $2,498 $2,649
Progressive $2,450 $2,435
State Farm $1,171 $1,171
Travelers $1,593 $1,584
USAA $1,935 $1,895

Cheapest West Greenwich, RI Car Insurance Rates After a DUI

A DUI in West Greenwich, RI increases car insurance rates. Compare West Greenwich, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Greenwich, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,660
GEICO $9,496
Liberty Mutual $5,998
Nationwide $4,804
Progressive $4,829
State Farm $1,933
Travelers $7,436
USAA $6,345

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Cheapest West Greenwich, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Greenwich, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Greenwich, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,834 $4,900
GEICO $5,500 $5,729
Liberty Mutual $5,336 $5,690
Nationwide $4,359 $4,359
Progressive $5,271 $5,271
State Farm $2,022 $2,147
Travelers $6,431 $6,431
USAA $4,138 $4,218

The Best Cheap Car Insurance Companies in West Greenwich, RI

Take a look at a side-by-side comparison of the top car insurance companies in West Greenwich, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Greenwich, Rhode Island

Insurance Company Average Annual Rates
Allstate $4,867
GEICO $5,615
Liberty Mutual $5,513
Nationwide $4,359
Progressive $5,271
State Farm $2,085
Travelers $6,431
USAA $4,178

Category Winners: Cheapest Car Insurance in West Greenwich, Rhode Island

Find the cheapest car insurance companies in West Greenwich, RI for each category right here.

Best Annual Car Insurance Rates by Company in West Greenwich, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest West Greenwich, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Greenwich car insurance rates. Find the cheapest West Greenwich, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Greenwich, Rhode Island

Insurance Company Low Medium High
Allstate $4,570 $4,849 $5,182
GEICO $5,346 $5,602 $5,895
Liberty Mutual $5,181 $5,473 $5,885
Nationwide $4,494 $4,388 $4,195
Progressive $4,962 $5,239 $5,613
State Farm $1,975 $2,081 $2,198
Travelers $6,532 $6,549 $6,213
USAA $3,978 $4,182 $4,375

What affects car insurance rates in West Greenwich, Rhode Island?

What factors can have an impact on West Greenwich, RI car insurance? There are several reasons why West Greenwich car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Greenwich, Rhode Island.

Car Theft in West Greenwich

High levels of vehicle theft can make car insurance more expensive. West Greenwich, RI car theft statistics from the FBI indicate 8 vehicle thefts a year.

Compare Car Insurance Quotes in West Greenwich, RI

Ready to find affordable West Greenwich, Rhode Island car insurance today? Enter your ZIP code for fast, free West Greenwich, RI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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