Compare West Louisville, KY Car Insurance Rates (2021)

Car insurance in West Louisville, KY averages $382 a month. West Louisville, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Louisville car insurance rates, compare quotes from the top car insurance companies in West Louisville, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Louisville for teen drivers is USAA
  • Average car insurance rates in West Louisville, KY are $4,580/year
  • The cheapest car insurance company in West Louisville is USAA

If you need to buy West Louisville, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in West Louisville, KY is right here.

You’ll find West Louisville car insurance rates, the cheapest West Louisville, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare West Louisville, Kentucky car insurance rates to Nicholasville car insurance rates, Independence car insurance rates, and Richmond car insurance rates.

Ready to find affordable West Louisville, KY car insurance today? Enter your ZIP code for fast, free West Louisville car insurance quotes.

Cheapest West Louisville, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Louisville, KY car insurance rates? Every West Louisville, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Louisville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,949 $2,927 $2,659 $2,834 $10,598 $11,904 $3,283 $3,477
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,368 $2,560 $2,038 $2,268 $9,471 $10,436 $2,463 $2,539
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,707 $1,707 $1,525 $1,525 $4,878 $6,100 $1,907 $2,100
Travelers $1,881 $1,914 $1,844 $1,848 $8,732 $13,925 $1,963 $2,268
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

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Minimum Car Insurance in West Louisville, KY

Every driver must carry the minimum car insurance in West Louisville, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in West Louisville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Louisville, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Louisville, KY. Compare credit history car insurance rates in West Louisville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Louisville, Kentucky

Insurance Company Poor Fair Good
Allstate $6,718 $4,641 $3,878
GEICO $6,869 $3,430 $2,235
Liberty Mutual $6,078 $3,754 $2,972
Nationwide $3,840 $3,036 $2,648
Progressive $11,547 $10,089 $9,405
State Farm $3,880 $2,340 $1,824
Travelers $4,791 $4,058 $4,041
USAA $3,889 $2,181 $1,778

Cheapest West Louisville, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Louisville, KY to rates for a clean record with top companies.

Annual West Louisville, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,239 $5,488 $5,830 $4,759
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $3,567 $5,462 $4,255 $3,787
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,452 $2,910 $2,681 $2,681
Travelers $3,753 $3,860 $5,552 $4,023
USAA $1,972 $2,788 $3,330 $2,374

Cheapest West Louisville, KY Car Insurance for Teen Drivers

Teen car insurance in West Louisville, KY can be expensive. Take a look at rates from the top car insurance companies in West Louisville for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Louisville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,598 $11,904
GEICO $6,876 $8,160
Liberty Mutual $9,471 $10,436
Nationwide $4,986 $6,172
Progressive $24,595 $27,972
State Farm $4,878 $6,100
Travelers $8,732 $13,925
USAA $4,666 $4,921

Cheapest West Louisville, KY Car Insurance for Seniors

Take a look at West Louisville, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Louisville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,659 $2,834
GEICO $3,530 $3,197
Liberty Mutual $2,038 $2,268
Nationwide $2,105 $2,191
Progressive $4,345 $4,341
State Farm $1,525 $1,525
Travelers $1,844 $1,848
USAA $1,581 $1,608

Cheapest West Louisville, KY Car Insurance Rates After a DUI

A DUI in West Louisville, KY increases car insurance rates. Compare West Louisville, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Louisville, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,830
GEICO $6,759
Liberty Mutual $4,255
Nationwide $4,077
Progressive $9,734
State Farm $2,681
Travelers $5,552
USAA $3,330

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Cheapest West Louisville, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Louisville, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Louisville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,079 $5,079
GEICO $4,139 $4,217
Liberty Mutual $4,268 $4,268
Nationwide $3,175 $3,175
Progressive $10,347 $10,347
State Farm $2,611 $2,751
Travelers $4,297 $4,297
USAA $2,520 $2,712

The Best Cheap Car Insurance Companies in West Louisville, KY

Take a look at a side-by-side comparison of the top car insurance companies in West Louisville, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Louisville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,079
GEICO $4,178
Liberty Mutual $4,268
Nationwide $3,175
Progressive $10,347
State Farm $2,681
Travelers $4,297
USAA $2,616

Category Winners: Cheapest Car Insurance in West Louisville, Kentucky

Find the cheapest car insurance companies in West Louisville, KY for each category right here.

Best Annual Car Insurance Rates by Company in West Louisville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Louisville, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Louisville car insurance rates. Find the cheapest West Louisville, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Louisville, Kentucky

Insurance Company Low Medium High
Allstate $4,747 $5,060 $5,430
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,073 $4,241 $4,489
Nationwide $3,202 $3,141 $3,180
Progressive $9,463 $10,162 $11,416
State Farm $2,526 $2,680 $2,837
Travelers $4,090 $4,319 $4,482
USAA $2,504 $2,611 $2,734

Compare Car Insurance Quotes in West Louisville, KY

Ready to find affordable West Louisville, Kentucky car insurance today? Enter your ZIP code for fast, free West Louisville, KY car insurance quotes.

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