Compare West Harrison, IN Car Insurance Rates (2021)

Car insurance in West Harrison, IN averages $284 a month. West Harrison, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Harrison car insurance rates, compare quotes from the top car insurance companies in West Harrison, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Harrison for teen drivers is USAA
  • Average car insurance rates in West Harrison, IN are $3,403/year
  • Average car insurance rates in West Harrison, IN after a DUI are $4,020/year

If you need to buy West Harrison, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in West Harrison, IN is right here.

You’ll find West Harrison car insurance rates, the cheapest West Harrison, IN car insurance companies, and information on Indiana car insurance laws. You can also compare West Harrison, Indiana car insurance rates to Hammond car insurance rates, Bloomington car insurance rates, and Fishers car insurance rates.

Ready to find affordable West Harrison, IN car insurance today? Enter your ZIP code for fast, free West Harrison car insurance quotes.

Cheapest West Harrison, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Harrison, IN car insurance rates? Every West Harrison, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Harrison, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,321 $2,381 $2,035 $2,223 $7,026 $8,826 $2,364 $2,574
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,580 $1,559 $1,351 $1,515 $8,500 $9,069 $2,082 $2,253
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,881 $1,928 $1,642 $1,761 $5,502 $7,181 $2,208 $2,424
Progressive $1,819 $1,724 $1,645 $1,655 $10,763 $12,133 $2,292 $2,349
State Farm $1,556 $1,556 $1,382 $1,382 $4,672 $5,990 $1,719 $1,915
Travelers $1,270 $1,291 $1,194 $1,191 $7,861 $12,366 $1,346 $1,558
USAA $1,126 $1,112 $1,040 $1,054 $3,085 $3,468 $1,525 $1,641

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Minimum Car Insurance in West Harrison, IN

Every driver must carry the minimum car insurance in West Harrison, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in West Harrison, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Harrison, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Harrison, IN. Compare credit history car insurance rates in West Harrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Harrison, Indiana

Insurance Company Poor Fair Good
Allstate $4,608 $3,432 $3,116
American Family $4,970 $3,229 $2,702
Farmers $4,069 $3,320 $3,077
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,493 $2,948 $2,756
Progressive $4,740 $4,196 $3,956
State Farm $3,675 $2,191 $1,698
Travelers $3,910 $3,311 $3,308
USAA $2,377 $1,559 $1,333

Cheapest West Harrison, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Harrison, IN to rates for a clean record with top companies.

Annual West Harrison, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,350 $4,016 $3,535
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,123 $3,637 $3,746 $3,446
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,628 $3,405 $3,263 $2,968
Progressive $3,217 $5,645 $3,845 $4,483
State Farm $2,463 $2,697 $2,463 $2,463
Travelers $2,978 $3,687 $4,178 $3,195
USAA $1,330 $1,884 $2,164 $1,647

Cheapest West Harrison, IN Car Insurance for Teen Drivers

Teen car insurance in West Harrison, IN can be expensive. Take a look at rates from the top car insurance companies in West Harrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Harrison, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $8,826
American Family $6,259 $9,073
Farmers $8,500 $9,069
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,502 $7,181
Progressive $10,763 $12,133
State Farm $4,672 $5,990
Travelers $7,861 $12,366
USAA $3,085 $3,468

Cheapest West Harrison, IN Car Insurance for Seniors

Take a look at West Harrison, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Harrison, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,035 $2,223
American Family $2,048 $2,048
Farmers $1,351 $1,515
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,642 $1,761
Progressive $1,645 $1,655
State Farm $1,382 $1,382
Travelers $1,194 $1,191
USAA $1,040 $1,054

Cheapest West Harrison, IN Car Insurance Rates After a DUI

A DUI in West Harrison, IN increases car insurance rates. Compare West Harrison, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Harrison, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,016
American Family $5,054
Farmers $3,746
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,263
Progressive $3,845
State Farm $2,463
Travelers $4,178
USAA $2,164

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Cheapest West Harrison, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Harrison, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Harrison, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,719 $3,719
American Family $3,590 $3,677
Farmers $3,488 $3,488
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,066 $3,066
Progressive $4,297 $4,297
State Farm $2,450 $2,593
Travelers $3,510 $3,510
USAA $1,733 $1,780

The Best Cheap Car Insurance Companies in West Harrison, IN

Take a look at a side-by-side comparison of the top car insurance companies in West Harrison, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Harrison, Indiana

Insurance Company Average Annual Rates
Allstate $3,719
American Family $3,634
Farmers $3,488
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,066
Progressive $4,297
State Farm $2,521
Travelers $3,510
USAA $1,756

Category Winners: Cheapest Car Insurance in West Harrison, Indiana

Find the cheapest car insurance companies in West Harrison, IN for each category right here.

Best Annual Car Insurance Rates by Company in West Harrison, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest West Harrison, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Harrison car insurance rates. Find the cheapest West Harrison, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Harrison, Indiana

Insurance Company Low Medium High
Allstate $3,562 $3,706 $3,888
American Family $3,603 $3,754 $3,544
Farmers $3,366 $3,483 $3,616
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,118 $3,041 $3,038
Progressive $4,078 $4,236 $4,579
State Farm $2,409 $2,521 $2,635
Travelers $3,449 $3,542 $3,537
USAA $1,703 $1,753 $1,813

What affects car insurance rates in West Harrison, Indiana?

What factors can have an impact on West Harrison, IN car insurance? There are several reasons why West Harrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Harrison, Indiana.

Commute Time in West Harrison

The more time you spend in your car the higher the risk of an accident. The average commute length in West Harrison, IN is 20.1 minutes according to City-Data.

Compare Car Insurance Quotes in West Harrison, IN

Ready to find affordable West Harrison, Indiana car insurance today? Enter your ZIP code for fast, free West Harrison, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State