Compare West Union, IL Car Insurance Rates (2021)

Car insurance in West Union, IL averages $243 a month. West Union, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap West Union car insurance rates, compare quotes from the top car insurance companies in West Union, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in West Union, IL after a DUI are $3,394/year
  • The cheapest car insurance company in West Union is State Farm
  • The cheapest car insurance company in West Union for teen drivers is State Farm

If you need to buy West Union, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in West Union, IL is right here.

You’ll find West Union car insurance rates, the cheapest West Union, IL car insurance companies, and information on Illinois car insurance laws. You can also compare West Union, Illinois car insurance rates to Champaign car insurance rates, Naperville car insurance rates, and Chicago car insurance rates.

Ready to find affordable West Union, IL car insurance today? Enter your ZIP code for fast, free West Union car insurance quotes.

Cheapest West Union, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Union, IL car insurance rates? Every West Union, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Union, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,349 $1,459 $1,124 $1,255 $4,140 $4,606 $1,414 $1,500
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,928 $1,846 $1,588 $1,659 $6,374 $7,164 $2,297 $2,462
State Farm $1,337 $1,337 $1,174 $1,174 $3,542 $4,516 $1,504 $1,714
Travelers $1,488 $1,573 $1,348 $1,439 $4,144 $5,195 $1,578 $1,664
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

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Minimum Car Insurance in West Union, IL

Every driver must carry the minimum car insurance in West Union, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in West Union, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest West Union, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in West Union, IL. Compare credit history car insurance rates in West Union from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in West Union, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,983 $1,853 $1,482
Nationwide $2,631 $2,129 $1,868
Progressive $3,636 $3,053 $2,806
State Farm $2,963 $1,774 $1,376
Travelers $2,822 $2,252 $1,838
USAA $3,658 $2,511 $2,069

Cheapest West Union, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Union, IL to rates for a clean record with top companies.

Annual West Union, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,764 $2,474 $2,190 $1,996
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,624 $3,822 $2,899 $3,314
State Farm $1,882 $2,193 $2,038 $2,038
Travelers $1,835 $2,393 $2,688 $2,300
USAA $1,958 $2,813 $3,852 $2,361

Cheapest West Union, IL Car Insurance for Teen Drivers

Teen car insurance in West Union, IL can be expensive. Take a look at rates from the top car insurance companies in West Union for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Union, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,140 $4,606
Nationwide $3,820 $4,891
Progressive $6,374 $7,164
State Farm $3,542 $4,516
Travelers $4,144 $5,195
USAA $5,278 $5,822

Cheapest West Union, IL Car Insurance for Seniors

Take a look at West Union, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Union, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,255
Nationwide $1,279 $1,353
Progressive $1,588 $1,659
State Farm $1,174 $1,174
Travelers $1,348 $1,439
USAA $1,524 $1,504

Cheapest West Union, IL Car Insurance Rates After a DUI

A DUI in West Union, IL increases car insurance rates. Compare West Union, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Union, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,190
Nationwide $2,697
Progressive $2,899
State Farm $2,038
Travelers $2,688
USAA $3,852

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Cheapest West Union, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Union, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Union, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,106 $2,106
Nationwide $2,210 $2,210
Progressive $3,165 $3,165
State Farm $1,987 $2,088
Travelers $2,214 $2,394
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in West Union, IL

Take a look at a side-by-side comparison of the top car insurance companies in West Union, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Union, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,106
Nationwide $2,210
Progressive $3,165
State Farm $2,038
Travelers $2,304
USAA $2,746

Category Winners: Cheapest Car Insurance in West Union, Illinois

Find the cheapest car insurance companies in West Union, IL for each category right here.

Best Annual Car Insurance Rates by Company in West Union, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest West Union, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Union car insurance rates. Find the cheapest West Union, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Union, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,998 $2,102 $2,219
Nationwide $2,212 $2,223 $2,195
Progressive $2,922 $3,145 $3,426
State Farm $1,946 $2,040 $2,127
Travelers $2,148 $2,301 $2,463
USAA $2,562 $2,743 $2,933

What affects car insurance rates in West Union, Illinois?

What factors can have an impact on West Union, IL car insurance? There are several reasons why West Union car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Union, Illinois.

Commute Time in West Union

The more time you spend in your car the higher the risk of an accident. The average commute length in West Union, IL is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in West Union, IL

Ready to find affordable West Union, Illinois car insurance today? Enter your ZIP code for fast, free West Union, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State