Compare West Sand Lake, NY Car Insurance Rates (2021)

Car insurance in West Sand Lake, NY averages $270 a month. West Sand Lake, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap West Sand Lake car insurance rates, compare quotes from the top car insurance companies in West Sand Lake, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Sand Lake is GEICO
  • The cheapest car insurance company in West Sand Lake for teen drivers is GEICO
  • Average car insurance rates in West Sand Lake, NY after a DUI are $4,318/year

If you need to buy West Sand Lake, New York car insurance, the options can be confusing. Everything you need to know about car insurance in West Sand Lake, NY is right here.

You’ll find West Sand Lake car insurance rates, the cheapest West Sand Lake, NY car insurance companies, and information on New York car insurance laws. You can also compare West Sand Lake, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and Buffalo car insurance rates.

Ready to find affordable West Sand Lake, NY car insurance today? Enter your ZIP code for fast, free West Sand Lake car insurance quotes.

Cheapest West Sand Lake, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Sand Lake, NY car insurance rates? Every West Sand Lake, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Sand Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,482 $2,345 $2,330 $2,374 $7,384 $7,982 $2,462 $2,491
GEICO $1,510 $1,455 $1,470 $1,449 $3,192 $4,685 $1,361 $1,401
Liberty Mutual $3,624 $3,624 $3,377 $3,377 $7,078 $11,473 $3,624 $3,844
Nationwide $2,096 $2,096 $1,980 $1,980 $3,734 $5,548 $2,096 $2,667
Progressive $1,728 $1,602 $1,377 $1,402 $6,176 $6,876 $2,250 $2,191
State Farm $1,853 $1,853 $1,614 $1,614 $5,456 $7,046 $2,036 $2,163
Travelers $2,437 $2,466 $2,247 $2,412 $5,790 $6,963 $2,593 $2,705
USAA $1,571 $1,543 $1,427 $1,426 $6,338 $7,543 $2,007 $2,213

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Minimum Car Insurance in West Sand Lake, NY

Every driver must carry the minimum car insurance in West Sand Lake, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in West Sand Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest West Sand Lake, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Sand Lake, NY. Compare credit history car insurance rates in West Sand Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Sand Lake, New York

Insurance Company Poor Fair Good
Allstate $5,324 $3,145 $2,725
GEICO $2,588 $1,902 $1,707
Liberty Mutual $6,992 $4,580 $3,436
Nationwide $2,775 $2,775 $2,775
Progressive $4,641 $2,425 $1,785
State Farm $4,170 $2,616 $2,077
Travelers $4,750 $3,000 $2,605
USAA $4,627 $2,334 $2,064

Cheapest West Sand Lake, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Sand Lake, NY to rates for a clean record with top companies.

Annual West Sand Lake, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,152 $3,152 $4,630 $3,990
GEICO $1,619 $1,765 $3,259 $1,619
Liberty Mutual $3,990 $3,990 $8,041 $3,990
Nationwide $2,128 $2,128 $4,667 $2,176
Progressive $2,867 $2,867 $3,181 $2,885
State Farm $2,815 $2,815 $3,094 $3,094
Travelers $2,947 $3,686 $3,739 $3,435
USAA $2,670 $2,713 $3,937 $2,713

Cheapest West Sand Lake, NY Car Insurance for Teen Drivers

Teen car insurance in West Sand Lake, NY can be expensive. Take a look at rates from the top car insurance companies in West Sand Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Sand Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,384 $7,982
GEICO $3,192 $4,685
Liberty Mutual $7,078 $11,473
Nationwide $3,734 $5,548
Progressive $6,176 $6,876
State Farm $5,456 $7,046
Travelers $5,790 $6,963
USAA $6,338 $7,543

Cheapest West Sand Lake, NY Car Insurance for Seniors

Take a look at West Sand Lake, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Sand Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,330 $2,374
GEICO $1,470 $1,449
Liberty Mutual $3,377 $3,377
Nationwide $1,980 $1,980
Progressive $1,377 $1,402
State Farm $1,614 $1,614
Travelers $2,247 $2,412
USAA $1,427 $1,426

Cheapest West Sand Lake, NY Car Insurance Rates After a DUI

A DUI in West Sand Lake, NY increases car insurance rates. Compare West Sand Lake, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Sand Lake, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,630
GEICO $3,259
Liberty Mutual $8,041
Nationwide $4,667
Progressive $3,181
State Farm $3,094
Travelers $3,739
USAA $3,937

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Cheapest West Sand Lake, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Sand Lake, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Sand Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,782
GEICO $2,004 $2,126
Liberty Mutual $4,863 $5,142
Nationwide $2,775 $2,775
Progressive $2,950 $2,950
State Farm $2,852 $3,057
Travelers $3,452 $3,452
USAA $2,978 $3,038

The Best Cheap Car Insurance Companies in West Sand Lake, NY

Take a look at a side-by-side comparison of the top car insurance companies in West Sand Lake, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Sand Lake, New York

Insurance Company Average Annual Rates
Allstate $3,731
GEICO $2,065
Liberty Mutual $5,003
Nationwide $2,775
Progressive $2,950
State Farm $2,955
Travelers $3,452
USAA $3,008

Category Winners: Cheapest Car Insurance in West Sand Lake, New York

Find the cheapest car insurance companies in West Sand Lake, NY for each category right here.

Best Annual Car Insurance Rates by Company in West Sand Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest West Sand Lake, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Sand Lake car insurance rates. Find the cheapest West Sand Lake, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Sand Lake, New York

Insurance Company Low Medium High
Allstate $3,548 $3,720 $3,926
GEICO $1,953 $2,059 $2,184
Liberty Mutual $4,785 $4,986 $5,237
Nationwide $2,614 $2,754 $2,955
Progressive $2,788 $2,934 $3,128
State Farm $2,812 $2,970 $3,082
Travelers $3,252 $3,413 $3,690
USAA $2,917 $2,994 $3,115

What affects car insurance rates in West Sand Lake, New York?

What factors can have an impact on West Sand Lake, NY car insurance? There are several reasons why West Sand Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Sand Lake, New York.

Commute Time in West Sand Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in West Sand Lake, NY is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in West Sand Lake, NY

Ready to find affordable West Sand Lake, New York car insurance today? Enter your ZIP code for fast, free West Sand Lake, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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