Compare West Salem, WI Car Insurance Rates (2021)

Car insurance in West Salem, WI averages $224 a month. West Salem, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Salem car insurance rates, compare quotes from the top car insurance companies in West Salem, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Salem, WI after a DUI are $2,976/year
  • Average car insurance rates in West Salem, WI are $2,688/year
  • The cheapest car insurance company in West Salem is American Family

If you need to buy West Salem, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in West Salem, WI is right here.

You’ll find West Salem car insurance rates, the cheapest West Salem, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare West Salem, Wisconsin car insurance rates to Milwaukee car insurance rates, La Crosse car insurance rates, and Appleton car insurance rates.

Ready to find affordable West Salem, WI car insurance today? Enter your ZIP code for fast, free West Salem car insurance quotes.

Cheapest West Salem, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Salem, WI car insurance rates? Every West Salem, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Salem, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,207 $2,332 $2,032 $2,250 $6,930 $8,907 $2,248 $2,441
American Family $911 $951 $866 $871 $2,733 $3,005 $1,080 $1,148
Farmers $1,825 $1,823 $1,616 $1,713 $8,714 $9,024 $2,076 $2,174
GEICO $1,079 $1,198 $1,130 $1,305 $3,648 $3,934 $997 $1,023
Liberty Mutual $1,594 $1,734 $1,286 $1,456 $5,641 $6,318 $1,695 $1,833
Nationwide $3,007 $3,156 $2,501 $2,629 $6,294 $9,680 $3,668 $4,319
Progressive $1,511 $1,439 $1,241 $1,291 $5,744 $6,476 $1,814 $1,962
State Farm $1,237 $1,237 $1,110 $1,110 $3,672 $4,626 $1,398 $1,602
USAA $1,245 $1,240 $1,132 $1,147 $3,211 $3,716 $1,610 $1,761

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Minimum Car Insurance in West Salem, WI

Every driver must carry the minimum car insurance in West Salem, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in West Salem, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Salem, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Salem, WI. Compare credit history car insurance rates in West Salem from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Salem, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,817 $3,314 $2,874
American Family $1,936 $1,275 $1,126
Farmers $4,091 $3,461 $3,309
GEICO $2,344 $1,676 $1,349
Liberty Mutual $3,876 $2,355 $1,853
Nationwide $4,953 $4,133 $4,133
Progressive $3,053 $2,592 $2,409
State Farm $2,981 $1,712 $1,304
USAA $2,893 $1,531 $1,224

Cheapest West Salem, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Salem, WI to rates for a clean record with top companies.

Annual West Salem, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,016 $4,119 $3,835 $3,704
American Family $1,384 $1,466 $1,466 $1,466
Farmers $3,156 $3,988 $3,770 $3,569
GEICO $1,233 $2,008 $2,324 $1,592
Liberty Mutual $2,054 $2,939 $3,038 $2,748
Nationwide $3,726 $4,310 $5,281 $4,310
Progressive $2,460 $2,977 $2,552 $2,750
State Farm $1,829 $2,169 $1,999 $1,999
USAA $1,474 $1,860 $2,514 $1,682

Cheapest West Salem, WI Car Insurance for Teen Drivers

Teen car insurance in West Salem, WI can be expensive. Take a look at rates from the top car insurance companies in West Salem for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Salem, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,930 $8,907
American Family $2,733 $3,005
Farmers $8,714 $9,024
GEICO $3,648 $3,934
Liberty Mutual $5,641 $6,318
Nationwide $6,294 $9,680
Progressive $5,744 $6,476
State Farm $3,672 $4,626
USAA $3,211 $3,716

Cheapest West Salem, WI Car Insurance for Seniors

Take a look at West Salem, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Salem, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,032 $2,250
American Family $866 $871
Farmers $1,616 $1,713
GEICO $1,130 $1,305
Liberty Mutual $1,286 $1,456
Nationwide $2,501 $2,629
Progressive $1,241 $1,291
State Farm $1,110 $1,110
USAA $1,132 $1,147

Cheapest West Salem, WI Car Insurance Rates After a DUI

A DUI in West Salem, WI increases car insurance rates. Compare West Salem, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Salem, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,835
American Family $1,466
Farmers $3,770
GEICO $2,324
Liberty Mutual $3,038
Nationwide $5,281
Progressive $2,552
State Farm $1,999
USAA $2,514

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Cheapest West Salem, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Salem, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Salem, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,580 $3,756
American Family $1,421 $1,470
Farmers $3,621 $3,621
GEICO $1,756 $1,823
Liberty Mutual $2,695 $2,695
Nationwide $4,407 $4,407
Progressive $2,685 $2,685
State Farm $1,949 $2,049
USAA $1,858 $1,907

The Best Cheap Car Insurance Companies in West Salem, WI

Take a look at a side-by-side comparison of the top car insurance companies in West Salem, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Salem, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,668
American Family $1,446
Farmers $3,621
GEICO $1,789
Liberty Mutual $2,695
Nationwide $4,407
Progressive $2,685
State Farm $1,999
USAA $1,883

Category Winners: Cheapest Car Insurance in West Salem, Wisconsin

Find the cheapest car insurance companies in West Salem, WI for each category right here.

Best Annual Car Insurance Rates by Company in West Salem, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest West Salem, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Salem car insurance rates. Find the cheapest West Salem, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Salem, Wisconsin

Insurance Company Low Medium High
Allstate $3,506 $3,659 $3,840
American Family $1,427 $1,460 $1,450
Farmers $3,338 $3,593 $3,931
GEICO $1,670 $1,789 $1,909
Liberty Mutual $2,495 $2,717 $2,872
Nationwide $4,270 $4,405 $4,545
Progressive $2,518 $2,709 $2,828
State Farm $1,877 $2,006 $2,114
USAA $1,814 $1,884 $1,950

What affects car insurance rates in West Salem, Wisconsin?

What factors can have an impact on West Salem, WI car insurance? There are several reasons why West Salem car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Salem, Wisconsin.

Car Theft in West Salem

High levels of vehicle theft can make car insurance more expensive. West Salem, WI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in West Salem

The more time you spend in your car the higher the risk of an accident. The average commute length in West Salem, WI is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in West Salem, WI

Ready to find affordable West Salem, Wisconsin car insurance today? Enter your ZIP code for fast, free West Salem, WI car insurance quotes.

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