Compare West Point, AR Car Insurance Rates (2021)

Car insurance in West Point, AR averages $339 a month. West Point, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Point car insurance rates, compare quotes from the top car insurance companies in West Point, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Point for teen drivers is USAA
  • Average car insurance rates in West Point, AR after a DUI are $4,885/year
  • Average car insurance rates in West Point, AR are $4,065/year

If you need to buy West Point, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in West Point, AR is right here.

You’ll find West Point car insurance rates, the cheapest West Point, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare West Point, Arkansas car insurance rates to Conway car insurance rates, Bentonville car insurance rates, and Pine Bluff car insurance rates.

Ready to find affordable West Point, AR car insurance today? Enter your ZIP code for fast, free West Point car insurance quotes.

Cheapest West Point, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Point, AR car insurance rates? Every West Point, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Point, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $3,037 $2,683 $2,870 $10,944 $13,116 $3,333 $3,626
Farmers $2,257 $2,248 $2,019 $2,123 $9,399 $9,740 $2,578 $2,712
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,748 $2,584 $2,266 $2,374 $12,028 $13,526 $3,279 $3,540
State Farm $1,730 $1,730 $1,554 $1,554 $5,079 $6,379 $1,950 $2,239
Travelers $2,069 $2,105 $2,067 $2,069 $12,417 $19,974 $2,226 $2,534
USAA $1,260 $1,271 $1,172 $1,177 $3,964 $4,146 $1,618 $1,742

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Minimum Car Insurance in West Point, AR

Every driver must carry the minimum car insurance in West Point, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in West Point, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Point, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Point, AR. Compare credit history car insurance rates in West Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Point, Arkansas

Insurance Company Poor Fair Good
Allstate $6,697 $5,128 $4,157
Farmers $4,704 $3,942 $3,757
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $5,971 $5,127 $4,781
State Farm $4,023 $2,422 $1,886
Travelers $6,508 $5,446 $5,094
USAA $2,703 $1,850 $1,579

Cheapest West Point, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Point, AR to rates for a clean record with top companies.

Annual West Point, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,395 $5,525 $6,140 $5,250
Farmers $3,499 $4,477 $4,375 $4,186
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,555 $6,366 $4,794 $5,457
State Farm $2,543 $3,011 $2,777 $2,777
Travelers $4,757 $4,914 $7,223 $5,837
USAA $1,572 $1,993 $2,868 $1,743

Cheapest West Point, AR Car Insurance for Teen Drivers

Teen car insurance in West Point, AR can be expensive. Take a look at rates from the top car insurance companies in West Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Point, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,944 $13,116
Farmers $9,399 $9,740
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $12,028 $13,526
State Farm $5,079 $6,379
Travelers $12,417 $19,974
USAA $3,964 $4,146

Cheapest West Point, AR Car Insurance for Seniors

Take a look at West Point, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Point, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,683 $2,870
Farmers $2,019 $2,123
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,266 $2,374
State Farm $1,554 $1,554
Travelers $2,067 $2,069
USAA $1,172 $1,177

Cheapest West Point, AR Car Insurance Rates After a DUI

A DUI in West Point, AR increases car insurance rates. Compare West Point, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Point, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,140
Farmers $4,375
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,794
State Farm $2,777
Travelers $7,223
USAA $2,868

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Cheapest West Point, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Point, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Point, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,328 $5,328
Farmers $4,134 $4,134
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,293 $5,293
State Farm $2,710 $2,844
Travelers $5,683 $5,683
USAA $1,986 $2,102

The Best Cheap Car Insurance Companies in West Point, AR

Take a look at a side-by-side comparison of the top car insurance companies in West Point, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Point, Arkansas

Insurance Company Average Annual Rates
Allstate $5,328
Farmers $4,134
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,293
State Farm $2,777
Travelers $5,683
USAA $2,044

Category Winners: Cheapest Car Insurance in West Point, Arkansas

Find the cheapest car insurance companies in West Point, AR for each category right here.

Best Annual Car Insurance Rates by Company in West Point, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest West Point, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Point car insurance rates. Find the cheapest West Point, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Point, Arkansas

Insurance Company Low Medium High
Allstate $5,194 $5,324 $5,464
Farmers $3,929 $4,092 $4,382
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,792 $5,189 $5,898
State Farm $2,635 $2,774 $2,922
Travelers $5,387 $5,697 $5,964
USAA $1,956 $2,036 $2,139

What affects car insurance rates in West Point, Arkansas?

What factors can have an impact on West Point, AR car insurance? There are several reasons why West Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Point, Arkansas.

Commute Time in West Point

The more time you spend in your car the higher the risk of an accident. The average commute length in West Point, AR is 10.1 minutes according to City-Data.

Compare Car Insurance Quotes in West Point, AR

Ready to find affordable West Point, Arkansas car insurance today? Enter your ZIP code for fast, free West Point, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State