Compare West Hurley, NY Car Insurance Rates (2021)

Car insurance in West Hurley, NY averages $356 a month. West Hurley, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Hurley car insurance rates, compare quotes from the top car insurance companies in West Hurley, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Hurley, NY are $4,274/year
  • The cheapest car insurance company in West Hurley for teen drivers is GEICO
  • Average car insurance rates in West Hurley, NY after a DUI are $5,722/year

If you need to buy West Hurley, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Hurley, NY is right here.

You’ll find West Hurley car insurance rates, the cheapest West Hurley, NY car insurance companies, and information on New York car insurance laws. You can also compare West Hurley, New York car insurance rates to Buffalo car insurance rates, Schenectady car insurance rates, and Rochester car insurance rates.

Ready to find affordable West Hurley, NY car insurance today? Enter your ZIP code for fast, free West Hurley car insurance quotes.

Cheapest West Hurley, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Hurley, NY car insurance rates? Every West Hurley, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Hurley, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,345 $3,379 $3,419 $10,567 $11,266 $3,505 $3,516
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $5,059 $5,059 $4,709 $4,709 $9,903 $16,091 $5,059 $5,374
Nationwide $2,917 $2,917 $2,747 $2,747 $5,299 $7,949 $2,917 $3,753
Progressive $2,125 $1,978 $1,695 $1,723 $7,059 $7,815 $2,720 $2,624
State Farm $2,839 $2,839 $2,478 $2,478 $8,377 $10,768 $3,124 $3,293
Travelers $2,879 $2,891 $2,617 $2,796 $6,593 $7,813 $3,042 $3,156
USAA $1,946 $1,912 $1,762 $1,764 $7,904 $9,418 $2,495 $2,757

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Minimum Car Insurance in West Hurley, NY

Every driver must carry the minimum car insurance in West Hurley, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Hurley, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Hurley, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Hurley, NY. Compare credit history car insurance rates in West Hurley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Hurley, New York

Insurance Company Poor Fair Good
Allstate $7,716 $4,445 $3,811
GEICO $2,826 $2,076 $1,863
Liberty Mutual $9,802 $6,399 $4,785
Nationwide $3,906 $3,906 $3,906
Progressive $5,547 $2,811 $2,044
State Farm $6,387 $4,006 $3,180
Travelers $5,509 $3,437 $2,975
USAA $5,785 $2,894 $2,555

Cheapest West Hurley, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Hurley, NY to rates for a clean record with top companies.

Annual West Hurley, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,496 $4,496 $6,609 $5,694
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $5,571 $5,571 $11,268 $5,571
Nationwide $2,960 $2,960 $6,676 $3,029
Progressive $3,372 $3,372 $3,733 $3,393
State Farm $4,308 $4,308 $4,741 $4,741
Travelers $3,404 $4,240 $4,299 $3,951
USAA $3,330 $3,385 $4,879 $3,385

Cheapest West Hurley, NY Car Insurance for Teen Drivers

Teen car insurance in West Hurley, NY can be expensive. Take a look at rates from the top car insurance companies in West Hurley for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Hurley, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,567 $11,266
GEICO $3,490 $5,114
Liberty Mutual $9,903 $16,091
Nationwide $5,299 $7,949
Progressive $7,059 $7,815
State Farm $8,377 $10,768
Travelers $6,593 $7,813
USAA $7,904 $9,418

Cheapest West Hurley, NY Car Insurance for Seniors

Take a look at West Hurley, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Hurley, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,379 $3,419
GEICO $1,604 $1,581
Liberty Mutual $4,709 $4,709
Nationwide $2,747 $2,747
Progressive $1,695 $1,723
State Farm $2,478 $2,478
Travelers $2,617 $2,796
USAA $1,762 $1,764

Cheapest West Hurley, NY Car Insurance Rates After a DUI

A DUI in West Hurley, NY increases car insurance rates. Compare West Hurley, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Hurley, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
GEICO $3,570
Liberty Mutual $11,268
Nationwide $6,676
Progressive $3,733
State Farm $4,741
Travelers $4,299
USAA $4,879

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Cheapest West Hurley, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Hurley, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Hurley, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,249 $5,399
GEICO $2,189 $2,321
Liberty Mutual $6,799 $7,192
Nationwide $3,906 $3,906
Progressive $3,467 $3,467
State Farm $4,364 $4,685
Travelers $3,974 $3,974
USAA $3,707 $3,782

The Best Cheap Car Insurance Companies in West Hurley, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Hurley, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Hurley, New York

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $2,255
Liberty Mutual $6,995
Nationwide $3,906
Progressive $3,467
State Farm $4,524
Travelers $3,974
USAA $3,745

Category Winners: Cheapest Car Insurance in West Hurley, New York

Find the cheapest car insurance companies in West Hurley, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Hurley, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest West Hurley, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Hurley car insurance rates. Find the cheapest West Hurley, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Hurley, New York

Insurance Company Low Medium High
Allstate $4,950 $5,300 $5,722
GEICO $2,136 $2,248 $2,381
Liberty Mutual $6,669 $6,973 $7,344
Nationwide $3,671 $3,874 $4,173
Progressive $3,288 $3,447 $3,667
State Farm $4,294 $4,549 $4,730
Travelers $3,756 $3,929 $4,236
USAA $3,630 $3,725 $3,879

What affects car insurance rates in West Hurley, New York?

What factors can have an impact on West Hurley, NY car insurance? There are several reasons why West Hurley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Hurley, New York.

Commute Time in West Hurley

The more time you spend in your car the higher the risk of an accident. The average commute length in West Hurley, NY is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in West Hurley, NY

Ready to find affordable West Hurley, New York car insurance today? Enter your ZIP code for fast, free West Hurley, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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