Compare West Point, NE Car Insurance Rates (2021)

Car insurance in West Point, NE averages $276 a month. West Point, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap West Point car insurance rates, compare quotes from the top car insurance companies in West Point, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Point for teen drivers is American Family
  • Average car insurance rates in West Point, NE after a DUI are $3,850/year
  • The cheapest car insurance company in West Point is American Family

If you need to buy West Point, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in West Point, NE is right here.

You’ll find West Point car insurance rates, the cheapest West Point, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare West Point, Nebraska car insurance rates to Columbus car insurance rates, Hastings car insurance rates, and Fremont car insurance rates.

Ready to find affordable West Point, NE car insurance today? Enter your ZIP code for fast, free West Point car insurance quotes.

Cheapest West Point, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Point, NE car insurance rates? Every West Point, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Point, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,691 $1,691 $1,545 $1,545 $2,877 $4,280 $1,654 $1,796
Farmers $2,250 $2,239 $2,020 $2,129 $8,528 $8,777 $2,546 $2,665
GEICO $2,901 $2,845 $2,841 $2,734 $6,043 $7,918 $2,620 $2,535
Liberty Mutual $3,216 $3,486 $2,539 $3,090 $14,132 $15,875 $3,367 $3,728
Nationwide $1,860 $1,923 $1,664 $1,784 $4,248 $5,308 $2,137 $2,315
Progressive $1,922 $1,845 $1,577 $1,645 $7,603 $8,559 $2,295 $2,459
State Farm $1,431 $1,431 $1,245 $1,245 $3,754 $4,804 $1,576 $1,786
USAA $1,410 $1,406 $1,282 $1,320 $4,439 $5,318 $1,824 $2,036

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Minimum Car Insurance in West Point, NE

Every driver must carry the minimum car insurance in West Point, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in West Point, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Point, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Point, NE. Compare credit history car insurance rates in West Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Point, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,868 $1,951 $1,587
Farmers $4,470 $3,696 $3,518
GEICO $4,349 $3,775 $3,290
Liberty Mutual $8,913 $5,391 $4,233
Nationwide $3,195 $2,538 $2,232
Progressive $3,989 $3,364 $3,111
State Farm $3,135 $1,881 $1,461
USAA $3,171 $2,146 $1,821

Cheapest West Point, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Point, NE to rates for a clean record with top companies.

Annual West Point, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,089 $2,273 $2,089 $2,089
Farmers $3,295 $4,222 $4,118 $3,942
GEICO $2,446 $3,511 $5,286 $3,975
Liberty Mutual $5,294 $6,248 $6,768 $6,406
Nationwide $1,878 $2,720 $3,889 $2,132
Progressive $2,960 $4,364 $3,313 $3,315
State Farm $2,015 $2,303 $2,159 $2,159
USAA $1,804 $2,273 $3,395 $2,044

Cheapest West Point, NE Car Insurance for Teen Drivers

Teen car insurance in West Point, NE can be expensive. Take a look at rates from the top car insurance companies in West Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Point, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,877 $4,280
Farmers $8,528 $8,777
GEICO $6,043 $7,918
Liberty Mutual $14,132 $15,875
Nationwide $4,248 $5,308
Progressive $7,603 $8,559
State Farm $3,754 $4,804
USAA $4,439 $5,318

Cheapest West Point, NE Car Insurance for Seniors

Take a look at West Point, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Point, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,545 $1,545
Farmers $2,020 $2,129
GEICO $2,841 $2,734
Liberty Mutual $2,539 $3,090
Nationwide $1,664 $1,784
Progressive $1,577 $1,645
State Farm $1,245 $1,245
USAA $1,282 $1,320

Cheapest West Point, NE Car Insurance Rates After a DUI

A DUI in West Point, NE increases car insurance rates. Compare West Point, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Point, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,089
Farmers $4,118
GEICO $5,286
Liberty Mutual $6,768
Nationwide $3,889
Progressive $3,313
State Farm $2,159
USAA $3,395

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Cheapest West Point, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Point, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Point, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,118 $2,152
Farmers $3,894 $3,894
GEICO $3,746 $3,863
Liberty Mutual $6,179 $6,179
Nationwide $2,655 $2,655
Progressive $3,488 $3,488
State Farm $2,104 $2,214
USAA $2,352 $2,407

The Best Cheap Car Insurance Companies in West Point, NE

Take a look at a side-by-side comparison of the top car insurance companies in West Point, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Point, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,135
Farmers $3,894
GEICO $3,805
Liberty Mutual $6,179
Nationwide $2,655
Progressive $3,488
State Farm $2,159
USAA $2,379

Category Winners: Cheapest Car Insurance in West Point, Nebraska

Find the cheapest car insurance companies in West Point, NE for each category right here.

Best Annual Car Insurance Rates by Company in West Point, Nebraska

Category Insurance Company
Teenagers American Family
Seniors State Farm
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest West Point, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Point car insurance rates. Find the cheapest West Point, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Point, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,113 $2,198 $2,093
Farmers $3,733 $3,840 $4,110
GEICO $3,714 $3,801 $3,899
Liberty Mutual $6,004 $6,145 $6,388
Nationwide $2,699 $2,644 $2,622
Progressive $3,311 $3,479 $3,674
State Farm $2,081 $2,155 $2,241
USAA $2,305 $2,376 $2,457

What affects car insurance rates in West Point, Nebraska?

What factors can have an impact on West Point, NE car insurance? There are several reasons why West Point car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Point, Nebraska.

Commute Time in West Point

The more time you spend in your car the higher the risk of an accident. The average commute length in West Point, NE is 13.7 minutes according to City-Data.

Compare Car Insurance Quotes in West Point, NE

Ready to find affordable West Point, Nebraska car insurance today? Enter your ZIP code for fast, free West Point, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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