Compare West Richland, WA Car Insurance Rates (2021)

Car insurance in West Richland, WA averages $217 a month. West Richland, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Richland car insurance rates, compare quotes from the top car insurance companies in West Richland, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Richland, WA after a DUI are $3,038/year
  • Average car insurance rates in West Richland, WA are $2,608/year
  • The cheapest car insurance company in West Richland is Nationwide

If you need to buy West Richland, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in West Richland, WA is right here.

You’ll find West Richland car insurance rates, the cheapest West Richland, WA car insurance companies, and information on Washington car insurance laws. You can also compare West Richland, Washington car insurance rates to Tacoma car insurance rates, Bellevue car insurance rates, and Spokane car insurance rates.

Ready to find affordable West Richland, WA car insurance today? Enter your ZIP code for fast, free West Richland car insurance quotes.

Cheapest West Richland, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Richland, WA car insurance rates? Every West Richland, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Richland, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,894 $1,874 $1,751 $1,833 $6,525 $7,539 $2,011 $2,087
American Family $1,663 $1,663 $1,518 $1,518 $6,296 $8,608 $1,663 $2,234
Farmers $1,881 $1,931 $1,723 $1,955 $4,288 $4,603 $2,368 $2,449
GEICO $1,496 $1,523 $1,403 $1,403 $3,269 $4,271 $2,538 $1,842
Liberty Mutual $1,658 $1,815 $1,488 $1,743 $9,072 $10,008 $1,780 $1,944
Nationwide $1,164 $1,189 $1,084 $1,127 $3,077 $3,744 $1,381 $1,488
Progressive $1,268 $1,182 $1,140 $1,155 $6,345 $7,101 $1,515 $1,508
State Farm $1,335 $1,335 $1,200 $1,200 $3,865 $4,897 $1,519 $1,748
USAA $1,025 $1,012 $986 $986 $4,307 $5,096 $1,291 $1,413

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Minimum Car Insurance in West Richland, WA

Every driver must carry the minimum car insurance in West Richland, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in West Richland, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Richland, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Richland, WA. Compare credit history car insurance rates in West Richland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Richland, Washington

Insurance Company Poor Fair Good
Allstate $3,961 $3,017 $2,590
American Family $3,712 $3,031 $2,693
Farmers $3,227 $2,445 $2,277
GEICO $2,640 $2,113 $1,902
Liberty Mutual $5,270 $3,246 $2,550
Nationwide $2,113 $1,671 $1,561
Progressive $2,926 $2,606 $2,424
State Farm $3,108 $1,860 $1,443
USAA $2,541 $1,864 $1,639

Cheapest West Richland, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Richland, WA to rates for a clean record with top companies.

Annual West Richland, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,353 $3,707 $3,005
American Family $2,525 $3,228 $3,737 $3,091
Farmers $2,199 $2,737 $2,934 $2,728
GEICO $1,711 $2,189 $3,261 $1,711
Liberty Mutual $3,151 $3,959 $4,044 $3,601
Nationwide $1,393 $1,873 $2,341 $1,520
Progressive $2,151 $3,352 $2,511 $2,594
State Farm $1,943 $2,332 $2,137 $2,137
USAA $1,487 $2,146 $2,671 $1,755

Cheapest West Richland, WA Car Insurance for Teen Drivers

Teen car insurance in West Richland, WA can be expensive. Take a look at rates from the top car insurance companies in West Richland for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Richland, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,525 $7,539
American Family $6,296 $8,608
Farmers $4,288 $4,603
GEICO $3,269 $4,271
Liberty Mutual $9,072 $10,008
Nationwide $3,077 $3,744
Progressive $6,345 $7,101
State Farm $3,865 $4,897
USAA $4,307 $5,096

Cheapest West Richland, WA Car Insurance for Seniors

Take a look at West Richland, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Richland, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,833
American Family $1,518 $1,518
Farmers $1,723 $1,955
GEICO $1,403 $1,403
Liberty Mutual $1,488 $1,743
Nationwide $1,084 $1,127
Progressive $1,140 $1,155
State Farm $1,200 $1,200
USAA $986 $986

Cheapest West Richland, WA Car Insurance Rates After a DUI

A DUI in West Richland, WA increases car insurance rates. Compare West Richland, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Richland, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,707
American Family $3,737
Farmers $2,934
GEICO $3,261
Liberty Mutual $4,044
Nationwide $2,341
Progressive $2,511
State Farm $2,137
USAA $2,671

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Cheapest West Richland, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Richland, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Richland, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,189 $3,189
American Family $3,081 $3,210
Farmers $2,650 $2,650
GEICO $2,190 $2,246
Liberty Mutual $3,689 $3,689
Nationwide $1,782 $1,782
Progressive $2,652 $2,652
State Farm $2,079 $2,196
USAA $1,994 $2,035

The Best Cheap Car Insurance Companies in West Richland, WA

Take a look at a side-by-side comparison of the top car insurance companies in West Richland, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Richland, Washington

Insurance Company Average Annual Rates
Allstate $3,189
American Family $3,145
Farmers $2,650
GEICO $2,218
Liberty Mutual $3,689
Nationwide $1,782
Progressive $2,652
State Farm $2,137
USAA $2,015

Category Winners: Cheapest Car Insurance in West Richland, Washington

Find the cheapest car insurance companies in West Richland, WA for each category right here.

Best Annual Car Insurance Rates by Company in West Richland, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest West Richland, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Richland car insurance rates. Find the cheapest West Richland, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Richland, Washington

Insurance Company Low Medium High
Allstate $3,007 $3,179 $3,382
American Family $2,977 $3,140 $3,318
Farmers $2,459 $2,649 $2,841
GEICO $2,078 $2,220 $2,356
Liberty Mutual $3,469 $3,694 $3,902
Nationwide $1,689 $1,781 $1,875
Progressive $2,422 $2,590 $2,944
State Farm $1,999 $2,147 $2,266
USAA $1,890 $2,013 $2,140

What affects car insurance rates in West Richland, Washington?

What factors can have an impact on West Richland, WA car insurance? There are several reasons why West Richland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Richland, Washington.

Car Theft in West Richland

High levels of vehicle theft can make car insurance more expensive. West Richland, WA car theft statistics from the FBI indicate 9 vehicle thefts a year.

Commute Time in West Richland

The more time you spend in your car the higher the risk of an accident. The average commute length in West Richland, WA is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in West Richland, WA

Ready to find affordable West Richland, Washington car insurance today? Enter your ZIP code for fast, free West Richland, WA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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