Compare West Liberty, WV Car Insurance Rates (2021)

Car insurance in West Liberty, WV averages $311 a month. West Liberty, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Liberty car insurance rates, compare quotes from the top car insurance companies in West Liberty, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Liberty, WV after a DUI are $4,575/year
  • The cheapest car insurance company in West Liberty for teen drivers is State Farm
  • The cheapest car insurance company in West Liberty is State Farm

If you need to buy West Liberty, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in West Liberty, WV is right here.

You’ll find West Liberty car insurance rates, the cheapest West Liberty, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare West Liberty, West Virginia car insurance rates to Vienna car insurance rates, Bluefield car insurance rates, and Fairmont car insurance rates.

Ready to find affordable West Liberty, WV car insurance today? Enter your ZIP code for fast, free West Liberty car insurance quotes.

Cheapest West Liberty, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Liberty, WV car insurance rates? Every West Liberty, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Liberty, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,691 $2,505 $2,410 $2,416 $9,483 $9,894 $2,976 $2,982
GEICO $2,361 $2,327 $2,243 $2,174 $5,849 $7,051 $2,267 $2,363
Liberty Mutual $3,817 $4,150 $3,072 $3,752 $14,491 $16,373 $3,927 $4,316
Nationwide $1,997 $2,027 $1,819 $1,906 $5,159 $6,526 $2,252 $2,410
Progressive $1,882 $1,810 $1,747 $1,743 $8,108 $9,108 $2,246 $2,309
State Farm $1,615 $1,615 $1,457 $1,457 $3,634 $4,691 $1,908 $1,507
USAA $1,640 $1,615 $1,534 $1,541 $5,482 $6,038 $2,115 $2,267

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Minimum Car Insurance in West Liberty, WV

Every driver must carry the minimum car insurance in West Liberty, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in West Liberty, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Liberty, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Liberty, WV. Compare credit history car insurance rates in West Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Liberty, West Virginia

Insurance Company Poor Fair Good
Allstate $5,363 $4,257 $3,639
GEICO $4,014 $3,265 $2,709
Liberty Mutual $9,633 $5,925 $4,654
Nationwide $3,429 $2,896 $2,712
Progressive $4,043 $3,530 $3,284
State Farm $3,212 $1,957 $1,537
USAA $4,074 $2,364 $1,899

Cheapest West Liberty, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Liberty, WV to rates for a clean record with top companies.

Annual West Liberty, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,748 $4,426 $5,263 $4,243
GEICO $2,066 $3,316 $5,718 $2,217
Liberty Mutual $5,512 $6,983 $7,718 $6,737
Nationwide $2,409 $3,216 $3,745 $2,679
Progressive $3,081 $4,118 $3,671 $3,605
State Farm $2,050 $2,420 $2,235 $2,235
USAA $2,183 $2,589 $3,678 $2,666

Cheapest West Liberty, WV Car Insurance for Teen Drivers

Teen car insurance in West Liberty, WV can be expensive. Take a look at rates from the top car insurance companies in West Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Liberty, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,483 $9,894
GEICO $5,849 $7,051
Liberty Mutual $14,491 $16,373
Nationwide $5,159 $6,526
Progressive $8,108 $9,108
State Farm $3,634 $4,691
USAA $5,482 $6,038

Cheapest West Liberty, WV Car Insurance for Seniors

Take a look at West Liberty, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Liberty, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,410 $2,416
GEICO $2,243 $2,174
Liberty Mutual $3,072 $3,752
Nationwide $1,819 $1,906
Progressive $1,747 $1,743
State Farm $1,457 $1,457
USAA $1,534 $1,541

Cheapest West Liberty, WV Car Insurance Rates After a DUI

A DUI in West Liberty, WV increases car insurance rates. Compare West Liberty, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Liberty, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,263
GEICO $5,718
Liberty Mutual $7,718
Nationwide $3,745
Progressive $3,671
State Farm $2,235
USAA $3,678

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Cheapest West Liberty, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Liberty, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Liberty, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,420 $4,420
GEICO $3,293 $3,366
Liberty Mutual $6,737 $6,737
Nationwide $3,012 $3,012
Progressive $3,619 $3,619
State Farm $2,176 $2,295
USAA $2,747 $2,811

The Best Cheap Car Insurance Companies in West Liberty, WV

Take a look at a side-by-side comparison of the top car insurance companies in West Liberty, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Liberty, West Virginia

Insurance Company Average Annual Rates
Allstate $4,420
GEICO $3,329
Liberty Mutual $6,737
Nationwide $3,012
Progressive $3,619
State Farm $2,235
USAA $2,779

Category Winners: Cheapest Car Insurance in West Liberty, West Virginia

Find the cheapest car insurance companies in West Liberty, WV for each category right here.

Best Annual Car Insurance Rates by Company in West Liberty, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest West Liberty, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Liberty car insurance rates. Find the cheapest West Liberty, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Liberty, West Virginia

Insurance Company Low Medium High
Allstate $4,269 $4,413 $4,577
GEICO $3,111 $3,339 $3,538
Liberty Mutual $6,358 $6,720 $7,134
Nationwide $2,927 $3,002 $3,108
Progressive $3,456 $3,576 $3,826
State Farm $2,097 $2,229 $2,380
USAA $2,666 $2,774 $2,897

What affects car insurance rates in West Liberty, West Virginia?

What factors can have an impact on West Liberty, WV car insurance? There are several reasons why West Liberty car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Liberty, West Virginia.

Commute Time in West Liberty

The more time you spend in your car the higher the risk of an accident. The average commute length in West Liberty, WV is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in West Liberty, WV

Ready to find affordable West Liberty, West Virginia car insurance today? Enter your ZIP code for fast, free West Liberty, WV car insurance quotes.

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