Compare Western Springs, IL Car Insurance Rates (2021)

Car insurance in Western Springs, IL averages $306 a month. Western Springs, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Western Springs car insurance rates, compare quotes from the top car insurance companies in Western Springs, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Western Springs, IL are $3,667/year
  • The cheapest car insurance company in Western Springs for teen drivers is Liberty Mutual
  • Average car insurance rates in Western Springs, IL after a DUI are $4,331/year

If you need to buy Western Springs, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Western Springs, IL is right here.

You’ll find Western Springs car insurance rates, the cheapest Western Springs, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Western Springs, Illinois car insurance rates to Joliet car insurance rates, Elgin car insurance rates, and Cicero car insurance rates.

Ready to find affordable Western Springs, IL car insurance today? Enter your ZIP code for fast, free Western Springs car insurance quotes.

Cheapest Western Springs, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Western Springs, IL car insurance rates? Every Western Springs, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Western Springs, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,702 $3,718 $3,882 $3,882 $9,765 $12,693 $4,454 $4,817
American Family $2,528 $2,528 $2,317 $2,317 $7,224 $9,990 $2,528 $3,268
Farmers $2,687 $2,683 $2,375 $2,521 $12,070 $12,591 $3,078 $3,207
GEICO $1,864 $1,931 $1,827 $2,063 $7,024 $7,271 $2,222 $2,298
Liberty Mutual $1,365 $1,468 $1,130 $1,262 $4,877 $5,422 $1,424 $1,494
Nationwide $2,462 $2,498 $2,189 $2,313 $6,985 $8,947 $2,890 $3,128
Progressive $2,182 $2,036 $1,808 $1,896 $8,385 $9,387 $2,598 $2,809
State Farm $1,578 $1,578 $1,432 $1,432 $5,077 $6,403 $1,791 $2,069
Travelers $1,654 $1,742 $1,533 $1,631 $5,070 $6,425 $1,749 $1,840
USAA $1,627 $1,647 $1,520 $1,490 $5,392 $5,919 $2,145 $2,343

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Minimum Car Insurance in Western Springs, IL

Every driver must carry the minimum car insurance in Western Springs, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Western Springs, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Western Springs, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Western Springs, IL. Compare credit history car insurance rates in Western Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Western Springs, Illinois

Insurance Company Poor Fair Good
Allstate $7,460 $5,403 $4,729
American Family $5,432 $3,700 $3,130
Farmers $5,835 $4,931 $4,689
GEICO $5,335 $2,590 $2,012
Liberty Mutual $3,247 $2,044 $1,624
Nationwide $4,692 $3,786 $3,302
Progressive $4,409 $3,763 $3,491
State Farm $3,881 $2,325 $1,804
Travelers $3,283 $2,674 $2,159
USAA $3,660 $2,530 $2,091

Cheapest Western Springs, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Western Springs, IL to rates for a clean record with top companies.

Annual Western Springs, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,135 $7,156 $6,670 $5,495
American Family $3,006 $4,255 $5,678 $3,410
Farmers $4,341 $5,620 $5,479 $5,166
GEICO $2,212 $3,417 $5,028 $2,593
Liberty Mutual $1,914 $2,739 $2,393 $2,175
Nationwide $3,160 $4,096 $4,818 $3,632
Progressive $3,190 $4,793 $3,540 $4,028
State Farm $2,419 $2,921 $2,670 $2,670
Travelers $2,145 $2,829 $3,153 $2,693
USAA $1,959 $2,836 $3,881 $2,365

Cheapest Western Springs, IL Car Insurance for Teen Drivers

Teen car insurance in Western Springs, IL can be expensive. Take a look at rates from the top car insurance companies in Western Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Western Springs, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,765 $12,693
American Family $7,224 $9,990
Farmers $12,070 $12,591
GEICO $7,024 $7,271
Liberty Mutual $4,877 $5,422
Nationwide $6,985 $8,947
Progressive $8,385 $9,387
State Farm $5,077 $6,403
Travelers $5,070 $6,425
USAA $5,392 $5,919

Cheapest Western Springs, IL Car Insurance for Seniors

Take a look at Western Springs, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Western Springs, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,882 $3,882
American Family $2,317 $2,317
Farmers $2,375 $2,521
GEICO $1,827 $2,063
Liberty Mutual $1,130 $1,262
Nationwide $2,189 $2,313
Progressive $1,808 $1,896
State Farm $1,432 $1,432
Travelers $1,533 $1,631
USAA $1,520 $1,490

Cheapest Western Springs, IL Car Insurance Rates After a DUI

A DUI in Western Springs, IL increases car insurance rates. Compare Western Springs, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Western Springs, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,670
American Family $5,678
Farmers $5,479
GEICO $5,028
Liberty Mutual $2,393
Nationwide $4,818
Progressive $3,540
State Farm $2,670
Travelers $3,153
USAA $3,881

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Cheapest Western Springs, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Western Springs, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Western Springs, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,864 $5,864
American Family $4,035 $4,140
Farmers $5,152 $5,152
GEICO $3,257 $3,368
Liberty Mutual $2,305 $2,305
Nationwide $3,927 $3,927
Progressive $3,888 $3,888
State Farm $2,603 $2,737
Travelers $2,599 $2,812
USAA $2,683 $2,838

The Best Cheap Car Insurance Companies in Western Springs, IL

Take a look at a side-by-side comparison of the top car insurance companies in Western Springs, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Western Springs, Illinois

Insurance Company Average Annual Rates
Allstate $5,864
American Family $4,087
Farmers $5,152
GEICO $3,312
Liberty Mutual $2,305
Nationwide $3,927
Progressive $3,888
State Farm $2,670
Travelers $2,705
USAA $2,760

Category Winners: Cheapest Car Insurance in Western Springs, Illinois

Find the cheapest car insurance companies in Western Springs, IL for each category right here.

Best Annual Car Insurance Rates by Company in Western Springs, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Western Springs, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Western Springs car insurance rates. Find the cheapest Western Springs, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Western Springs, Illinois

Insurance Company Low Medium High
Allstate $5,686 $5,859 $6,048
American Family $3,939 $4,237 $4,086
Farmers $4,883 $5,020 $5,552
GEICO $3,001 $3,309 $3,627
Liberty Mutual $2,173 $2,301 $2,442
Nationwide $3,874 $3,967 $3,939
Progressive $3,555 $3,872 $4,235
State Farm $2,502 $2,676 $2,832
Travelers $2,528 $2,702 $2,885
USAA $2,552 $2,757 $2,972

What affects car insurance rates in Western Springs, Illinois?

What factors can have an impact on Western Springs, IL car insurance? There are several reasons why Western Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Western Springs, Illinois.

Commute Time in Western Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Western Springs, IL is 31.3 minutes according to City-Data.

Compare Car Insurance Quotes in Western Springs, IL

Ready to find affordable Western Springs, Illinois car insurance today? Enter your ZIP code for fast, free Western Springs, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State