Compare West Middletown, PA Car Insurance Rates (2021)

Car insurance in West Middletown, PA averages $323 a month. West Middletown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap West Middletown car insurance rates, compare quotes from the top car insurance companies in West Middletown, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Middletown is USAA
  • Average car insurance rates in West Middletown, PA after a DUI are $4,232/year
  • Average car insurance rates in West Middletown, PA are $3,882/year

If you need to buy West Middletown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in West Middletown, PA is right here.

You’ll find West Middletown car insurance rates, the cheapest West Middletown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare West Middletown, Pennsylvania car insurance rates to Lancaster car insurance rates, Bethlehem car insurance rates, and Erie car insurance rates.

Ready to find affordable West Middletown, PA car insurance today? Enter your ZIP code for fast, free West Middletown car insurance quotes.

Cheapest West Middletown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Middletown, PA car insurance rates? Every West Middletown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Middletown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,472 $2,472 $2,273 $2,273 $8,191 $8,191 $2,727 $2,727
GEICO $2,001 $1,731 $1,870 $1,619 $5,114 $4,436 $2,022 $1,750
Liberty Mutual $3,785 $3,785 $3,466 $3,466 $11,096 $11,096 $4,811 $4,811
Nationwide $1,845 $1,845 $1,745 $1,745 $5,242 $5,242 $2,071 $2,071
Progressive $2,767 $2,767 $2,469 $2,469 $8,783 $8,783 $3,554 $3,554
State Farm $1,736 $1,736 $1,530 $1,530 $5,898 $5,898 $1,915 $1,915
Travelers $1,592 $1,592 $1,705 $1,705 $23,149 $23,149 $1,924 $1,924
USAA $1,152 $1,152 $1,042 $1,042 $3,478 $3,478 $1,533 $1,533

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Minimum Car Insurance in West Middletown, PA

Every driver must carry the minimum car insurance in West Middletown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in West Middletown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Middletown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Middletown, PA. Compare credit history car insurance rates in West Middletown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Middletown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,005 $3,733 $3,010
GEICO $3,854 $2,171 $1,678
Liberty Mutual $7,391 $5,298 $4,678
Nationwide $3,192 $2,632 $2,353
Progressive $5,823 $4,079 $3,277
State Farm $3,945 $2,440 $1,924
Travelers $7,722 $6,973 $6,583
USAA $2,258 $1,669 $1,476

Cheapest West Middletown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Middletown, PA to rates for a clean record with top companies.

Annual West Middletown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,750 $4,414 $3,750 $3,750
GEICO $1,882 $3,274 $2,512 $2,603
Liberty Mutual $5,299 $6,035 $5,912 $5,912
Nationwide $1,966 $2,631 $3,673 $2,633
Progressive $3,989 $5,480 $4,103 $4,001
State Farm $2,535 $3,004 $2,770 $2,770
Travelers $5,055 $7,157 $9,001 $7,157
USAA $1,447 $2,000 $2,140 $1,617

Cheapest West Middletown, PA Car Insurance for Teen Drivers

Teen car insurance in West Middletown, PA can be expensive. Take a look at rates from the top car insurance companies in West Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Middletown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,191 $8,191
GEICO $5,114 $4,436
Liberty Mutual $11,096 $11,096
Nationwide $5,242 $5,242
Progressive $8,783 $8,783
State Farm $5,898 $5,898
Travelers $23,149 $23,149
USAA $3,478 $3,478

Cheapest West Middletown, PA Car Insurance for Seniors

Take a look at West Middletown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Middletown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,273 $2,273
GEICO $1,870 $1,619
Liberty Mutual $3,466 $3,466
Nationwide $1,745 $1,745
Progressive $2,469 $2,469
State Farm $1,530 $1,530
Travelers $1,705 $1,705
USAA $1,042 $1,042

Cheapest West Middletown, PA Car Insurance Rates After a DUI

A DUI in West Middletown, PA increases car insurance rates. Compare West Middletown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Middletown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,750
GEICO $2,512
Liberty Mutual $5,912
Nationwide $3,673
Progressive $4,103
State Farm $2,770
Travelers $9,001
USAA $2,140

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Cheapest West Middletown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Middletown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Middletown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,838 $3,993
GEICO $2,527 $2,609
Liberty Mutual $5,640 $5,938
Nationwide $2,726 $2,726
Progressive $4,393 $4,393
State Farm $2,681 $2,858
Travelers $7,093 $7,093
USAA $1,750 $1,853

The Best Cheap Car Insurance Companies in West Middletown, PA

Take a look at a side-by-side comparison of the top car insurance companies in West Middletown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Middletown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,916
GEICO $2,568
Liberty Mutual $5,789
Nationwide $2,726
Progressive $4,393
State Farm $2,770
Travelers $7,093
USAA $1,801

Category Winners: Cheapest Car Insurance in West Middletown, Pennsylvania

Find the cheapest car insurance companies in West Middletown, PA for each category right here.

Best Annual Car Insurance Rates by Company in West Middletown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest West Middletown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Middletown car insurance rates. Find the cheapest West Middletown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Middletown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,760 $3,937 $4,051
GEICO $2,375 $2,591 $2,737
Liberty Mutual $5,526 $5,828 $6,014
Nationwide $2,739 $2,764 $2,674
Progressive $4,044 $4,426 $4,710
State Farm $2,604 $2,805 $2,900
Travelers $7,166 $7,096 $7,016
USAA $1,659 $1,820 $1,924

What affects car insurance rates in West Middletown, Pennsylvania?

What factors can have an impact on West Middletown, PA car insurance? There are several reasons why West Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Middletown, Pennsylvania.

Commute Time in West Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in West Middletown, PA is 30.1 minutes according to City-Data.

Compare Car Insurance Quotes in West Middletown, PA

Ready to find affordable West Middletown, Pennsylvania car insurance today? Enter your ZIP code for fast, free West Middletown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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