Compare Westfield, IL Car Insurance Rates (2021)

Car insurance in Westfield, IL averages $240 a month. Westfield, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Westfield car insurance rates, compare quotes from the top car insurance companies in Westfield, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Westfield is Travelers
  • Average car insurance rates in Westfield, IL are $2,881/year
  • The cheapest car insurance company in Westfield for teen drivers is State Farm

If you need to buy Westfield, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Westfield, IL is right here.

You’ll find Westfield car insurance rates, the cheapest Westfield, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Westfield, Illinois car insurance rates to Springfield car insurance rates, Champaign car insurance rates, and Chicago car insurance rates.

Ready to find affordable Westfield, IL car insurance today? Enter your ZIP code for fast, free Westfield car insurance quotes.

Cheapest Westfield, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Westfield, IL car insurance rates? Every Westfield, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,302 $1,407 $1,086 $1,212 $4,087 $4,545 $1,363 $1,442
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,964 $1,885 $1,619 $1,688 $6,385 $7,181 $2,341 $2,505
State Farm $1,335 $1,335 $1,175 $1,175 $3,571 $4,549 $1,503 $1,716
Travelers $1,334 $1,408 $1,206 $1,285 $3,655 $4,538 $1,415 $1,489
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Westfield, IL

Every driver must carry the minimum car insurance in Westfield, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Westfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Westfield, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Westfield, IL. Compare credit history car insurance rates in Westfield from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Westfield, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,908 $1,812 $1,448
Nationwide $2,631 $2,129 $1,868
Progressive $3,674 $3,083 $2,831
State Farm $2,973 $1,780 $1,381
Travelers $2,498 $1,996 $1,629
USAA $3,657 $2,511 $2,069

Cheapest Westfield, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Westfield, IL to rates for a clean record with top companies.

Annual Westfield, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,720 $2,419 $2,137 $1,947
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,652 $3,851 $2,930 $3,350
State Farm $1,886 $2,204 $2,045 $2,045
Travelers $1,635 $2,127 $2,362 $2,041
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Westfield, IL Car Insurance for Teen Drivers

Teen car insurance in Westfield, IL can be expensive. Take a look at rates from the top car insurance companies in Westfield for teenagers.

Annual Car Insurance Rates for Teen Drivers in Westfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,087 $4,545
Nationwide $3,820 $4,891
Progressive $6,385 $7,181
State Farm $3,571 $4,549
Travelers $3,655 $4,538
USAA $5,277 $5,820

Cheapest Westfield, IL Car Insurance for Seniors

Take a look at Westfield, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Westfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,086 $1,212
Nationwide $1,279 $1,353
Progressive $1,619 $1,688
State Farm $1,175 $1,175
Travelers $1,206 $1,285
USAA $1,524 $1,504

Cheapest Westfield, IL Car Insurance Rates After a DUI

A DUI in Westfield, IL increases car insurance rates. Compare Westfield, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Westfield, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,137
Nationwide $2,697
Progressive $2,930
State Farm $2,045
Travelers $2,362
USAA $3,851

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Cheapest Westfield, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Westfield, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Westfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,056 $2,056
Nationwide $2,210 $2,210
Progressive $3,196 $3,196
State Farm $1,994 $2,096
Travelers $1,962 $2,120
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Westfield, IL

Take a look at a side-by-side comparison of the top car insurance companies in Westfield, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Westfield, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,056
Nationwide $2,210
Progressive $3,196
State Farm $2,045
Travelers $2,041
USAA $2,746

Category Winners: Cheapest Car Insurance in Westfield, Illinois

Find the cheapest car insurance companies in Westfield, IL for each category right here.

Best Annual Car Insurance Rates by Company in Westfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Westfield, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Westfield car insurance rates. Find the cheapest Westfield, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Westfield, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,947 $2,051 $2,168
Nationwide $2,212 $2,223 $2,195
Progressive $2,952 $3,176 $3,460
State Farm $1,953 $2,047 $2,134
Travelers $1,926 $2,039 $2,158
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Westfield, Illinois?

What factors can have an impact on Westfield, IL car insurance? There are several reasons why Westfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Westfield, Illinois.

Commute Time in Westfield

The more time you spend in your car the higher the risk of an accident. The average commute length in Westfield, IL is 24.3 minutes according to City-Data.

Compare Car Insurance Quotes in Westfield, IL

Ready to find affordable Westfield, Illinois car insurance today? Enter your ZIP code for fast, free Westfield, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State