Compare West Harrison, NY Car Insurance Rates (2021)

Car insurance in West Harrison, NY averages $416 a month. West Harrison, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Harrison car insurance rates, compare quotes from the top car insurance companies in West Harrison, NY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in West Harrison for teen drivers is GEICO
  • Average car insurance rates in West Harrison, NY are $4,993/year
  • Average car insurance rates in West Harrison, NY after a DUI are $6,663/year

If you need to buy West Harrison, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Harrison, NY is right here.

You’ll find West Harrison car insurance rates, the cheapest West Harrison, NY car insurance companies, and information on New York car insurance laws. You can also compare West Harrison, New York car insurance rates to Schenectady car insurance rates, Mount Vernon car insurance rates, and Buffalo car insurance rates.

Ready to find affordable West Harrison, NY car insurance today? Enter your ZIP code for fast, free West Harrison car insurance quotes.

Cheapest West Harrison, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Harrison, NY car insurance rates? Every West Harrison, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Harrison, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,277 $3,066 $3,081 $3,127 $9,773 $10,508 $3,205 $3,220
GEICO $1,941 $1,870 $1,891 $1,864 $4,198 $6,230 $1,745 $1,796
Liberty Mutual $5,445 $5,445 $5,071 $5,071 $10,663 $15,414 $5,445 $5,781
Nationwide $3,441 $3,441 $3,239 $3,239 $6,341 $9,521 $3,441 $4,441
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $3,067 $3,067 $2,692 $2,692 $9,093 $11,206 $3,390 $3,592
Travelers $4,053 $4,039 $3,737 $3,968 $9,845 $11,825 $4,278 $4,414
USAA $2,455 $2,409 $2,228 $2,225 $10,119 $12,035 $3,149 $3,479

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in West Harrison, NY

Every driver must carry the minimum car insurance in West Harrison, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Harrison, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Harrison, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Harrison, NY. Compare credit history car insurance rates in West Harrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Harrison, New York

Insurance Company Poor Fair Good
Allstate $7,060 $4,117 $3,545
GEICO $3,374 $2,478 $2,224
Liberty Mutual $10,208 $6,673 $4,995
Nationwide $4,638 $4,638 $4,638
Progressive $8,088 $4,064 $2,951
State Farm $6,844 $4,295 $3,411
Travelers $8,085 $4,967 $4,258
USAA $7,348 $3,687 $3,252

Cheapest West Harrison, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Harrison, NY to rates for a clean record with top companies.

Annual West Harrison, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,139 $4,139 $6,100 $5,251
GEICO $2,082 $2,271 $4,334 $2,082
Liberty Mutual $5,760 $5,760 $11,887 $5,760
Nationwide $3,511 $3,511 $7,938 $3,593
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,608 $4,608 $5,092 $5,092
Travelers $4,875 $6,188 $6,278 $5,737
USAA $4,227 $4,297 $6,228 $4,297

Cheapest West Harrison, NY Car Insurance for Teen Drivers

Teen car insurance in West Harrison, NY can be expensive. Take a look at rates from the top car insurance companies in West Harrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Harrison, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,773 $10,508
GEICO $4,198 $6,230
Liberty Mutual $10,663 $15,414
Nationwide $6,341 $9,521
Progressive $10,524 $11,586
State Farm $9,093 $11,206
Travelers $9,845 $11,825
USAA $10,119 $12,035

Cheapest West Harrison, NY Car Insurance for Seniors

Take a look at West Harrison, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Harrison, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,081 $3,127
GEICO $1,891 $1,864
Liberty Mutual $5,071 $5,071
Nationwide $3,239 $3,239
Progressive $2,362 $2,419
State Farm $2,692 $2,692
Travelers $3,737 $3,968
USAA $2,228 $2,225

Cheapest West Harrison, NY Car Insurance Rates After a DUI

A DUI in West Harrison, NY increases car insurance rates. Compare West Harrison, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Harrison, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,100
GEICO $4,334
Liberty Mutual $11,887
Nationwide $7,938
Progressive $5,443
State Farm $5,092
Travelers $6,278
USAA $6,228

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest West Harrison, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Harrison, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Harrison, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,839 $4,976
GEICO $2,612 $2,772
Liberty Mutual $7,081 $7,503
Nationwide $4,638 $4,638
Progressive $5,035 $5,035
State Farm $4,676 $5,024
Travelers $5,770 $5,770
USAA $4,714 $4,811

The Best Cheap Car Insurance Companies in West Harrison, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Harrison, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Harrison, New York

Insurance Company Average Annual Rates
Allstate $4,907
GEICO $2,692
Liberty Mutual $7,292
Nationwide $4,638
Progressive $5,035
State Farm $4,850
Travelers $5,770
USAA $4,762

Category Winners: Cheapest Car Insurance in West Harrison, New York

Find the cheapest car insurance companies in West Harrison, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Harrison, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest West Harrison, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Harrison car insurance rates. Find the cheapest West Harrison, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Harrison, New York

Insurance Company Low Medium High
Allstate $4,598 $4,886 $5,237
GEICO $2,527 $2,679 $2,870
Liberty Mutual $6,918 $7,271 $7,687
Nationwide $4,312 $4,593 $5,009
Progressive $4,743 $5,000 $5,360
State Farm $4,548 $4,883 $5,120
Travelers $5,381 $5,688 $6,241
USAA $4,595 $4,732 $4,960

Compare Car Insurance Quotes in West Harrison, NY

Ready to find affordable West Harrison, New York car insurance today? Enter your ZIP code for fast, free West Harrison, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption