Compare West Liberty, KY Car Insurance Rates (2021)

Car insurance in West Liberty, KY averages $472 a month. West Liberty, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Liberty car insurance rates, compare quotes from the top car insurance companies in West Liberty, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Liberty, KY after a DUI are $6,780/year
  • The cheapest car insurance company in West Liberty for teen drivers is USAA
  • Average car insurance rates in West Liberty, KY are $5,660/year

If you need to buy West Liberty, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in West Liberty, KY is right here.

You’ll find West Liberty car insurance rates, the cheapest West Liberty, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare West Liberty, Kentucky car insurance rates to Nicholasville car insurance rates, Hopkinsville car insurance rates, and Richmond car insurance rates.

Ready to find affordable West Liberty, KY car insurance today? Enter your ZIP code for fast, free West Liberty car insurance quotes.

Cheapest West Liberty, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Liberty, KY car insurance rates? Every West Liberty, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Liberty, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,341 $5,232 $4,866 $5,213 $22,283 $24,728 $5,808 $6,075
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,474 $3,779 $2,956 $3,317 $14,075 $15,593 $3,624 $3,766
Nationwide $4,176 $4,157 $3,786 $3,938 $9,154 $11,310 $4,716 $4,913
Progressive $2,459 $2,333 $2,213 $2,216 $12,203 $13,864 $3,056 $3,124
State Farm $2,044 $2,044 $1,820 $1,820 $6,013 $7,604 $2,277 $2,552
Travelers $3,078 $3,129 $3,057 $3,056 $15,976 $25,955 $3,229 $3,679
USAA $1,830 $1,836 $1,649 $1,680 $4,861 $5,119 $2,312 $2,535

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Minimum Car Insurance in West Liberty, KY

Every driver must carry the minimum car insurance in West Liberty, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in West Liberty, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Liberty, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Liberty, KY. Compare credit history car insurance rates in West Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Liberty, Kentucky

Insurance Company Poor Fair Good
Allstate $13,256 $9,086 $7,488
GEICO $7,256 $3,623 $2,361
Liberty Mutual $9,082 $5,534 $4,354
Nationwide $7,064 $5,496 $4,746
Progressive $5,787 $5,052 $4,710
State Farm $4,728 $2,857 $2,230
Travelers $8,519 $7,218 $7,198
USAA $4,060 $2,272 $1,851

Cheapest West Liberty, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Liberty, KY to rates for a clean record with top companies.

Annual West Liberty, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,070 $10,802 $11,659 $9,243
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,266 $8,120 $6,303 $5,603
Nationwide $4,602 $5,931 $7,482 $5,060
Progressive $4,280 $6,362 $4,883 $5,207
State Farm $2,995 $3,548 $3,272 $3,272
Travelers $6,644 $6,833 $9,973 $7,129
USAA $2,057 $2,908 $3,474 $2,473

Cheapest West Liberty, KY Car Insurance for Teen Drivers

Teen car insurance in West Liberty, KY can be expensive. Take a look at rates from the top car insurance companies in West Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Liberty, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,283 $24,728
GEICO $7,170 $8,568
Liberty Mutual $14,075 $15,593
Nationwide $9,154 $11,310
Progressive $12,203 $13,864
State Farm $6,013 $7,604
Travelers $15,976 $25,955
USAA $4,861 $5,119

Cheapest West Liberty, KY Car Insurance for Seniors

Take a look at West Liberty, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Liberty, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,866 $5,213
GEICO $3,742 $3,389
Liberty Mutual $2,956 $3,317
Nationwide $3,786 $3,938
Progressive $2,213 $2,216
State Farm $1,820 $1,820
Travelers $3,057 $3,056
USAA $1,649 $1,680

Cheapest West Liberty, KY Car Insurance Rates After a DUI

A DUI in West Liberty, KY increases car insurance rates. Compare West Liberty, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Liberty, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,659
GEICO $7,199
Liberty Mutual $6,303
Nationwide $7,482
Progressive $4,883
State Farm $3,272
Travelers $9,973
USAA $3,474

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Cheapest West Liberty, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Liberty, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Liberty, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,943 $9,943
GEICO $4,371 $4,456
Liberty Mutual $6,323 $6,323
Nationwide $5,769 $5,769
Progressive $5,183 $5,183
State Farm $3,193 $3,350
Travelers $7,645 $7,645
USAA $2,626 $2,829

The Best Cheap Car Insurance Companies in West Liberty, KY

Take a look at a side-by-side comparison of the top car insurance companies in West Liberty, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Liberty, Kentucky

Insurance Company Average Annual Rates
Allstate $9,943
GEICO $4,413
Liberty Mutual $6,323
Nationwide $5,769
Progressive $5,183
State Farm $3,272
Travelers $7,645
USAA $2,728

Category Winners: Cheapest Car Insurance in West Liberty, Kentucky

Find the cheapest car insurance companies in West Liberty, KY for each category right here.

Best Annual Car Insurance Rates by Company in West Liberty, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Liberty, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Liberty car insurance rates. Find the cheapest West Liberty, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Liberty, Kentucky

Insurance Company Low Medium High
Allstate $8,740 $9,880 $11,210
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,963 $6,276 $6,730
Nationwide $5,740 $5,677 $5,890
Progressive $4,752 $5,097 $5,700
State Farm $3,095 $3,267 $3,454
Travelers $7,182 $7,668 $8,084
USAA $2,605 $2,721 $2,858

What affects car insurance rates in West Liberty, Kentucky?

What factors can have an impact on West Liberty, KY car insurance? There are several reasons why West Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Liberty, Kentucky.

Commute Time in West Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in West Liberty, KY is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in West Liberty, KY

Ready to find affordable West Liberty, Kentucky car insurance today? Enter your ZIP code for fast, free West Liberty, KY car insurance quotes.

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