Compare West Point, PA Car Insurance Rates (2021)

Car insurance in West Point, PA averages $414 a month. West Point, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap West Point car insurance rates, compare quotes from the top car insurance companies in West Point, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Point, PA after a DUI are $5,534/year
  • Average car insurance rates in West Point, PA are $4,968/year
  • The cheapest car insurance company in West Point is USAA

If you need to buy West Point, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in West Point, PA is right here.

You’ll find West Point car insurance rates, the cheapest West Point, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare West Point, Pennsylvania car insurance rates to Harrisburg car insurance rates, Pittsburgh car insurance rates, and Lancaster car insurance rates.

Ready to find affordable West Point, PA car insurance today? Enter your ZIP code for fast, free West Point car insurance quotes.

Cheapest West Point, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Point, PA car insurance rates? Every West Point, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Point, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,754 $2,754 $2,580 $2,580 $9,956 $9,956 $2,988 $2,988
GEICO $2,151 $1,860 $2,062 $1,784 $5,869 $5,100 $2,149 $1,859
Liberty Mutual $4,292 $4,292 $3,936 $3,936 $12,431 $12,431 $5,434 $5,434
Nationwide $2,148 $2,148 $2,043 $2,043 $6,098 $6,098 $2,414 $2,414
Progressive $2,989 $2,989 $2,684 $2,684 $9,781 $9,781 $3,794 $3,794
State Farm $1,786 $1,786 $1,587 $1,587 $6,531 $6,531 $1,980 $1,980
Travelers $2,763 $2,763 $3,019 $3,019 $42,629 $42,629 $3,292 $3,292
USAA $1,209 $1,209 $1,099 $1,099 $3,738 $3,738 $1,599 $1,599

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Minimum Car Insurance in West Point, PA

Every driver must carry the minimum car insurance in West Point, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in West Point, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Point, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Point, PA. Compare credit history car insurance rates in West Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Point, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,817 $4,373 $3,519
GEICO $4,291 $2,411 $1,860
Liberty Mutual $8,323 $5,972 $5,275
Nationwide $3,716 $3,070 $2,740
Progressive $6,351 $4,480 $3,605
State Farm $4,230 $2,618 $2,065
Travelers $14,073 $12,714 $11,991
USAA $2,388 $1,774 $1,572

Cheapest West Point, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Point, PA to rates for a clean record with top companies.

Annual West Point, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,361 $5,195 $4,361 $4,361
GEICO $2,038 $3,852 $2,721 $2,805
Liberty Mutual $5,917 $6,853 $6,662 $6,662
Nationwide $2,305 $3,084 $4,265 $3,048
Progressive $4,351 $6,053 $4,483 $4,360
State Farm $2,703 $3,239 $2,971 $2,971
Travelers $9,113 $13,027 $16,536 $13,027
USAA $1,531 $2,129 $2,273 $1,712

Cheapest West Point, PA Car Insurance for Teen Drivers

Teen car insurance in West Point, PA can be expensive. Take a look at rates from the top car insurance companies in West Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Point, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,956 $9,956
GEICO $5,869 $5,100
Liberty Mutual $12,431 $12,431
Nationwide $6,098 $6,098
Progressive $9,781 $9,781
State Farm $6,531 $6,531
Travelers $42,629 $42,629
USAA $3,738 $3,738

Cheapest West Point, PA Car Insurance for Seniors

Take a look at West Point, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Point, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,580 $2,580
GEICO $2,062 $1,784
Liberty Mutual $3,936 $3,936
Nationwide $2,043 $2,043
Progressive $2,684 $2,684
State Farm $1,587 $1,587
Travelers $3,019 $3,019
USAA $1,099 $1,099

Cheapest West Point, PA Car Insurance Rates After a DUI

A DUI in West Point, PA increases car insurance rates. Compare West Point, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Point, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,361
GEICO $2,721
Liberty Mutual $6,662
Nationwide $4,265
Progressive $4,483
State Farm $2,971
Travelers $16,536
USAA $2,273

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Cheapest West Point, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Point, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Point, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,472 $4,668
GEICO $2,811 $2,897
Liberty Mutual $6,358 $6,689
Nationwide $3,175 $3,175
Progressive $4,812 $4,812
State Farm $2,882 $3,060
Travelers $12,926 $12,926
USAA $1,857 $1,966

The Best Cheap Car Insurance Companies in West Point, PA

Take a look at a side-by-side comparison of the top car insurance companies in West Point, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Point, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,570
GEICO $2,854
Liberty Mutual $6,523
Nationwide $3,175
Progressive $4,812
State Farm $2,971
Travelers $12,926
USAA $1,911

Category Winners: Cheapest Car Insurance in West Point, Pennsylvania

Find the cheapest car insurance companies in West Point, PA for each category right here.

Best Annual Car Insurance Rates by Company in West Point, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest West Point, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Point car insurance rates. Find the cheapest West Point, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Point, Pennsylvania

Insurance Company Low Medium High
Allstate $4,283 $4,611 $4,814
GEICO $2,576 $2,890 $3,097
Liberty Mutual $6,128 $6,584 $6,858
Nationwide $3,126 $3,232 $3,168
Progressive $4,331 $4,858 $5,247
State Farm $2,744 $3,020 $3,149
Travelers $12,531 $12,991 $13,256
USAA $1,736 $1,934 $2,064

Compare Car Insurance Quotes in West Point, PA

Ready to find affordable West Point, Pennsylvania car insurance today? Enter your ZIP code for fast, free West Point, PA car insurance quotes.

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