Compare West Oneonta, NY Car Insurance Rates (2021)

Car insurance in West Oneonta, NY averages $286 a month. West Oneonta, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Oneonta car insurance rates, compare quotes from the top car insurance companies in West Oneonta, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Oneonta, NY after a DUI are $4,578/year
  • The cheapest car insurance company in West Oneonta for teen drivers is GEICO
  • Average car insurance rates in West Oneonta, NY are $3,431/year

If you need to buy West Oneonta, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Oneonta, NY is right here.

You’ll find West Oneonta car insurance rates, the cheapest West Oneonta, NY car insurance companies, and information on New York car insurance laws. You can also compare West Oneonta, New York car insurance rates to Rochester car insurance rates, New Rochelle car insurance rates, and Syracuse car insurance rates.

Ready to find affordable West Oneonta, NY car insurance today? Enter your ZIP code for fast, free West Oneonta car insurance quotes.

Cheapest West Oneonta, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Oneonta, NY car insurance rates? Every West Oneonta, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Oneonta, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,672 $1,586 $1,359 $1,374 $5,372 $6,000 $2,148 $2,107
State Farm $2,264 $2,264 $1,969 $1,969 $6,583 $8,509 $2,484 $2,633
Travelers $2,416 $2,432 $2,192 $2,348 $5,495 $6,462 $2,562 $2,668
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in West Oneonta, NY

Every driver must carry the minimum car insurance in West Oneonta, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Oneonta, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Oneonta, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Oneonta, NY. Compare credit history car insurance rates in West Oneonta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Oneonta, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,278 $2,211 $1,617
State Farm $5,062 $3,173 $2,518
Travelers $4,550 $2,893 $2,522
USAA $5,185 $2,565 $2,265

Cheapest West Oneonta, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Oneonta, NY to rates for a clean record with top companies.

Annual West Oneonta, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,632 $2,632 $2,899 $2,647
State Farm $3,419 $3,419 $3,750 $3,750
Travelers $2,850 $3,542 $3,593 $3,302
USAA $2,972 $3,020 $4,343 $3,020

Cheapest West Oneonta, NY Car Insurance for Teen Drivers

Teen car insurance in West Oneonta, NY can be expensive. Take a look at rates from the top car insurance companies in West Oneonta for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Oneonta, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,372 $6,000
State Farm $6,583 $8,509
Travelers $5,495 $6,462
USAA $6,993 $8,362

Cheapest West Oneonta, NY Car Insurance for Seniors

Take a look at West Oneonta, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Oneonta, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,359 $1,374
State Farm $1,969 $1,969
Travelers $2,192 $2,348
USAA $1,576 $1,583

Cheapest West Oneonta, NY Car Insurance Rates After a DUI

A DUI in West Oneonta, NY increases car insurance rates. Compare West Oneonta, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Oneonta, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,419
Liberty Mutual $9,308
Nationwide $5,017
Progressive $2,899
State Farm $3,750
Travelers $3,593
USAA $4,343

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Cheapest West Oneonta, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Oneonta, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Oneonta, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,702 $2,702
State Farm $3,459 $3,709
Travelers $3,322 $3,322
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in West Oneonta, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Oneonta, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Oneonta, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,702
State Farm $3,584
Travelers $3,322
USAA $3,339

Category Winners: Cheapest Car Insurance in West Oneonta, New York

Find the cheapest car insurance companies in West Oneonta, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Oneonta, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest West Oneonta, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Oneonta car insurance rates. Find the cheapest West Oneonta, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Oneonta, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,587 $2,690 $2,830
State Farm $3,421 $3,603 $3,730
Travelers $3,189 $3,298 $3,478
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in West Oneonta, NY

Ready to find affordable West Oneonta, New York car insurance today? Enter your ZIP code for fast, free West Oneonta, NY car insurance quotes.

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