Compare West Milton, OH Car Insurance Rates (2021)

Car insurance in West Milton, OH averages $220 a month. West Milton, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Milton car insurance rates, compare quotes from the top car insurance companies in West Milton, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Milton, OH are $2,636/year
  • Average car insurance rates in West Milton, OH after a DUI are $3,070/year
  • The cheapest car insurance company in West Milton is USAA

If you need to buy West Milton, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in West Milton, OH is right here.

You’ll find West Milton car insurance rates, the cheapest West Milton, OH car insurance companies, and information on Ohio car insurance laws. You can also compare West Milton, Ohio car insurance rates to Parma car insurance rates, Akron car insurance rates, and Lorain car insurance rates.

Ready to find affordable West Milton, OH car insurance today? Enter your ZIP code for fast, free West Milton car insurance quotes.

Cheapest West Milton, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Milton, OH car insurance rates? Every West Milton, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Milton, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,889 $1,715 $1,832 $5,218 $5,978 $1,988 $2,119
American Family $854 $884 $785 $786 $2,657 $2,871 $1,057 $1,110
Farmers $1,735 $1,727 $1,530 $1,617 $7,686 $7,955 $1,945 $2,028
GEICO $1,235 $1,206 $1,175 $1,201 $3,350 $3,111 $1,369 $1,152
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,029 $2,039 $1,833 $1,846 $5,181 $6,675 $2,174 $2,527
Progressive $1,659 $1,558 $1,387 $1,432 $7,457 $8,384 $1,979 $2,047
State Farm $1,332 $1,332 $1,197 $1,197 $4,233 $5,312 $1,550 $1,778
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $810 $817 $774 $771 $2,504 $2,784 $1,080 $1,165

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Minimum Car Insurance in West Milton, OH

Every driver must carry the minimum car insurance in West Milton, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in West Milton, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Milton, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Milton, OH. Compare credit history car insurance rates in West Milton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Milton, Ohio

Insurance Company Poor Fair Good
Allstate $3,624 $2,648 $2,216
American Family $1,825 $1,247 $1,055
Farmers $3,716 $3,134 $2,983
GEICO $2,066 $1,725 $1,383
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $3,664 $2,954 $2,496
Progressive $3,630 $3,145 $2,939
State Farm $3,193 $1,974 $1,557
Travelers $3,529 $3,069 $2,866
USAA $1,734 $1,230 $1,050

Cheapest West Milton, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Milton, OH to rates for a clean record with top companies.

Annual West Milton, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,382 $2,875 $3,368 $2,691
American Family $1,320 $1,394 $1,394 $1,394
Farmers $2,698 $3,480 $3,394 $3,538
GEICO $1,165 $1,688 $2,473 $1,574
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,438 $3,096 $3,924 $2,694
Progressive $2,790 $3,802 $2,975 $3,385
State Farm $2,038 $2,445 $2,241 $2,241
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,029 $1,379 $1,805 $1,139

Cheapest West Milton, OH Car Insurance for Teen Drivers

Teen car insurance in West Milton, OH can be expensive. Take a look at rates from the top car insurance companies in West Milton for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Milton, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,218 $5,978
American Family $2,657 $2,871
Farmers $7,686 $7,955
GEICO $3,350 $3,111
Liberty Mutual $10,151 $11,460
Nationwide $5,181 $6,675
Progressive $7,457 $8,384
State Farm $4,233 $5,312
Travelers $6,272 $9,870
USAA $2,504 $2,784

Cheapest West Milton, OH Car Insurance for Seniors

Take a look at West Milton, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Milton, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,715 $1,832
American Family $785 $786
Farmers $1,530 $1,617
GEICO $1,175 $1,201
Liberty Mutual $1,474 $1,788
Nationwide $1,833 $1,846
Progressive $1,387 $1,432
State Farm $1,197 $1,197
Travelers $1,451 $1,441
USAA $774 $771

Cheapest West Milton, OH Car Insurance Rates After a DUI

A DUI in West Milton, OH increases car insurance rates. Compare West Milton, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Milton, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,368
American Family $1,394
Farmers $3,394
GEICO $2,473
Liberty Mutual $4,558
Nationwide $3,924
Progressive $2,975
State Farm $2,241
Travelers $4,568
USAA $1,805

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Cheapest West Milton, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Milton, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Milton, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,829 $2,829
American Family $1,359 $1,392
Farmers $3,278 $3,278
GEICO $1,695 $1,754
Liberty Mutual $4,140 $4,140
Nationwide $3,038 $3,038
Progressive $3,238 $3,238
State Farm $2,186 $2,297
Travelers $3,155 $3,155
USAA $1,288 $1,388

The Best Cheap Car Insurance Companies in West Milton, OH

Take a look at a side-by-side comparison of the top car insurance companies in West Milton, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Milton, Ohio

Insurance Company Average Annual Rates
Allstate $2,829
American Family $1,376
Farmers $3,278
GEICO $1,725
Liberty Mutual $4,140
Nationwide $3,038
Progressive $3,238
State Farm $2,241
Travelers $3,155
USAA $1,338

Category Winners: Cheapest Car Insurance in West Milton, Ohio

Find the cheapest car insurance companies in West Milton, OH for each category right here.

Best Annual Car Insurance Rates by Company in West Milton, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest West Milton, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Milton car insurance rates. Find the cheapest West Milton, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Milton, Ohio

Insurance Company Low Medium High
Allstate $2,742 $2,824 $2,922
American Family $1,351 $1,386 $1,391
Farmers $3,104 $3,226 $3,503
GEICO $1,662 $1,716 $1,797
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,366 $2,944 $2,804
Progressive $3,105 $3,208 $3,400
State Farm $2,126 $2,249 $2,350
Travelers $3,077 $3,195 $3,192
USAA $1,280 $1,337 $1,397

What affects car insurance rates in West Milton, Ohio?

What factors can have an impact on West Milton, OH car insurance? There are several reasons why West Milton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Milton, Ohio.

Commute Time in West Milton

The more time you spend in your car the higher the risk of an accident. The average commute length in West Milton, OH is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in West Milton, OH

Ready to find affordable West Milton, Ohio car insurance today? Enter your ZIP code for fast, free West Milton, OH car insurance quotes.

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