Compare West Haven, CT Car Insurance Rates (2021)

Car insurance in West Haven, CT averages $465 a month. West Haven, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap West Haven car insurance rates, compare quotes from the top car insurance companies in West Haven, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Haven, CT are $5,574/year
  • The cheapest car insurance company in West Haven is State Farm
  • The cheapest car insurance company in West Haven for teen drivers is GEICO

If you need to buy West Haven, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in West Haven, CT is right here.

You’ll find West Haven car insurance rates, the cheapest West Haven, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare West Haven, Connecticut car insurance rates to Hartford car insurance rates, New Haven car insurance rates, and Danbury car insurance rates.

Ready to find affordable West Haven, CT car insurance today? Enter your ZIP code for fast, free West Haven car insurance quotes.

Cheapest West Haven, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Haven, CT car insurance rates? Every West Haven, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Haven, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,279 $4,211 $3,956 $4,238 $12,986 $15,318 $4,449 $4,632
GEICO $2,824 $2,832 $2,620 $2,642 $6,582 $7,716 $2,715 $2,618
Liberty Mutual $3,992 $4,354 $3,070 $3,805 $20,053 $22,641 $4,029 $4,394
Nationwide $2,983 $3,009 $2,678 $2,806 $8,418 $10,676 $3,476 $3,738
Progressive $3,288 $3,044 $2,791 $2,927 $13,757 $15,259 $3,724 $4,147
State Farm $2,217 $2,217 $2,046 $2,046 $6,824 $8,610 $2,498 $2,856
Travelers $2,158 $2,189 $2,155 $2,152 $17,266 $28,260 $2,345 $2,615
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

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Minimum Car Insurance in West Haven, CT

Every driver must carry the minimum car insurance in West Haven, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in West Haven, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest West Haven, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Haven, CT. Compare credit history car insurance rates in West Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Haven, Connecticut

Insurance Company Poor Fair Good
Allstate $8,642 $6,494 $5,140
GEICO $5,560 $3,349 $2,547
Liberty Mutual $11,785 $7,334 $5,758
Nationwide $6,235 $4,209 $3,725
Progressive $6,658 $5,974 $5,720
State Farm $5,108 $3,263 $2,622
Travelers $8,386 $6,993 $6,799
USAA $5,057 $3,421 $3,004

Cheapest West Haven, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Haven, CT to rates for a clean record with top companies.

Annual West Haven, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,750 $7,129 $8,405 $5,750
GEICO $2,414 $3,170 $6,724 $2,966
Liberty Mutual $7,257 $9,089 $9,012 $7,811
Nationwide $3,841 $5,030 $5,755 $4,266
Progressive $5,222 $7,569 $5,508 $6,170
State Farm $3,407 $3,750 $3,750 $3,750
Travelers $5,948 $6,447 $9,387 $7,788
USAA $2,938 $3,702 $5,733 $2,938

Cheapest West Haven, CT Car Insurance for Teen Drivers

Teen car insurance in West Haven, CT can be expensive. Take a look at rates from the top car insurance companies in West Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Haven, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,986 $15,318
GEICO $6,582 $7,716
Liberty Mutual $20,053 $22,641
Nationwide $8,418 $10,676
Progressive $13,757 $15,259
State Farm $6,824 $8,610
Travelers $17,266 $28,260
USAA $7,472 $7,810

Cheapest West Haven, CT Car Insurance for Seniors

Take a look at West Haven, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Haven, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,956 $4,238
GEICO $2,620 $2,642
Liberty Mutual $3,070 $3,805
Nationwide $2,678 $2,806
Progressive $2,791 $2,927
State Farm $2,046 $2,046
Travelers $2,155 $2,152
USAA $2,184 $2,151

Cheapest West Haven, CT Car Insurance Rates After a DUI

A DUI in West Haven, CT increases car insurance rates. Compare West Haven, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Haven, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,405
GEICO $6,724
Liberty Mutual $9,012
Nationwide $5,755
Progressive $5,508
State Farm $3,750
Travelers $9,387
USAA $5,733

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Cheapest West Haven, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Haven, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Haven, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,759 $6,759
GEICO $3,759 $3,878
Liberty Mutual $8,292 $8,292
Nationwide $4,723 $4,723
Progressive $6,117 $6,117
State Farm $3,571 $3,758
Travelers $7,392 $7,392
USAA $3,781 $3,873

The Best Cheap Car Insurance Companies in West Haven, CT

Take a look at a side-by-side comparison of the top car insurance companies in West Haven, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Haven, Connecticut

Insurance Company Average Annual Rates
Allstate $6,759
GEICO $3,819
Liberty Mutual $8,292
Nationwide $4,723
Progressive $6,117
State Farm $3,664
Travelers $7,392
USAA $3,827

Category Winners: Cheapest Car Insurance in West Haven, Connecticut

Find the cheapest car insurance companies in West Haven, CT for each category right here.

Best Annual Car Insurance Rates by Company in West Haven, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Haven, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Haven car insurance rates. Find the cheapest West Haven, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Haven, Connecticut

Insurance Company Low Medium High
Allstate $6,239 $6,742 $7,295
GEICO $3,432 $3,750 $4,273
Liberty Mutual $7,933 $8,221 $8,722
Nationwide $4,711 $4,766 $4,692
Progressive $5,575 $6,049 $6,728
State Farm $3,406 $3,671 $3,916
Travelers $6,736 $7,331 $8,110
USAA $3,545 $3,832 $4,106

What affects car insurance rates in West Haven, Connecticut?

What factors can have an impact on West Haven, CT car insurance? There are several reasons why West Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Haven, Connecticut.

Commute Time in West Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in West Haven, CT is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in West Haven, CT

Ready to find affordable West Haven, Connecticut car insurance today? Enter your ZIP code for fast, free West Haven, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State