Compare Westbrook, MN Car Insurance Rates (2021)

Car insurance in Westbrook, MN averages $346 a month. Westbrook, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Westbrook car insurance rates, compare quotes from the top car insurance companies in Westbrook, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westbrook for teen drivers is State Farm
  • Average car insurance rates in Westbrook, MN after a DUI are $5,631/year
  • The cheapest car insurance company in Westbrook is State Farm

If you need to buy Westbrook, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Westbrook, MN is right here.

You’ll find Westbrook car insurance rates, the cheapest Westbrook, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Westbrook, Minnesota car insurance rates to Minneapolis car insurance rates, Rochester car insurance rates, and Plymouth car insurance rates.

Ready to find affordable Westbrook, MN car insurance today? Enter your ZIP code for fast, free Westbrook car insurance quotes.

Cheapest Westbrook, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westbrook, MN car insurance rates? Every Westbrook, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westbrook, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,111 $2,111 $1,913 $1,913 $5,695 $8,274 $2,111 $2,384
Farmers $1,883 $1,881 $1,812 $1,914 $5,279 $5,325 $2,465 $2,408
GEICO $2,420 $2,401 $2,313 $2,248 $5,064 $6,431 $2,267 $2,347
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,823 $1,831 $1,623 $1,722 $4,557 $5,532 $2,129 $2,210
State Farm $1,406 $1,406 $1,241 $1,241 $2,935 $3,625 $1,631 $1,349
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

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Minimum Car Insurance in Westbrook, MN

Every driver must carry the minimum car insurance in Westbrook, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Westbrook, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Westbrook, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westbrook, MN. Compare credit history car insurance rates in Westbrook from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westbrook, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,515 $3,005 $2,422
Farmers $3,587 $2,598 $2,428
GEICO $3,826 $3,128 $2,606
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,187 $2,568 $2,280
State Farm $2,703 $1,654 $1,206
USAA $4,516 $2,193 $1,898

Cheapest Westbrook, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westbrook, MN to rates for a clean record with top companies.

Annual Westbrook, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,221 $4,038 $4,480 $2,517
Farmers $2,463 $3,091 $3,124 $2,805
GEICO $2,114 $3,362 $5,005 $2,265
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,123 $2,822 $3,249 $2,519
State Farm $1,714 $1,994 $1,854 $1,854
USAA $2,131 $2,706 $4,100 $2,539

Cheapest Westbrook, MN Car Insurance for Teen Drivers

Teen car insurance in Westbrook, MN can be expensive. Take a look at rates from the top car insurance companies in Westbrook for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westbrook, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,695 $8,274
Farmers $5,279 $5,325
GEICO $5,064 $6,431
Liberty Mutual $17,050 $25,601
Nationwide $4,557 $5,532
State Farm $2,935 $3,625
USAA $5,013 $5,516

Cheapest Westbrook, MN Car Insurance for Seniors

Take a look at Westbrook, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westbrook, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,913 $1,913
Farmers $1,812 $1,914
GEICO $2,313 $2,248
Liberty Mutual $8,564 $8,564
Nationwide $1,623 $1,722
State Farm $1,241 $1,241
USAA $1,728 $1,737

Cheapest Westbrook, MN Car Insurance Rates After a DUI

A DUI in Westbrook, MN increases car insurance rates. Compare Westbrook, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westbrook, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,480
Farmers $3,124
GEICO $5,005
Liberty Mutual $17,909
Nationwide $3,249
State Farm $1,854
USAA $4,100

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Cheapest Westbrook, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westbrook, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westbrook, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,275 $3,353
Farmers $2,871 $2,871
GEICO $3,144 $3,229
Liberty Mutual $11,863 $12,582
Nationwide $2,678 $2,678
State Farm $1,806 $1,903
USAA $2,831 $2,907

The Best Cheap Car Insurance Companies in Westbrook, MN

Take a look at a side-by-side comparison of the top car insurance companies in Westbrook, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westbrook, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,314
Farmers $2,871
GEICO $3,186
Liberty Mutual $12,222
Nationwide $2,678
State Farm $1,854
USAA $2,869

Category Winners: Cheapest Car Insurance in Westbrook, Minnesota

Find the cheapest car insurance companies in Westbrook, MN for each category right here.

Best Annual Car Insurance Rates by Company in Westbrook, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Westbrook, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westbrook car insurance rates. Find the cheapest Westbrook, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westbrook, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,309 $3,406 $3,228
Farmers $2,771 $2,882 $2,960
GEICO $3,092 $3,185 $3,283
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,538 $2,695 $2,801
State Farm $1,793 $1,859 $1,912
USAA $2,788 $2,867 $2,953

What affects car insurance rates in Westbrook, Minnesota?

What factors can have an impact on Westbrook, MN car insurance? There are several reasons why Westbrook car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westbrook, Minnesota.

Commute Time in Westbrook

The more time you spend in your car the higher the risk of an accident. The average commute length in Westbrook, MN is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Westbrook, MN

Ready to find affordable Westbrook, Minnesota car insurance today? Enter your ZIP code for fast, free Westbrook, MN car insurance quotes.

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