Compare West Paducah, KY Car Insurance Rates (2021)

Car insurance in West Paducah, KY averages $348 a month. West Paducah, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Paducah car insurance rates, compare quotes from the top car insurance companies in West Paducah, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Paducah is USAA
  • Average car insurance rates in West Paducah, KY after a DUI are $5,009/year
  • Average car insurance rates in West Paducah, KY are $4,181/year

If you need to buy West Paducah, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in West Paducah, KY is right here.

You’ll find West Paducah car insurance rates, the cheapest West Paducah, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare West Paducah, Kentucky car insurance rates to Independence car insurance rates, Hopkinsville car insurance rates, and Frankfort car insurance rates.

Ready to find affordable West Paducah, KY car insurance today? Enter your ZIP code for fast, free West Paducah car insurance quotes.

Cheapest West Paducah, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Paducah, KY car insurance rates? Every West Paducah, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Paducah, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,097 $3,079 $2,781 $2,968 $11,126 $12,510 $3,470 $3,685
GEICO $3,289 $3,046 $3,439 $3,114 $6,717 $7,953 $2,687 $2,319
Liberty Mutual $2,549 $2,762 $2,162 $2,416 $10,433 $11,550 $2,672 $2,792
Nationwide $3,102 $3,111 $2,798 $2,933 $6,835 $8,556 $3,500 $3,684
Progressive $2,108 $2,020 $1,876 $1,897 $9,842 $11,113 $2,614 $2,678
State Farm $1,830 $1,830 $1,636 $1,636 $5,398 $6,835 $2,040 $2,276
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,795 $1,799 $1,621 $1,649 $4,778 $5,035 $2,267 $2,484

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Minimum Car Insurance in West Paducah, KY

Every driver must carry the minimum car insurance in West Paducah, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in West Paducah, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Paducah, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Paducah, KY. Compare credit history car insurance rates in West Paducah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Paducah, Kentucky

Insurance Company Poor Fair Good
Allstate $7,059 $4,879 $4,080
GEICO $6,693 $3,342 $2,177
Liberty Mutual $6,664 $4,097 $3,239
Nationwide $5,246 $4,115 $3,584
Progressive $4,792 $4,152 $3,861
State Farm $4,237 $2,564 $2,004
Travelers $5,771 $4,882 $4,863
USAA $3,978 $2,235 $1,823

Cheapest West Paducah, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Paducah, KY to rates for a clean record with top companies.

Annual West Paducah, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,460 $5,773 $6,123 $5,003
GEICO $2,416 $4,313 $6,595 $2,959
Liberty Mutual $3,899 $5,977 $4,654 $4,138
Nationwide $3,421 $4,439 $5,628 $3,772
Progressive $3,535 $5,204 $4,034 $4,300
State Farm $2,686 $3,184 $2,935 $2,935
Travelers $4,512 $4,642 $6,696 $4,837
USAA $2,019 $2,855 $3,410 $2,431

Cheapest West Paducah, KY Car Insurance for Teen Drivers

Teen car insurance in West Paducah, KY can be expensive. Take a look at rates from the top car insurance companies in West Paducah for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Paducah, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,126 $12,510
GEICO $6,717 $7,953
Liberty Mutual $10,433 $11,550
Nationwide $6,835 $8,556
Progressive $9,842 $11,113
State Farm $5,398 $6,835
Travelers $10,570 $16,956
USAA $4,778 $5,035

Cheapest West Paducah, KY Car Insurance for Seniors

Take a look at West Paducah, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Paducah, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,781 $2,968
GEICO $3,439 $3,114
Liberty Mutual $2,162 $2,416
Nationwide $2,798 $2,933
Progressive $1,876 $1,897
State Farm $1,636 $1,636
Travelers $2,177 $2,183
USAA $1,621 $1,649

Cheapest West Paducah, KY Car Insurance Rates After a DUI

A DUI in West Paducah, KY increases car insurance rates. Compare West Paducah, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Paducah, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,123
GEICO $6,595
Liberty Mutual $4,654
Nationwide $5,628
Progressive $4,034
State Farm $2,935
Travelers $6,696
USAA $3,410

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Cheapest West Paducah, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Paducah, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Paducah, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,340 $5,340
GEICO $4,032 $4,109
Liberty Mutual $4,667 $4,667
Nationwide $4,315 $4,315
Progressive $4,268 $4,268
State Farm $2,863 $3,007
Travelers $5,172 $5,172
USAA $2,579 $2,778

The Best Cheap Car Insurance Companies in West Paducah, KY

Take a look at a side-by-side comparison of the top car insurance companies in West Paducah, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Paducah, Kentucky

Insurance Company Average Annual Rates
Allstate $5,340
GEICO $4,071
Liberty Mutual $4,667
Nationwide $4,315
Progressive $4,268
State Farm $2,935
Travelers $5,172
USAA $2,679

Category Winners: Cheapest Car Insurance in West Paducah, Kentucky

Find the cheapest car insurance companies in West Paducah, KY for each category right here.

Best Annual Car Insurance Rates by Company in West Paducah, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Paducah, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Paducah car insurance rates. Find the cheapest West Paducah, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Paducah, Kentucky

Insurance Company Low Medium High
Allstate $5,022 $5,322 $5,675
GEICO $3,814 $4,059 $4,339
Liberty Mutual $4,461 $4,640 $4,899
Nationwide $4,380 $4,266 $4,300
Progressive $3,969 $4,223 $4,613
State Farm $2,756 $2,930 $3,119
Travelers $4,915 $5,196 $5,405
USAA $2,555 $2,672 $2,809

Compare Car Insurance Quotes in West Paducah, KY

Ready to find affordable West Paducah, Kentucky car insurance today? Enter your ZIP code for fast, free West Paducah, KY car insurance quotes.

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