Compare West Henrietta, NY Car Insurance Rates (2021)

Car insurance in West Henrietta, NY averages $249 a month. West Henrietta, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Henrietta car insurance rates, compare quotes from the top car insurance companies in West Henrietta, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Henrietta for teen drivers is GEICO
  • The cheapest car insurance company in West Henrietta is GEICO
  • Average car insurance rates in West Henrietta, NY are $2,983/year

If you need to buy West Henrietta, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Henrietta, NY is right here.

You’ll find West Henrietta car insurance rates, the cheapest West Henrietta, NY car insurance companies, and information on New York car insurance laws. You can also compare West Henrietta, New York car insurance rates to Rochester car insurance rates, Albany car insurance rates, and Utica car insurance rates.

Ready to find affordable West Henrietta, NY car insurance today? Enter your ZIP code for fast, free West Henrietta car insurance quotes.

Cheapest West Henrietta, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Henrietta, NY car insurance rates? Every West Henrietta, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Henrietta, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,374 $2,224 $2,237 $2,268 $6,944 $7,464 $2,315 $2,319
GEICO $1,165 $1,125 $1,138 $1,121 $2,479 $3,660 $1,048 $1,083
Liberty Mutual $2,985 $2,985 $2,782 $2,782 $5,782 $9,365 $2,985 $3,169
Nationwide $2,020 $2,020 $1,910 $1,910 $3,567 $5,294 $2,020 $2,565
Progressive $1,628 $1,515 $1,305 $1,323 $5,768 $6,434 $2,120 $2,066
State Farm $2,104 $2,104 $1,840 $1,840 $6,334 $8,176 $2,319 $2,464
Travelers $2,174 $2,185 $2,008 $2,145 $5,196 $6,235 $2,311 $2,398
USAA $1,420 $1,391 $1,297 $1,290 $5,789 $6,867 $1,804 $1,984

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Minimum Car Insurance in West Henrietta, NY

Every driver must carry the minimum car insurance in West Henrietta, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Henrietta, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Henrietta, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Henrietta, NY. Compare credit history car insurance rates in West Henrietta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Henrietta, New York

Insurance Company Poor Fair Good
Allstate $5,055 $2,955 $2,545
GEICO $2,008 $1,475 $1,324
Liberty Mutual $5,725 $3,760 $2,828
Nationwide $2,663 $2,663 $2,663
Progressive $4,346 $2,281 $1,683
State Farm $4,797 $3,008 $2,387
Travelers $4,226 $2,683 $2,336
USAA $4,163 $2,135 $1,893

Cheapest West Henrietta, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Henrietta, NY to rates for a clean record with top companies.

Annual West Henrietta, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,981 $2,981 $4,352 $3,759
GEICO $1,252 $1,365 $2,539 $1,252
Liberty Mutual $3,297 $3,297 $6,526 $3,297
Nationwide $2,045 $2,045 $4,471 $2,091
Progressive $2,693 $2,693 $2,983 $2,710
State Farm $3,233 $3,233 $3,563 $3,563
Travelers $2,621 $3,295 $3,342 $3,068
USAA $2,416 $2,456 $3,593 $2,456

Cheapest West Henrietta, NY Car Insurance for Teen Drivers

Teen car insurance in West Henrietta, NY can be expensive. Take a look at rates from the top car insurance companies in West Henrietta for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Henrietta, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,944 $7,464
GEICO $2,479 $3,660
Liberty Mutual $5,782 $9,365
Nationwide $3,567 $5,294
Progressive $5,768 $6,434
State Farm $6,334 $8,176
Travelers $5,196 $6,235
USAA $5,789 $6,867

Cheapest West Henrietta, NY Car Insurance for Seniors

Take a look at West Henrietta, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Henrietta, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,268
GEICO $1,138 $1,121
Liberty Mutual $2,782 $2,782
Nationwide $1,910 $1,910
Progressive $1,305 $1,323
State Farm $1,840 $1,840
Travelers $2,008 $2,145
USAA $1,297 $1,290

Cheapest West Henrietta, NY Car Insurance Rates After a DUI

A DUI in West Henrietta, NY increases car insurance rates. Compare West Henrietta, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Henrietta, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,352
GEICO $2,539
Liberty Mutual $6,526
Nationwide $4,471
Progressive $2,983
State Farm $3,563
Travelers $3,342
USAA $3,593

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Cheapest West Henrietta, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Henrietta, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Henrietta, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,471 $3,565
GEICO $1,555 $1,650
Liberty Mutual $3,990 $4,219
Nationwide $2,663 $2,663
Progressive $2,770 $2,770
State Farm $3,280 $3,515
Travelers $3,081 $3,081
USAA $2,703 $2,757

The Best Cheap Car Insurance Companies in West Henrietta, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Henrietta, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Henrietta, New York

Insurance Company Average Annual Rates
Allstate $3,518
GEICO $1,602
Liberty Mutual $4,105
Nationwide $2,663
Progressive $2,770
State Farm $3,398
Travelers $3,081
USAA $2,730

Category Winners: Cheapest Car Insurance in West Henrietta, New York

Find the cheapest car insurance companies in West Henrietta, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Henrietta, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest West Henrietta, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Henrietta car insurance rates. Find the cheapest West Henrietta, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Henrietta, New York

Insurance Company Low Medium High
Allstate $3,304 $3,505 $3,745
GEICO $1,526 $1,603 $1,678
Liberty Mutual $3,922 $4,089 $4,303
Nationwide $2,507 $2,643 $2,840
Progressive $2,633 $2,759 $2,917
State Farm $3,194 $3,421 $3,578
Travelers $2,916 $3,053 $3,275
USAA $2,646 $2,717 $2,828

Compare Car Insurance Quotes in West Henrietta, NY

Ready to find affordable West Henrietta, New York car insurance today? Enter your ZIP code for fast, free West Henrietta, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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