Compare West Monroe, NY Car Insurance Rates (2021)

Car insurance in West Monroe, NY averages $260 a month. West Monroe, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Monroe car insurance rates, compare quotes from the top car insurance companies in West Monroe, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Monroe, NY are $3,121/year
  • Average car insurance rates in West Monroe, NY after a DUI are $4,125/year
  • The cheapest car insurance company in West Monroe for teen drivers is GEICO

If you need to buy West Monroe, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Monroe, NY is right here.

You’ll find West Monroe car insurance rates, the cheapest West Monroe, NY car insurance companies, and information on New York car insurance laws. You can also compare West Monroe, New York car insurance rates to New Rochelle car insurance rates, Rochester car insurance rates, and New York car insurance rates.

Ready to find affordable West Monroe, NY car insurance today? Enter your ZIP code for fast, free West Monroe car insurance quotes.

Cheapest West Monroe, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Monroe, NY car insurance rates? Every West Monroe, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Monroe, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,081 $2,081 $1,810 $1,810 $6,048 $7,819 $2,283 $2,420
Travelers $2,400 $2,421 $2,204 $2,363 $5,662 $6,745 $2,555 $2,663
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in West Monroe, NY

Every driver must carry the minimum car insurance in West Monroe, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Monroe, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Monroe, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Monroe, NY. Compare credit history car insurance rates in West Monroe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Monroe, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,651 $2,917 $2,315
Travelers $4,619 $2,944 $2,567
USAA $4,423 $2,195 $1,945

Cheapest West Monroe, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Monroe, NY to rates for a clean record with top companies.

Annual West Monroe, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,142 $3,142 $3,446 $3,446
Travelers $2,880 $3,607 $3,660 $3,360
USAA $2,530 $2,572 $3,744 $2,572

Cheapest West Monroe, NY Car Insurance for Teen Drivers

Teen car insurance in West Monroe, NY can be expensive. Take a look at rates from the top car insurance companies in West Monroe for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Monroe, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,048 $7,819
Travelers $5,662 $6,745
USAA $6,012 $7,189

Cheapest West Monroe, NY Car Insurance for Seniors

Take a look at West Monroe, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Monroe, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,810 $1,810
Travelers $2,204 $2,363
USAA $1,346 $1,345

Cheapest West Monroe, NY Car Insurance Rates After a DUI

A DUI in West Monroe, NY increases car insurance rates. Compare West Monroe, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Monroe, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,446
Travelers $3,660
USAA $3,744

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Cheapest West Monroe, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Monroe, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Monroe, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,179 $3,409
Travelers $3,377 $3,377
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in West Monroe, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Monroe, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Monroe, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,294
Travelers $3,377
USAA $2,854

Category Winners: Cheapest Car Insurance in West Monroe, New York

Find the cheapest car insurance companies in West Monroe, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Monroe, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest West Monroe, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Monroe car insurance rates. Find the cheapest West Monroe, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Monroe, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,138 $3,311 $3,433
Travelers $3,222 $3,351 $3,557
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in West Monroe, NY

Ready to find affordable West Monroe, New York car insurance today? Enter your ZIP code for fast, free West Monroe, NY car insurance quotes.

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