Compare West Point, CA Car Insurance Rates (2021)

Car insurance in West Point, CA averages $269 a month. West Point, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap West Point car insurance rates, compare quotes from the top car insurance companies in West Point, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in West Point is GEICO
  • Average car insurance rates in West Point, CA are $3,234/year
  • Average car insurance rates in West Point, CA after a DUI are $4,541/year

If you need to buy West Point, California car insurance, the options can be confusing. Everything you need to know about car insurance in West Point, CA is right here.

You’ll find West Point car insurance rates, the cheapest West Point, CA car insurance companies, and information on California car insurance laws. You can also compare West Point, California car insurance rates to Anaheim car insurance rates, Sacramento car insurance rates, and San Jose car insurance rates.

Ready to find affordable West Point, CA car insurance today? Enter your ZIP code for fast, free West Point car insurance quotes.

Cheapest West Point, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Point, CA car insurance rates? Every West Point, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Point, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,316 $2,326 $1,688 $1,718 $6,330 $7,974 $3,000 $3,334
Farmers $2,294 $2,294 $2,062 $2,062 $7,302 $12,000 $2,716 $3,022
GEICO $1,619 $1,620 $1,523 $1,523 $4,918 $5,015 $2,325 $2,384
Liberty Mutual $2,071 $1,971 $1,913 $1,858 $4,529 $4,787 $2,346 $2,354
Nationwide $2,805 $2,682 $2,450 $2,314 $7,021 $7,765 $3,331 $3,299
Progressive $1,698 $1,749 $1,456 $1,724 $4,535 $5,476 $2,469 $2,659
State Farm $2,976 $2,976 $2,657 $2,657 $5,417 $6,702 $3,292 $3,397
Travelers $2,165 $2,102 $1,912 $1,892 $4,361 $4,999 $2,792 $2,742
USAA $1,890 $1,792 $1,839 $1,846 $4,382 $4,372 $2,594 $2,454

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in West Point, CA

Every driver must carry the minimum car insurance in West Point, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in West Point, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Point, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Point, CA to rates for a clean record with top companies.

Annual West Point, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,160 $3,654 $5,694 $2,834
Farmers $3,118 $4,246 $5,294 $4,218
GEICO $1,831 $2,819 $3,543 $2,271
Liberty Mutual $2,368 $3,175 $2,863 $2,509
Nationwide $2,765 $3,542 $5,985 $3,542
Progressive $1,775 $3,022 $3,534 $2,553
State Farm $2,677 $3,197 $6,053 $3,110
Travelers $1,940 $3,108 $3,618 $2,816
USAA $1,757 $2,614 $4,289 $1,925

Cheapest West Point, CA Car Insurance for Teen Drivers

Teen car insurance in West Point, CA can be expensive. Take a look at rates from the top car insurance companies in West Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Point, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,330 $7,974
Farmers $7,302 $12,000
GEICO $4,918 $5,015
Liberty Mutual $4,529 $4,787
Nationwide $7,021 $7,765
Progressive $4,535 $5,476
State Farm $5,417 $6,702
Travelers $4,361 $4,999
USAA $4,382 $4,372

Cheapest West Point, CA Car Insurance for Seniors

Take a look at West Point, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Point, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,688 $1,718
Farmers $2,062 $2,062
GEICO $1,523 $1,523
Liberty Mutual $1,913 $1,858
Nationwide $2,450 $2,314
Progressive $1,456 $1,724
State Farm $2,657 $2,657
Travelers $1,912 $1,892
USAA $1,839 $1,846

Cheapest West Point, CA Car Insurance Rates After a DUI

A DUI in West Point, CA increases car insurance rates. Compare West Point, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Point, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,694
Farmers $5,294
GEICO $3,543
Liberty Mutual $2,863
Nationwide $5,985
Progressive $3,534
State Farm $6,053
Travelers $3,618
USAA $4,289

Cheapest West Point, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Point, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Point, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,241 $3,930
Farmers $3,829 $4,609
GEICO $2,377 $2,855
Liberty Mutual $2,506 $2,951
Nationwide $3,499 $4,418
Progressive $2,475 $2,966
State Farm $3,624 $3,894
Travelers $2,587 $3,154
USAA $2,433 $2,859

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in West Point, CA

Take a look at a side-by-side comparison of the top car insurance companies in West Point, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Point, California

Insurance Company Average Annual Rates
Allstate $3,586
Farmers $4,219
GEICO $2,616
Liberty Mutual $2,729
Nationwide $3,958
Progressive $2,721
State Farm $3,759
Travelers $2,870
USAA $2,646

Category Winners: Cheapest Car Insurance in West Point, California

Find the cheapest car insurance companies in West Point, CA for each category right here.

Best Annual Car Insurance Rates by Company in West Point, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest West Point, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Point car insurance rates. Find the cheapest West Point, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Point, California

Insurance Company Low Medium High
Allstate $3,426 $3,612 $3,719
Farmers $3,943 $4,249 $4,465
GEICO $2,384 $2,643 $2,821
Liberty Mutual $2,567 $2,750 $2,869
Nationwide $3,561 $4,021 $4,293
Progressive $2,425 $2,797 $2,940
State Farm $3,458 $3,807 $4,013
Travelers $2,527 $2,941 $3,142
USAA $2,357 $2,705 $2,877

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in West Point, California?

What factors can have an impact on West Point, CA car insurance? There are several reasons why West Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Point, California.

Commute Time in West Point

The more time you spend in your car the higher the risk of an accident. The average commute length in West Point, CA is 43.4 minutes according to City-Data.

Compare Car Insurance Quotes in West Point, CA

Ready to find affordable West Point, California car insurance today? Enter your ZIP code for fast, free West Point, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption