Compare West Point, TX Car Insurance Rates (2021)

Car insurance in West Point, TX averages $323 a month. West Point, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap West Point car insurance rates, compare quotes from the top car insurance companies in West Point, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Point for teen drivers is USAA
  • Average car insurance rates in West Point, TX are $3,881/year
  • Average car insurance rates in West Point, TX after a DUI are $4,415/year

If you need to buy West Point, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in West Point, TX is right here.

You’ll find West Point car insurance rates, the cheapest West Point, TX car insurance companies, and information on Texas car insurance laws. You can also compare West Point, Texas car insurance rates to Laredo car insurance rates, El Paso car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable West Point, TX car insurance today? Enter your ZIP code for fast, free West Point car insurance quotes.

Cheapest West Point, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Point, TX car insurance rates? Every West Point, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Point, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,341 $3,271 $3,271 $8,756 $10,562 $4,094 $4,264
American Family $2,620 $2,929 $2,490 $2,863 $7,228 $9,435 $3,816 $4,352
GEICO $2,352 $2,548 $2,285 $2,600 $5,165 $5,391 $2,546 $2,541
Nationwide $2,826 $2,877 $2,491 $2,642 $8,062 $10,372 $3,325 $3,602
Progressive $2,595 $2,470 $2,318 $2,355 $11,209 $12,547 $3,097 $3,158
State Farm $1,863 $1,863 $1,648 $1,648 $4,307 $5,460 $2,014 $2,079
USAA $1,478 $1,489 $1,408 $1,401 $4,127 $4,506 $1,970 $2,120

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Minimum Car Insurance in West Point, TX

Every driver must carry the minimum car insurance in West Point, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in West Point, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest West Point, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Point, TX. Compare credit history car insurance rates in West Point from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Point, Texas

Insurance Company Poor Fair Good
Allstate $6,491 $4,761 $4,075
American Family $6,096 $3,902 $3,402
GEICO $4,902 $2,778 $1,855
Nationwide $5,445 $4,354 $3,775
Progressive $5,577 $4,839 $4,490
State Farm $3,699 $2,300 $1,831
USAA $3,403 $1,960 $1,575

Cheapest West Point, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Point, TX to rates for a clean record with top companies.

Annual West Point, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,970 $6,110 $6,387 $3,970
American Family $4,055 $5,207 $4,551 $4,055
GEICO $2,700 $3,576 $2,969 $3,470
Nationwide $3,918 $3,918 $5,831 $4,432
Progressive $4,326 $5,623 $5,055 $4,871
State Farm $2,335 $2,658 $3,113 $2,335
USAA $1,728 $2,542 $2,998 $1,982

Cheapest West Point, TX Car Insurance for Teen Drivers

Teen car insurance in West Point, TX can be expensive. Take a look at rates from the top car insurance companies in West Point for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Point, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,756 $10,562
American Family $7,228 $9,435
GEICO $5,165 $5,391
Nationwide $8,062 $10,372
Progressive $11,209 $12,547
State Farm $4,307 $5,460
USAA $4,127 $4,506

Cheapest West Point, TX Car Insurance for Seniors

Take a look at West Point, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Point, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,271 $3,271
American Family $2,490 $2,863
GEICO $2,285 $2,600
Nationwide $2,491 $2,642
Progressive $2,318 $2,355
State Farm $1,648 $1,648
USAA $1,408 $1,401

Cheapest West Point, TX Car Insurance Rates After a DUI

A DUI in West Point, TX increases car insurance rates. Compare West Point, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Point, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,387
American Family $4,551
GEICO $2,969
Nationwide $5,831
Progressive $5,055
State Farm $3,113
USAA $2,998

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Cheapest West Point, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Point, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Point, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,990 $5,228
American Family $4,467 $4,467
GEICO $3,120 $3,237
Nationwide $4,525 $4,525
Progressive $4,969 $4,969
State Farm $2,610 $2,610
USAA $2,283 $2,342

The Best Cheap Car Insurance Companies in West Point, TX

Take a look at a side-by-side comparison of the top car insurance companies in West Point, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Point, Texas

Insurance Company Average Annual Rates
Allstate $5,109
American Family $4,467
GEICO $3,178
Nationwide $4,525
Progressive $4,969
State Farm $2,610
USAA $2,313

Category Winners: Cheapest Car Insurance in West Point, Texas

Find the cheapest car insurance companies in West Point, TX for each category right here.

Best Annual Car Insurance Rates by Company in West Point, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest West Point, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Point car insurance rates. Find the cheapest West Point, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Point, Texas

Insurance Company Low Medium High
Allstate $4,987 $5,063 $5,277
American Family $4,164 $4,305 $4,930
GEICO $3,006 $3,134 $3,396
Nationwide $4,884 $4,329 $4,361
Progressive $4,748 $4,950 $5,207
State Farm $2,484 $2,603 $2,744
USAA $2,240 $2,304 $2,394

Compare Car Insurance Quotes in West Point, TX

Ready to find affordable West Point, Texas car insurance today? Enter your ZIP code for fast, free West Point, TX car insurance quotes.

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