Compare West Union, IA Car Insurance Rates (2021)

Car insurance in West Union, IA averages $239 a month. West Union, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap West Union car insurance rates, compare quotes from the top car insurance companies in West Union, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in West Union is USAA
  • Average car insurance rates in West Union, IA after a DUI are $3,443/year
  • The cheapest car insurance company in West Union for teen drivers is USAA

If you need to buy West Union, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in West Union, IA is right here.

You’ll find West Union car insurance rates, the cheapest West Union, IA car insurance companies, and information on Iowa car insurance laws. You can also compare West Union, Iowa car insurance rates to Sioux City car insurance rates, Waterloo car insurance rates, and Iowa City car insurance rates.

Ready to find affordable West Union, IA car insurance today? Enter your ZIP code for fast, free West Union car insurance quotes.

Cheapest West Union, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Union, IA car insurance rates? Every West Union, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Union, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,729 $1,678 $1,426 $1,474 $4,022 $4,553 $2,081 $2,246
State Farm $1,467 $1,467 $1,275 $1,275 $3,779 $4,813 $1,644 $1,865
Travelers $2,057 $2,102 $1,980 $1,990 $8,809 $14,021 $2,133 $2,546
USAA $1,234 $1,249 $1,130 $1,155 $3,305 $3,514 $1,482 $1,638

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Minimum Car Insurance in West Union, IA

Every driver must carry the minimum car insurance in West Union, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in West Union, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest West Union, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Union, IA. Compare credit history car insurance rates in West Union from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Union, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $3,846 $2,827 $2,376
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $2,854 $2,287 $2,063
State Farm $3,130 $1,937 $1,527
Travelers $5,018 $4,275 $4,071
USAA $2,419 $1,660 $1,437

Cheapest West Union, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Union, IA to rates for a clean record with top companies.

Annual West Union, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $1,937 $3,141 $2,100 $2,426
State Farm $2,048 $2,349 $2,198 $2,198
Travelers $3,267 $4,326 $5,773 $4,452
USAA $1,405 $1,885 $2,451 $1,613

Cheapest West Union, IA Car Insurance for Teen Drivers

Teen car insurance in West Union, IA can be expensive. Take a look at rates from the top car insurance companies in West Union for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Union, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,193 $7,282
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,022 $4,553
State Farm $3,779 $4,813
Travelers $8,809 $14,021
USAA $3,305 $3,514

Cheapest West Union, IA Car Insurance for Seniors

Take a look at West Union, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Union, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,740 $1,740
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,426 $1,474
State Farm $1,275 $1,275
Travelers $1,980 $1,990
USAA $1,130 $1,155

Cheapest West Union, IA Car Insurance Rates After a DUI

A DUI in West Union, IA increases car insurance rates. Compare West Union, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Union, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,139
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,100
State Farm $2,198
Travelers $5,773
USAA $2,451

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Cheapest West Union, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Union, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Union, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $2,981 $3,052
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,401 $2,401
State Farm $2,146 $2,250
Travelers $4,455 $4,455
USAA $1,771 $1,905

The Best Cheap Car Insurance Companies in West Union, IA

Take a look at a side-by-side comparison of the top car insurance companies in West Union, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Union, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,017
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,401
State Farm $2,198
Travelers $4,455
USAA $1,838

Category Winners: Cheapest Car Insurance in West Union, Iowa

Find the cheapest car insurance companies in West Union, IA for each category right here.

Best Annual Car Insurance Rates by Company in West Union, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest West Union, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Union car insurance rates. Find the cheapest West Union, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Union, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,033 $3,184 $2,833
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,265 $2,407 $2,531
State Farm $2,107 $2,208 $2,280
Travelers $4,208 $4,521 $4,635
USAA $1,745 $1,844 $1,926

What affects car insurance rates in West Union, Iowa?

What factors can have an impact on West Union, IA car insurance? There are several reasons why West Union car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Union, Iowa.

Commute Time in West Union

The more time you spend in your car the higher the risk of an accident. The average commute length in West Union, IA is 14.9 minutes according to City-Data.

Compare Car Insurance Quotes in West Union, IA

Ready to find affordable West Union, Iowa car insurance today? Enter your ZIP code for fast, free West Union, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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