Compare West Memphis, AR Car Insurance Rates (2021)

Car insurance in West Memphis, AR averages $357 a month. West Memphis, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Memphis car insurance rates, compare quotes from the top car insurance companies in West Memphis, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Memphis for teen drivers is USAA
  • Average car insurance rates in West Memphis, AR are $4,285/year
  • Average car insurance rates in West Memphis, AR after a DUI are $5,172/year

If you need to buy West Memphis, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in West Memphis, AR is right here.

You’ll find West Memphis car insurance rates, the cheapest West Memphis, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare West Memphis, Arkansas car insurance rates to Rogers car insurance rates, Little Rock car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable West Memphis, AR car insurance today? Enter your ZIP code for fast, free West Memphis car insurance quotes.

Cheapest West Memphis, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Memphis, AR car insurance rates? Every West Memphis, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Memphis, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,192 $3,207 $2,850 $3,048 $11,899 $14,299 $3,516 $3,818
Farmers $2,244 $2,233 $2,004 $2,111 $9,555 $9,901 $2,569 $2,700
GEICO $2,498 $2,467 $2,303 $2,239 $6,597 $6,603 $2,461 $2,495
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,685 $2,734 $2,411 $2,546 $6,539 $8,331 $3,077 $3,318
Progressive $2,672 $2,523 $2,200 $2,300 $11,497 $12,946 $3,193 $3,453
State Farm $1,873 $1,873 $1,695 $1,695 $5,633 $7,082 $2,116 $2,421
Travelers $2,365 $2,406 $2,355 $2,359 $14,148 $22,752 $2,542 $2,907
USAA $1,511 $1,522 $1,404 $1,406 $4,924 $5,141 $1,955 $2,101

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Minimum Car Insurance in West Memphis, AR

Every driver must carry the minimum car insurance in West Memphis, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in West Memphis, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Memphis, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Memphis, AR. Compare credit history car insurance rates in West Memphis from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Memphis, Arkansas

Insurance Company Poor Fair Good
Allstate $7,200 $5,518 $4,468
Farmers $4,735 $3,974 $3,785
GEICO $4,142 $3,407 $2,825
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,672 $3,764 $3,430
Progressive $5,765 $4,934 $4,595
State Farm $4,419 $2,658 $2,068
Travelers $7,425 $6,208 $5,805
USAA $3,305 $2,257 $1,924

Cheapest West Memphis, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Memphis, AR to rates for a clean record with top companies.

Annual West Memphis, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $5,941 $6,627 $5,646
Farmers $3,519 $4,516 $4,411 $4,214
GEICO $2,354 $3,600 $5,344 $2,534
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,076 $3,976 $5,382 $3,387
Progressive $4,392 $6,119 $4,618 $5,264
State Farm $2,784 $3,313 $3,048 $3,048
Travelers $5,423 $5,602 $8,233 $6,658
USAA $1,907 $2,431 $3,526 $2,117

Cheapest West Memphis, AR Car Insurance for Teen Drivers

Teen car insurance in West Memphis, AR can be expensive. Take a look at rates from the top car insurance companies in West Memphis for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Memphis, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,899 $14,299
Farmers $9,555 $9,901
GEICO $6,597 $6,603
Liberty Mutual $8,580 $9,444
Nationwide $6,539 $8,331
Progressive $11,497 $12,946
State Farm $5,633 $7,082
Travelers $14,148 $22,752
USAA $4,924 $5,141

Cheapest West Memphis, AR Car Insurance for Seniors

Take a look at West Memphis, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Memphis, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,850 $3,048
Farmers $2,004 $2,111
GEICO $2,303 $2,239
Liberty Mutual $2,288 $2,555
Nationwide $2,411 $2,546
Progressive $2,200 $2,300
State Farm $1,695 $1,695
Travelers $2,355 $2,359
USAA $1,404 $1,406

Cheapest West Memphis, AR Car Insurance Rates After a DUI

A DUI in West Memphis, AR increases car insurance rates. Compare West Memphis, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Memphis, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,627
Farmers $4,411
GEICO $5,344
Liberty Mutual $5,360
Nationwide $5,382
Progressive $4,618
State Farm $3,048
Travelers $8,233
USAA $3,526

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Cheapest West Memphis, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Memphis, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Memphis, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,729 $5,729
Farmers $4,165 $4,165
GEICO $3,433 $3,484
Liberty Mutual $4,134 $4,134
Nationwide $3,955 $3,955
Progressive $5,098 $5,098
State Farm $2,972 $3,125
Travelers $6,479 $6,479
USAA $2,425 $2,566

The Best Cheap Car Insurance Companies in West Memphis, AR

Take a look at a side-by-side comparison of the top car insurance companies in West Memphis, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Memphis, Arkansas

Insurance Company Average Annual Rates
Allstate $5,729
Farmers $4,165
GEICO $3,458
Liberty Mutual $4,134
Nationwide $3,955
Progressive $5,098
State Farm $3,048
Travelers $6,479
USAA $2,495

Category Winners: Cheapest Car Insurance in West Memphis, Arkansas

Find the cheapest car insurance companies in West Memphis, AR for each category right here.

Best Annual Car Insurance Rates by Company in West Memphis, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Memphis, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Memphis car insurance rates. Find the cheapest West Memphis, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Memphis, Arkansas

Insurance Company Low Medium High
Allstate $5,573 $5,725 $5,888
Farmers $3,944 $4,118 $4,432
GEICO $3,290 $3,457 $3,627
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,970 $3,872 $4,023
Progressive $4,644 $5,002 $5,648
State Farm $2,872 $3,047 $3,226
Travelers $6,153 $6,496 $6,789
USAA $2,392 $2,487 $2,608

What affects car insurance rates in West Memphis, Arkansas?

What factors can have an impact on West Memphis, AR car insurance? There are several reasons why West Memphis car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Memphis, Arkansas.

Commute Time in West Memphis

The more time you spend in your car the higher the risk of an accident. The average commute length in West Memphis, AR is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in West Memphis, AR

Ready to find affordable West Memphis, Arkansas car insurance today? Enter your ZIP code for fast, free West Memphis, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State