Compare Westernville, NY Car Insurance Rates (2021)

Car insurance in Westernville, NY averages $268 a month. Westernville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Westernville car insurance rates, compare quotes from the top car insurance companies in Westernville, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westernville for teen drivers is GEICO
  • The cheapest car insurance company in Westernville is GEICO
  • Average car insurance rates in Westernville, NY after a DUI are $4,249/year

If you need to buy Westernville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Westernville, NY is right here.

You’ll find Westernville car insurance rates, the cheapest Westernville, NY car insurance companies, and information on New York car insurance laws. You can also compare Westernville, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Westernville, NY car insurance today? Enter your ZIP code for fast, free Westernville car insurance quotes.

Cheapest Westernville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westernville, NY car insurance rates? Every Westernville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westernville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,347 $2,320 $2,365 $7,333 $7,936 $2,475 $2,508
GEICO $1,415 $1,363 $1,377 $1,357 $2,963 $4,329 $1,277 $1,314
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,219 $2,219 $2,095 $2,095 $3,940 $5,867 $2,219 $2,827
Progressive $1,682 $1,585 $1,361 $1,379 $5,563 $6,202 $2,166 $2,114
State Farm $2,221 $2,221 $1,934 $1,934 $6,491 $8,362 $2,440 $2,577
Travelers $2,424 $2,451 $2,204 $2,367 $5,537 $6,555 $2,573 $2,686
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

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Minimum Car Insurance in Westernville, NY

Every driver must carry the minimum car insurance in Westernville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Westernville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Westernville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westernville, NY. Compare credit history car insurance rates in Westernville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westernville, New York

Insurance Company Poor Fair Good
Allstate $5,292 $3,140 $2,728
GEICO $2,411 $1,772 $1,590
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,935 $2,935 $2,935
Progressive $4,358 $2,258 $1,654
State Farm $4,974 $3,119 $2,475
Travelers $4,596 $2,914 $2,539
USAA $4,423 $2,195 $1,945

Cheapest Westernville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westernville, NY to rates for a clean record with top companies.

Annual Westernville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,149 $3,149 $4,607 $3,976
GEICO $1,517 $1,652 $3,011 $1,517
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,245 $2,245 $4,955 $2,296
Progressive $2,683 $2,683 $2,961 $2,699
State Farm $3,357 $3,357 $3,688 $3,688
Travelers $2,878 $3,569 $3,620 $3,331
USAA $2,530 $2,572 $3,744 $2,572

Cheapest Westernville, NY Car Insurance for Teen Drivers

Teen car insurance in Westernville, NY can be expensive. Take a look at rates from the top car insurance companies in Westernville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westernville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,333 $7,936
GEICO $2,963 $4,329
Liberty Mutual $6,550 $10,619
Nationwide $3,940 $5,867
Progressive $5,563 $6,202
State Farm $6,491 $8,362
Travelers $5,537 $6,555
USAA $6,012 $7,189

Cheapest Westernville, NY Car Insurance for Seniors

Take a look at Westernville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westernville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,320 $2,365
GEICO $1,377 $1,357
Liberty Mutual $3,142 $3,142
Nationwide $2,095 $2,095
Progressive $1,361 $1,379
State Farm $1,934 $1,934
Travelers $2,204 $2,367
USAA $1,346 $1,345

Cheapest Westernville, NY Car Insurance Rates After a DUI

A DUI in Westernville, NY increases car insurance rates. Compare Westernville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westernville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,011
Liberty Mutual $7,405
Nationwide $4,955
Progressive $2,961
State Farm $3,688
Travelers $3,620
USAA $3,744

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Cheapest Westernville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westernville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westernville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,670 $3,770
GEICO $1,867 $1,981
Liberty Mutual $4,514 $4,774
Nationwide $2,935 $2,935
Progressive $2,757 $2,757
State Farm $3,398 $3,647
Travelers $3,350 $3,350
USAA $2,826 $2,883

The Best Cheap Car Insurance Companies in Westernville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Westernville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westernville, New York

Insurance Company Average Annual Rates
Allstate $3,720
GEICO $1,924
Liberty Mutual $4,644
Nationwide $2,935
Progressive $2,757
State Farm $3,523
Travelers $3,350
USAA $2,854

Category Winners: Cheapest Car Insurance in Westernville, New York

Find the cheapest car insurance companies in Westernville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Westernville, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Westernville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westernville car insurance rates. Find the cheapest Westernville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westernville, New York

Insurance Company Low Medium High
Allstate $3,553 $3,710 $3,898
GEICO $1,827 $1,919 $2,027
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,774 $2,914 $3,117
Progressive $2,625 $2,743 $2,902
State Farm $3,361 $3,541 $3,666
Travelers $3,195 $3,320 $3,534
USAA $2,786 $2,844 $2,933

Compare Car Insurance Quotes in Westernville, NY

Ready to find affordable Westernville, New York car insurance today? Enter your ZIP code for fast, free Westernville, NY car insurance quotes.

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