Compare Westerville, NE Car Insurance Rates (2021)

Car insurance in Westerville, NE averages $284 a month. Westerville, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Westerville car insurance rates, compare quotes from the top car insurance companies in Westerville, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Westerville, NE after a DUI are $3,969/year
  • The cheapest car insurance company in Westerville is American Family
  • The cheapest car insurance company in Westerville for teen drivers is American Family

If you need to buy Westerville, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Westerville, NE is right here.

You’ll find Westerville car insurance rates, the cheapest Westerville, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Westerville, Nebraska car insurance rates to Columbus car insurance rates, Omaha car insurance rates, and Grand Island car insurance rates.

Ready to find affordable Westerville, NE car insurance today? Enter your ZIP code for fast, free Westerville car insurance quotes.

Cheapest Westerville, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westerville, NE car insurance rates? Every Westerville, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westerville, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,716 $1,716 $1,559 $1,559 $2,837 $4,125 $1,678 $1,809
Farmers $2,203 $2,203 $1,982 $2,071 $7,859 $8,127 $2,491 $2,636
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,383 $3,679 $2,669 $3,245 $13,886 $15,605 $3,574 $3,974
Nationwide $1,802 $1,869 $1,608 $1,730 $3,946 $4,956 $2,050 $2,223
Progressive $1,990 $1,941 $1,629 $1,687 $7,257 $8,210 $2,388 $2,558
State Farm $1,802 $1,802 $1,538 $1,538 $4,329 $5,613 $1,975 $2,235
USAA $1,455 $1,458 $1,311 $1,365 $4,409 $5,308 $1,898 $2,132

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Minimum Car Insurance in Westerville, NE

Every driver must carry the minimum car insurance in Westerville, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Westerville, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Westerville, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westerville, NE. Compare credit history car insurance rates in Westerville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westerville, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,841 $1,950 $1,584
Farmers $4,256 $3,499 $3,335
GEICO $4,804 $4,162 $3,624
Liberty Mutual $9,054 $5,429 $4,273
Nationwide $3,046 $2,403 $2,120
Progressive $3,995 $3,323 $3,055
State Farm $3,784 $2,268 $1,760
USAA $3,233 $2,176 $1,842

Cheapest Westerville, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westerville, NE to rates for a clean record with top companies.

Annual Westerville, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,079 $2,263 $2,079 $2,079
Farmers $3,140 $3,992 $3,894 $3,760
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,376 $6,299 $6,857 $6,475
Nationwide $1,773 $2,583 $3,717 $2,019
Progressive $2,948 $4,284 $3,292 $3,306
State Farm $2,461 $2,747 $2,604 $2,604
USAA $1,838 $2,304 $3,444 $2,081

Cheapest Westerville, NE Car Insurance for Teen Drivers

Teen car insurance in Westerville, NE can be expensive. Take a look at rates from the top car insurance companies in Westerville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westerville, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,837 $4,125
Farmers $7,859 $8,127
GEICO $6,485 $8,525
Liberty Mutual $13,886 $15,605
Nationwide $3,946 $4,956
Progressive $7,257 $8,210
State Farm $4,329 $5,613
USAA $4,409 $5,308

Cheapest Westerville, NE Car Insurance for Seniors

Take a look at Westerville, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westerville, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,559 $1,559
Farmers $1,982 $2,071
GEICO $3,200 $3,079
Liberty Mutual $2,669 $3,245
Nationwide $1,608 $1,730
Progressive $1,629 $1,687
State Farm $1,538 $1,538
USAA $1,311 $1,365

Cheapest Westerville, NE Car Insurance Rates After a DUI

A DUI in Westerville, NE increases car insurance rates. Compare Westerville, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westerville, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
American Family $2,079
Farmers $3,894
GEICO $5,866
Liberty Mutual $6,857
Nationwide $3,717
Progressive $3,292
State Farm $2,604
USAA $3,444

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Cheapest Westerville, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westerville, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westerville, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,107 $2,142
Farmers $3,696 $3,696
GEICO $4,131 $4,262
Liberty Mutual $6,252 $6,252
Nationwide $2,523 $2,523
Progressive $3,458 $3,458
State Farm $2,536 $2,672
USAA $2,388 $2,445

The Best Cheap Car Insurance Companies in Westerville, NE

Take a look at a side-by-side comparison of the top car insurance companies in Westerville, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westerville, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,125
Farmers $3,696
GEICO $4,197
Liberty Mutual $6,252
Nationwide $2,523
Progressive $3,458
State Farm $2,604
USAA $2,417

Category Winners: Cheapest Car Insurance in Westerville, Nebraska

Find the cheapest car insurance companies in Westerville, NE for each category right here.

Best Annual Car Insurance Rates by Company in Westerville, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Cheapest Westerville, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westerville car insurance rates. Find the cheapest Westerville, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westerville, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,118 $2,188 $2,068
Farmers $3,571 $3,654 $3,864
GEICO $4,116 $4,193 $4,280
Liberty Mutual $6,102 $6,223 $6,430
Nationwide $2,586 $2,509 $2,474
Progressive $3,317 $3,450 $3,606
State Farm $2,531 $2,600 $2,680
USAA $2,345 $2,414 $2,492

Compare Car Insurance Quotes in Westerville, NE

Ready to find affordable Westerville, Nebraska car insurance today? Enter your ZIP code for fast, free Westerville, NE car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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